Kiva Reviews 

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TrustScore 5 uit 5

4,8

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Beoordeeld met 5 van de 5 sterren

The micro loan model seems simultaneously powerful and tiny. I deeply appreciate Kiva's perspective that the people themselves, not donors, know what the people need. I don't know if this is true, b... Toon meer

Beoordeeld met 5 van de 5 sterren

I've been lending through Kiva for over 10 years now. I value the ability to choose who I lend to and have chosen individuals, groups and larger loans for organisations with countrywide initiative... Toon meer

Beoordeeld met 5 van de 5 sterren

I have been donating to Kiva for over 20 years, because their purpose is so clear and noble. They help people in desperately impoverished areas of the world to help themselves work their way out of po... Toon meer

Beoordeeld met 5 van de 5 sterren

Exceptional charity with vetted borrowers you can select to match your own values and interests (e.g. healthcare, farming, entrepreneurship, etc.). It is also very gratifying to get updates on how you... Toon meer

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Kiva enables you to loan to small businesses in developing countries.


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4,8

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4,8

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99 reviews in de afgelopen 12 maanden

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Beoordeeld met 5 van de 5 sterren

Even small amounts can add up.

I like being able to pool my money with other lenders to help people who can't get loans from traditional banks. I can't do much about the poverty or harshness of their lives but if I can help in this way I am glad. I've been a part of Kiva for several years and think it is working hard to serve people.

15 november 2024
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Select your borrower

I enjoy being able to select the borrower to support. As the loan is paid back i can lend to another borrower. Helping people who don't have access to traditional loans empowers them to improve their lives

15 november 2024
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

I have been lending with Kiva for a decade

I have been lending with Kiva for a decade. It's amazing how $25 can help change people's lives. I've been able to loan that same $25 to numerous people. I loan it. They pay it back. I can reloan it, or I don't have to. But I keep re-ending because I can. I love that I get updates about the people I've loaned money to. I feel like I'm helping in some small way make somebody's life a little better.

15 november 2024
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

We welcome the opportunity to…

We welcome the opportunity to contribute in a small way...AND to witness how many such small additions CAN multiply into genuine assistance. The scope of your organization continues to make us aware of being but a small cog in the world's machinations.

15 november 2024
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

A different way to contribute

Kiva lends money to local entrepreneurs and small business owners - some run really small businesses, such as a person with a pushcart. I feel I am directly helping someone to succeed in life, no matter if that person is nearby or in another part of the world. I can choose the type of businesses I want to support, the country where I want my contributions to go, etc.

18 augustus 2024
Review zonder uitnodiging
Beoordeeld met 2 van de 5 sterren

CEO of Kiva is making millions

I read that the CEO of Kiva is making more money than a lot of other good charitable non-profits and that Google is an investor that's making millions. They are not giving away loans, they are giving loans with an interest rate those poor people have to pay. I previously donated money to them, but until I know more, I won't be donating to them again.

Granted people are getting loans who may otherwise not be able to get a loan, although I've read that they used to give more information about the people receiving loans than they do now. There are a lot of partner organizations, apparently in most countries, but some of them we have no information.

21 oktober 2024
Review zonder uitnodiging
Logo Kiva

Antwoord van Kiva

Hi Joyce, thanks so much for taking the time to write us a review.

In regards to our executive leadership's salaries,
Kiva is a nonprofit with a mission to expand financial access so underserved communities can thrive. Since our founding we have leveraged two main competencies to help us achieve this mission: technology-enabled crowdfunding and microfinance.

In 2019, compensation for the CEO was set according to the expanded scope of Kiva’s mission and compensation principles that included benchmarking data from technology, finance, and nonprofit organizations in similar domains, scale, and impact.

Kiva firmly believes in providing fair and equitable compensation to individuals who devote themselves to mission-driven work and with ongoing feedback from stakeholders, we continue to evolve a modern, fair, and equitable compensation philosophy across the organization.

Additionally, based on Kiva’s commitment to keep kiva.org user lending assets separate from operating assets, to ensure 100% of loaned funds go toward supporting loans, Kiva Microfunds’ annual revenues is not a full representation of Kiva’s scale, impact, or complexity. For example, Kiva’s loan funds, the primary measure of Kiva’s impact, totaled $224M in 2021.

As far as interest rates go, the average fees charged by a partner is noted in the “Average Cost to Borrower” field on a loan profile. At Kiva, sustainability is critical to reaching more families and communities worldwide, and charging borrowers allows our Lending Partners to cover the high operational costs of microfinance and provide critical wraparound services.

As only some partners pay a small fee for using Kiva as a fundraising platform, Kiva loans give our partners the flexibility to reach more communities -- mainly rural and underserved populations. Most Kiva Lending Partners charge interest or fees in some form; however, Kiva will not partner with an organization that charges unreasonable interest rates, and we require our partners to disclose their rates fully. In addition, Kiva only partners with microfinance institutions and other organizations with a social mission to serve the poor, unbanked, and underserved.

I hope this answers any questions and concerns you may have. Please feel free to reach out to us at any time via email at contactus@kiva.org.

Beoordeeld met 5 van de 5 sterren

Easy to use

It was easy to navigate the site and pick out the people that I wanted to lend money to. The site is very easy to use and explains every step of the process.

11 oktober 2024
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

KIVA Helps People

KIVA is great opportunity to directly help a small business in impoverished areas expand for the benefit of the owner, their family and the community.
All of my loans have been repaid and reloaned.

11 oktober 2024
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

SEEKING FURTHER INFO re SUPPORTING NEPALProvided me with an opportunity to…

Provided me with an opportunity to provide feedback and seek answers to my ONE QUESTION re what has happened to Kiva.org and its relationship with NEPAL??

My family and I wish to support Female Nepali entrepreneurs. For many months or perhaps years there have been NO OPPORTUNITIES to do so due to lack of Nepali loans. Has Nepal been abandoned by Kiva ? If so please notify me so that I may seek other more current charitable/microlending opportunities to benefit Nepali women. Needless too say WE ARE DISAPPOINTED.

11 oktober 2024
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Kiva is unique among microlending organizations

Kiva has a very unique feature which sets it apart from other microlending organizations I've looked at: The fact that your loan, once repaid, can be loaned out again in perpetuity. In other words, each loan I make can help countless people, as I get to choose who the next recipient is after the previous one repays the loan. Another thing I like is that I get to select the borrower based on their need(s) and their geographic location. It's a very personal experience. The only thing I wish I could do was make personal contact with the borrower to see how they're doing. But, I can understand why that wouldn't be a good idea. It's just too risky, for the borrower as well as the lender.

1 maart 2024
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Kiva is a friend to all...

I have been loaning money through Kiva for many years and have always found them to be straightforward and honest. It's nice to be able to help others around the world and see them prosper.

18 september 2024
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Like giving, but with an added bonus!

A loan through Kiva has the same satisfying feeling as a simple donation to a worthy cause, with the added very large bonus that the same money comes back and lets you give it over and over again. The web interface is simple and straightforward. You can filter loans by region or gender. You are given a reasonably clear idea of what the money will do for the person borrowing it, and how and when they are likely to pay it back.
It is an excellent giving experience.

15 augustus 2024
Review zonder uitnodiging

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