Snap Finance UK Reviews 

Super easy simple process no problems !!

Easy and simple to use, the company is super friendly too☺️ was recommended to use them & would definitely recommend to others

Highly recommended, finance was very easy to apply for, very fast response within minutes, we are now highly satisfied with our furniture and the competitive finance rate given by snap finance.

Second time I’ve used them. I found them really helpful and easy to use. You can set your own timeline and payments. What I found really useful was that no one pressured you to spend or use more than you wanted too. I was given choices on how much I wanted to borrow and time scale to pay back. I chose not to use all that I could off and was not once encouraged to use more. Fantastic service. Also send emails to tell me when the payments are coming out every month.

Really good service and kept up to date with updates

Was all good until final payment was due .... payment made and then they registered a late payment on my credit file !!

Snap finance helped me be able to buy my mobility scooter

snap Finance are the best conpany i have ever delt with very helpful i would say give them a try

Have 2 loans with snap finance and the process was uncomplicated and easy, the app is easy to use and they always let me know when they are going to take a payment.

Have been with SNAP for a few years and they are really good they go out of their way to make sure everything works for you. The are amazing and keep adding new shops that you can use. They give you limited and you don’t even have to spend it all. Which is a huge benefit. Their interest rates are great and so is repayment plans which they have several. TOTALLY RECOMMENDED 👍

Quick delivery- high quality goods- so pleased with my sofa I would definitely be using your finance again.

Well, I would have reviewed well, but, having paid my account up in Jan/Feb, and they confirmed it as closed, today I receive THIS laughable response! Wow! Potentially damaging this

Your loan, reference ********* with Snap Finance is currently £0 in arrears and is 0 days past due.
Under the Consumer Credit Act, we are required to send you a Default Notice

Excellent company I would recommend to anyone

Its handy being able to pay weekly,getting reminder once aweek is handy

Brilliant from start to finish. Easy to contact and resolve issues when I had finance with them.

Avoid this company pray on people with bad credit and disability use fake description for products then charge 3 times what there worth

The company is one of the best I've ever dealt with. They are helpful, professional, care about their customers and will always be a helpful as possible. Their staff are friendly, understanding and I've never had a bad experience dealing with them.

They’re trying anything to put me into arrears.
My card expired July 2025 and wasn’t updated with them, I had been paying through a payment link they sent me and in October I got a message from a debt collection company under them saying they’re putting me in arrears, I then phoned up 3 times and each time I was told it was a unallocated payment, it’s been sorted and they set up a new direct debit. The last person I spoke to allocated the payment but that’s all. I had to write a formal complaint for them to take the arrears off my credit file and re activate my direct debit.
I got a message as of yesterday telling me I was in arrears, yet again.
The direct debit payment wasn’t taken, this time no payment link, no heads up, nothing.
I phoned them today asking about it and they’ve said they can’t tell me that it won’t appear on my credit file. I have the money, they just didn’t take it and didn’t bother to tell me.
Before this I had no issues… I won’t use again and will be writing yet another formal complaint

*edit -
I have been reassured that it won’t affect my file, but after everything I’ve been through I don’t trust them until I’ve seen it. 2 stars for the fact their complaint department are decent