Headway Capital Reviews 2.254

TrustScore 4 uit 5

4,2

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

It's simple, clearcut, consistent. The telephone assistants are polite, knowledgable and helpful when needed and the draws dependable. However long term the interest rate is a killer and so it... Toon meer

Beoordeeld met 5 van de 5 sterren

We did not anticipate the sudden sharp rise in the ocean freight rates in the past six months that went up by over 400%, and found ourselves cash strapped due to heavy outlay for our clients. Raul he... Toon meer

Beoordeeld met 5 van de 5 sterren

Money was available quickly at the time of need, is the best thing for this Line of Credit account. The APR of 35% is most discouraging here which is available at 10% to 15 % APR elsewhere. However H... Toon meer

Beoordeeld met 1 van de 5 sterren

Headway Capital's methods, rates and fees are deceptive and unethical. My line of credit was verbally disclosed at the "monthly periodic rate", not the APR. There is an enormous difference between 5.8... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Niet-bancaire financiële diensten
  2. Financieel adviseur

Informatie afkomstig van verschillende externe bronnen

At Headway Capital, our mission is to provide small business owners access to financing through an easy application process and fast funding. Our line of credit provides the flexibility to draw money (up to the available credit limit) whenever needed and we do not penalize for paying a line of credit off early. Apply with Headway Capital and receive funds in as little as one business day, if approved.

Geschreven door het bedrijf


Contactgegevens

4,2

Goed

TrustScore 4 uit 5

2K reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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Beoordeeld met 5 van de 5 sterren

Dependable

It's simple, clearcut, consistent. The telephone assistants are polite, knowledgable and helpful when needed and the draws dependable.

However long term the interest rate is a killer and so it isn't an arrangement meant for stop gap measures when clients don't pay on time but rather emergencies.

Would be interested in another product by this well run organization with more lower interest rates that can be sustained for a longer relationship.

2 april 2026
Review zonder uitnodiging
Beoordeeld met 4 van de 5 sterren

Service is good

Service is good, but way expensive. Existing customers should be given a break
Interest rate is more than major credit cards.

9 maart 2026
Review zonder uitnodiging
Logo Headway Capital

Antwoord van Headway Capital

We appreciate your feedback. We acknowledge your concerns about the cost and interest rates. We'll review our pricing to ensure value for our customers.

Beoordeeld met 5 van de 5 sterren

Our experience has been very good

Our experience has been very good, and you deliver what you promise. The customer service has been wonderful and helpful.

Thank you, Headway Capital for helping us to complete our projects!

3 maart 2026
Review zonder uitnodiging
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Antwoord van Headway Capital

We're happy to hear that your experience has been very good, and we appreciate your recognition of our commitment to delivering on our promises. We're glad our customer service was wonderful and helpful. Thank you for allowing us to help complete your projects!

Beoordeeld met 5 van de 5 sterren

Great rates

Great rates, friendly fast service. No hiden or unexplained fees.

5 maart 2026
Review zonder uitnodiging
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Antwoord van Headway Capital

We're glad you enjoyed your experience with our fast service and transparent rates. Thank you for your positive feedback; it means a lot to us.

Beoordeeld met 1 van de 5 sterren

The worst company ever

The worst company ever, it's a mafia loan at 50% interest. Stay clear and never take a loan from Headway

20 februari 2026
Review zonder uitnodiging
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Antwoord van Headway Capital

Hi BB, Thank you for providing this feedback. There are multiple variables that go into why we price the way we do. If you have additional questions about our rates, please contact our dedicated Headway Capital Customer Service team at (866) 698-8494.

Beoordeeld met 3 van de 5 sterren

Great and easy, but very high APR

I’ve been using Headway Capital for years now. It’s been very easy to use and practical to draw funds from my line of credit for my business for the most part. But the APR is way too high, kinda disappointed that I’ve never got a reduction of my APR after all of those years with them.

19 februari 2026
Review zonder uitnodiging
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Antwoord van Headway Capital

Hi Prestige Rentals, Thank you for providing this valuable feedback. There are multiple variables that go into why we price the way we do. If you have additional questions about our rates, please contact our dedicated Headway Capital Customer Service team at (866) 698-8494.

Beoordeeld met 5 van de 5 sterren

Love the company,easy to deal…

Love the company,easy to deal with,professional,quick,great for small biz,a true line of credit,there when you need them

10 februari 2026
Review zonder uitnodiging
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Antwoord van Headway Capital

We're happy to hear that you had a wonderful experience! Thank you for sharing your positive feedback; we appreciate you highlighting our services for small businesses.

Beoordeeld met 5 van de 5 sterren

Headway Capital makes access to all of…

Headway Capital makes access to all of our loan documents extremely easy, as well as the access to our LOC when needed. Customer Service representatives are easy to reach, and our relationship with our account manager has been great.

