Creditjoy Reviews 

I was nervous because of my bad debt and lawsuits etc. Cristal was very personable, caring and very professional. She walked me through my issues and we came up with solutions. Others could learn from her good work ethic. Thank you.

Pedro was a great help at helping dispute my collections

Chantel is such a kind warm person. I've enjoyed speaking with her

This company is a scam. Everything that they offer you, you can do yourself for FREE! I was under the impression that using them would expedite the process, but I was wrong. When I found out that they can't expedite the process, I called and asked for a refund the very next day. And they are refusing to give me a refund. I will have to speak to my bank about this to get my money back. DO NOT USE THEM!

Mr. Nate customer service is outstanding! Great customer service, very patient, kind, explain everything well over sense of humor is amazing. He deserves employee of the month.

Kaila was honest supportive patient and went the extra mile!! True care and concern!! Very informative and knowledgeable!! 10 out of 10

I as of now I was made feel comfortable and that a resolution is attainable. I have to wait and see if this helps my situation with bad credit. I’ve been lead down this same road with similar companies promising positive outcome to only find myself in a worsening financial situation…

Poor customer service, scammers. They are full of LIES!

Chantel was very helpful and patient with me. She was knowledgeable of everything and I am so happy I got her on the phone this morning she made everything so straight forward and simple.

Great service!

The person I spoke with was very courteous and helpful. I enjoyed the conversation every though I was paying money for a charge off.

I had a great experience speaking to Ifvy. She was very knowledgeable and took her time explaining the process.

Customer service rep was very patient and answered every question I had. I had a lot of questions to ask.

I dont remember her name, but your representative was very knowledgeable and helpful. She didn't push me and let me make my own decisions.

Rigo was amazing. He found so much wrong with my many names and incorrect information. He was willing to help me. I am thankful he was the one to help me today.

LOVED PEDRO, he’s the bees knees!!

On my first contact to Credit Joy, Latoya G. was very helpful and jump right to educating me on what my rights are as a consumer, very patient and answered all of my questions and concerns about the process, however we got disconnected due to Latoya having computer issues, I then called back and Aaron A. stepped right in and picked up right where Latonya left off.

I was very satisfied with the way the both treated me in this and matter..
I am shouting and giving my Kudos to Latonya G. and Aaron A.
I will also be referring others to Credit Joy.

Lucinda A. Porter

Ms Cristal is the greatest credit agent ever

It was a great experience talking with my agent . She’s very knowledgeable Now, I’m just waiting for the results.