Getting insurance on my engagement ring was quick, easy and affordable. It brings peace of mind knowing a treasured symbol of love is covered in any scenario where it may become lost or damaged.

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Lees wat reviewers zeggen
The company has been great so far to work with. They double checked with our venue and let us know that we didn't need as much insurance as we were going to get so adjusted our coverage and gave us a... Toon meer
Very easy to sign up and the directions were pretty clear. I originally did not send the correct information but you all made it extremely clear what I needed to send and how to send it. I appreciate... Toon meer
Bedrijf heeft geantwoord
My experience with BriteCo was fantastic. Teagyn Lindley, who was the claims coordinator I worked with was awesome. She kept in constant contact with me from the first day I submitted my claim. If s... Toon meer
Bedrijf heeft geantwoord
Bedrijfsgegevens
- Verzekeringsmaatschappij
- ook in
- Aansprakelijkheidsverzekeringsmaatschappij
- Juwelen- en horlogeverzekeringsmaatschappij
- Persoonsverzekeringsmaatschappij
Over BriteCo
Geschreven door het bedrijf

BriteCo is a US-based insurtech that specializes in stand-alone jewelry, wedding and event insurance. Founded by a third-generation retail jeweler in 2017 to make coverage faster and more affordable than the traditional options. BriteCo is licensed in all 50 states, and you can get covered directly online at brite.co, through 4500+ independent insurance agents, or at 3500+ retail jewelers and partners nationwide.
Jewelry Insurance
Our jewelry insurance protects fine jewelry of every kind, with a quote in under 60 seconds and coverage in minutes:
- Worldwide protection, 24/7, against loss, theft, damage, and mysterious disappearance
- If a covered piece is lost, it's replaced at up to 125% of its appraised value, so even if market prices go up, you can replace it in full
- Zero deductible policies
- Premiums as low as $5 per month, with monthly or discounted annual payments
- Stand-alone jewelry coverage that's separate from your homeowners or renters policy, and BriteCo doesn't report claims to loss-history databases like C.L.U.E. or A-PLUS, so filing won't impact your home insurance rates
- Preventative maintenance included, such as prong re-tipping and clasp replacement
- Backed by an AM Best A+ rated insurance carrier
Engagement Ring Insurance
Your engagement ring goes everywhere you go, and its protection should too. BriteCo engagement ring insurance covers accidental loss, theft, damage, and even mysterious disappearance, anywhere in the world. There's zero deductible, and a covered total loss is replaced at up to 125% of the appraised value. BriteCo also includes automated value updates annually to ensure you are getting the best possible coverage. Quote and buy online in minutes.
Watch Insurance
For luxury timepieces, BriteCo offers stand-alone watch insurance that is separate from your homeowners coverage. You're protected against theft, loss, damage, and mysterious disappearance, worldwide and with no deductible, up to the full insured value of the watch. Coverage typically runs about 1% to 2% of the watch's value per year, and you can get insured in under two minutes.
Online Jewelry Appraisals
Knowing what your jewelry is worth is the first step to insuring it properly. BriteCo's online jewelry appraisal gives you a fast, accurate appraisal from certified experts, with no in-person visit required. It's an easy way to document the value of an engagement ring or any fine jewelry, whether you're buying a policy or just want an up-to-date record for your collection.
Wedding & Event insurance
Our wedding and event insurance is venue-approved and ready in under two minutes, protecting your celebration and your budget:
- Liability coverage from $102, including $1,000,000 per occurrence / $2,000,000 aggregate, with limits up to $20 million
- Cancellation coverage from $80 that reimburses lost deposits and payments for venues, vendors, attire, and gifts
- Zero deductible on every policy
- Host liquor, property damage, and pet liability included
- Industry-exclusive "change of heart" option: up to 75% of non-refundable expenses, including a qualifying breakup
- COVID coverage for the honorees and their immediate family
- Bundle liability and cancellation to save 10%
Modern Protection for Modern Milestones
Geschreven door het bedrijf
- Jewelry, Engagement Ring & Watch Insurance
- BriteCo offers affordable, comprehensive jewelry insurance coverage up to 125% of appraised value with zero deductibles. Whether it’s engagement rings, wedding rings, luxury watches, or family heirlooms, we provide the specialized protection that standard homeowners or renters policies lack - insuring items at any appraised value , with no value cap on individual items or total schedules.
- Wedding & Event Insurance
- BriteCo makes wedding and event insurance fast, simple, and venue-ready. Coverage options include wedding liability insurance up to $2,000,000, host liquor liability, accidental venue property damage, cancellation and postponement coverage, and lost vendor deposit protection. Couples can also add optional "Change of Heart" coverage for qualifying breakups. Quotes take under 2 minutes, and policies are venue approved, making it easy for couples, planners, and venues to get the coverage they need online.
Contactgegevens
805 Greenwood St, 60201, Evanston, Verenigde Staten
- info@brite.co
- brite.co
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Zo gebruikt dit bedrijf Trustpilot
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Easy to do
Easy to do - almost too easy. Concerned this is legit coverage. If so the process to sign up is easy and reasonable pricing.