3 februari 2026
Review zonder uitnodiging
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Antwoord van Headway Capital

We're happy to hear that accessing your loan documents and line of credit is easy. It's great to know that you find our customer service representatives accessible and that you value your account manager relationship. Thanks for your feedback.

Beoordeeld met 1 van de 5 sterren

bad company

last year at this time balance was 25,000 this year its 34,000, been paying 450 a month, how is that possible? your guys a thiefs, please don't do business with these people.

5 februari 2026
Review zonder uitnodiging
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Antwoord van Headway Capital

Hi Trinic, Thank you for providing this valuable feedback. There are multiple variables that go into why we price the way we do. If you have additional questions, please contact our dedicated Headway Capital Customer Service team at (866) 698-8494.

Beoordeeld met 1 van de 5 sterren

Horrible

Horrible, horrible service and the interest rate is just outright theft - they should be ashamed of themselves for "stealing" from small business owners. NEVER AGAIN.

31 december 2025
Review zonder uitnodiging
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Antwoord van Headway Capital

We’re sorry to hear about your experience and we truly appreciate you sharing your valuable feedback. To help us look into this further, please contact our dedicated Headway Capital Customer Service team at (866) 698-8494.

Beoordeeld met 1 van de 5 sterren

Dont ask for money to this company they…

Dont ask for money to this company they are a predator I got 14k and they charge me 79% percent.

1 juli 2025
Review zonder uitnodiging
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Antwoord van Headway Capital

Hi, Thank you for providing this valuable feedback. There are multiple variables that go into why we price the way we do. If you have additional questions, please contact our dedicated Headway Capital Customer Service team at (866) 698-8494.

Beoordeeld met 1 van de 5 sterren

They are terrible

They are terrible. They misapplied my payoff, and took the next $6,300 payment from my account anyway. When they found the mistake they said they would refund my "overpayment" in 7 to 10 business days! I didn't overpay ... you stole funds from me! I understand this is a standard business plan of theirs ... horrible horrible horrible.

7 december 2025
Review zonder uitnodiging
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Antwoord van Headway Capital

Hi Barbara, To protect your privacy all customer account questions/updates must be answered/made by a customer support representative. Please contact our team at support@headwaycapital.com (866) 698-8494

Beoordeeld met 5 van de 5 sterren

Headways team is always helpful

Headways team is always helpful. Always quick to address my questions. Always pleasant and polite.

26 augustus 2025
Review zonder uitnodiging
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Antwoord van Headway Capital

We appreciate you taking the time to share your positive experience! We're happy to hear that our team is helpful, quick, pleasant, and polite when addressing your questions.

Beoordeeld met 5 van de 5 sterren

Quick, prompt, courteous processing

They all did a great job communicating promptly and clearly throughout the whole process. Texts are good as well as phone calls for me, as well as sending me emails. They all kept me in the loop every step of the way communicating promptly. I’m happy to have access to Headway’s line of credit option,

21 juli 2025
Review zonder uitnodiging
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Antwoord van Headway Capital

We're happy to hear that our team communicated effectively with you throughout the process. We appreciate you mentioning the different communication methods that worked well for you. We are also glad you found the line of credit option helpful. Thank you for your positive feedback.

Beoordeeld met 2 van de 5 sterren

Terrible Rates

Terrible Rates. We accepted their offer of the "Premium Product" in order to build business credit, but that "premium product" has over 50% APR AND has a draw fee. You do not speak with anyone there after the sales pitch, so I cant give them points on that, but they do fund quickly. Depending on your cash flow and desperateness, you may which to look elsewhere.

21 juli 2025
Review zonder uitnodiging
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Antwoord van Headway Capital

Hi Tad, Thank you for providing this valuable feedback. There are multiple variables that go into why we price the way we do. If you have additional questions, please contact our dedicated Headway Capital Customer Service team at [(866) 698-8494.

Beoordeeld met 1 van de 5 sterren

Absolutely terrible company to do…

Absolutely terrible company to do business with. Your payment is due on the first? They’ll take it out on the 25th -10th. Basically whenever they feel like it. All customer service people are sassy and rude. Terrible bank.

11 juni 2025
Review zonder uitnodiging
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Antwoord van Headway Capital

Hi Cory, We are sorry you had a negative experience with our customer support team, and we are here to resolve the issue. Please reach out to the Headway Capital Service team at support@headwaycapital.com, so our team can look into this further and get back to you with more details.

Beoordeeld met 5 van de 5 sterren

Headway has performed exactly as…

Headway has performed exactly as advertised. Draws are timely and accurate.

12 juni 2025
Review zonder uitnodiging
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Antwoord van Headway Capital

We're happy to hear that our service has met your expectations with timely and accurate draws. Thank you for your positive feedback!

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