Antwoord van BriteCo
So good i forgot i even had insurance…
So good i forgot i even had insurance on the ring and band

Antwoord van BriteCo
Lauren was particularly helpful
Lauren was particularly helpful in my renewal process. She was super responsive and called to follow up after completing my renewal. Thank you, Lauren!!!

Antwoord van BriteCo
Lauren of briteco
Lauren has been so great to answer my questions and concerns in real time. Awaiting for my underwriting is finished and hopefully I never need to use this insurance. Hopefully claims process is as easy as the customer service given to purchase.

Antwoord van BriteCo
Stephanie has been so helpful / Create Service
Stephanie has been so helpful! We are do grateful for her support in helping us with our BriteCo account and insurance. Thanks!

Antwoord van BriteCo
Great customer service
BriteCo helped me insure my engagement ring and wedding band! It was so much easier than I imagined and their team was amazing at answering my questions. Quick responses from their team, Stephanie was great!

Antwoord van BriteCo
Easy and well explained
Easy and well explained, great option for folks who have no idea what we are doing!

Antwoord van BriteCo
I needed to edit the additional insured…
I needed to edit the additional insured parties for my daughter's wedding insurance. In a time where you often can't find a customer service number to call, and rarely have human interaction with customer service, I was so happy that my call was answered by a live person who was able to edit the document while we were talking and send it to me immediately. She was a delight. Thank you for excellent customer service!

Antwoord van BriteCo
So far, things are going well.
So far, things are going well. I have encountered no issues and no claim has arisen, and I hope that remains the case. I expect the annual rate to stay consistent with the price is started, though inflation and rising costs may affect it. More power to you all.

Antwoord van BriteCo
My experience has been great
My experience has been great. When I called, they called back within 24 hours. Great customer service.

Antwoord van BriteCo
I lost my engagement ring 2 1/2 weeks…
I lost my engagement ring 2 1/2 weeks before my wedding, which sent me into a panic! However, working alongside BriteCo, and my jeweler was the easiest process in such a stressful time! Fortunately, because of their swift actions I was able to get a new ring made in time!! BriteCo customer service was absolutely phenomenal, I’ve never experienced better with any other company.

Antwoord van BriteCo
Purchasing was easy
Purchasing was easy, still haven’t received the policy yet because my documents are in review

Antwoord van BriteCo
Super easy to purchase policy & love…
Super easy to purchase policy & love the no hassle replacement if we were to need to use it. Peace of mind for sure!

Antwoord van BriteCo
Good balance of AI application and human customer service
Having an AI agent handle early inquiries and then having a human representative join to answer the more nuanced questions really made the quote process super efficient!

Antwoord van BriteCo
I was not aware my premiums would go up…
I was not aware my premiums would go up every year. I thought it was a set price. Will most likely cancel.

Antwoord van BriteCo
Quick and easy process
Quick and easy process! Received insurance quickly and was automatically sent to my venue. Definitely recommend!

Antwoord van BriteCo
Too many emails about customer service…
Too many emails about customer service experience

Antwoord van BriteCo
Great customer service
Accidentally input the wrong email so I did not receive my documents. They helped me change it to the correct email and sent my documents asap. Great service.

Antwoord van BriteCo

Antwoord van BriteCo
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