EasyPay Finance Reviews 

These morons keep stalking me! I have told them on a number of occasions to STOP calling me! And 10 minutes later they have called me again! This company needs to be reported! There’s sales calls and these well…… they’re on another level!

Won't stop calling our business to discuss merchant services. Have been told to stop calling and still continue. We've now blocked their number but they keep leaving voicemail messages.

Borderline harassment at this point. Given the reviews here we wouldn't have used them anyway, but calling every single day isn't a particularly effective way to ingratiate yourself to a potential customer.

UPDATE: 5 days later they're still calling every single day and leaving the same robocaller voice message. We've blocked the number but can't do anything about the voicemails. Utterly ridiculous.

SCAMMERS!!! They told me my bill was only $2000 nothing more nothing less. After I made the first payment of $300 I called them because online it says I have no account with them but they took my payment? Finally got on the phone with a customer service representative that seem to have no common sense. But she couldn’t locate my account. So since you can’t locate it I shouldn’t have to pay right? Oh now all of sudden she can find it and she said my balance is $3000 now? Absolutely not I have the lease agreement paper. I’ll take them to court before I hand them a extra $1000 that wasn’t in the lease agreement

Total ripoff don’t ever take any loan from this scammers you will pay them back more than you took!!! Worst company ever!!!

These people are straight up loan sharks, attempting to pass high interest rates, and then artificially creating more and more and more interest over time by refusing your payments and then claiming "It would be in your best interest to start paying them," and that "They want to get you back in good standing" like these clowns think they're Lex Luthor. Where do you idiots get off talking like that?

They refuse to answer their phone numbers, emails, etc, then have the gall to ROBO CALL YOU just so that they can claim not to be able to get a hold of you. They drag their feet for weeks at a time processing payments, only to reject them later on, just so they can claim that you're over 30 days late on payments, etc.

Doesn't matter that you're literally homeless or that you don't have anything to give them for the next two weeks, until your patched/unemployment comes in, nah. They'll just keep calling calling calling calling calling calling calling calling calling calling calling calling, chirping in your ear about how late you are in your payments, how much you owe them, How great they are and how much you suck, blah blah blah blah blah.

They're like an abusive, narcissistic spouse, constantly backing you into a corner and further into an unwinnable position, while attempting to frame themselves as some slighted benefactor. Seek legal advice if these parasites start giving you the runaround.

I cancelled my account, but they kept on trying to take payments, Absolutely shocking super unprofessional.
DO NOT USE

I have asked several times to not allow automatic withdrawal from my account. The person on the other line is very hard to hear and is not willing to assist. I have talked to a supervisor twice, explaining to them that I would like to take care of the balances but need a little time to do take care of it.

The supervisor reassured me that it was canceled. They continue to do automatic debit and do not provide a payment statement, a letter or any form of communication that this lease is being satisfied.

The entire process is a rip-off. They do not or care to assist you. When waiting for a supervisor you are on hold for a time listening to a looping music that has no quality, that plays and gets louder.

This is not a legitimate company, as the resemblance of account take over is taking place with their actions of debiting an account automatically without your permission.

This company should be reported to the CFPB for the violations against the Fair Lending Act and consumer violations of automatic debits without authorization of the member.

I knew exactly what I signed up for. I knew if I didn’t pay it off within 90 days it would be 199% financing. I also knew it would affect my credit if I don’t pay, however; they do not report positive payments to the credit bureaus. Only negative. I also seen that in the paperwork whenever I signed up. Fortunately, I paid off my balance within 90 days over three or four payments and I did not get charged interest. I got my car fixed same day at 0% financing and I paid it off within 90 days through easy pay. Was I stressed out about the high i interest rate, if I didn’t make the payment on time? YES absolutely But I knew what I signed up for.

I signed up. I paid my payment on time. I got charged 0% interest. Everything went smoothly and I have another $2500 credit whenever I need it. This company is great to me.

BAD structure you end up payin g 3x what they loan. Dont take loan.

After a year of making regular monthly payments on this loan at 119% interest the account has still not been reported to TransUnion, nor Equifax (they only report to these agencies). This is after numerous phone calls, emails and letters to EasyPay Finance, and responses to mine assuring me they are working on this issue. For over a year I'd been hoping to see the positive reflection on my credit reports and my credit score increase, as any customer/client would, and I realize this will never happen and I have given up. My one assurance from EasyPay customer service was that eventually I will pay the loan off in full which I am doing and look forward to.

If I could give half a star I would! This is by far the worst experience of my life! It is Extortion! Should be illegal! Paid back more than double just to be able to escape it. Please don’t use this company! Had money ready to go for over 3 weeks to pay them off and just got the run around and they never have any info. You have to request a quote and then by the time you get it you’ve already been charged again! The worst inhuman business to deal with!

EasyPay financing will be the biggest rip off you ever have! They take advantage of people in rough situations and end up charging more than 2X the amount once all is said and done. I had a car repair worth 1400$ and paid 74$ bi weekly for 15 billing cycles and wondered how it still said my balance was 1200$ it's because their APR for 24 month payment was 119% so I would end up having to pay close to 3900 after all is said and done.

Please find other options before signing up with this company. Make sure you get a loan and not a lease, otherwise you will be paying taxes on your biweekly payments. Definitely read the fine print. Also, if you’re planning on paying your loan/lease off by the 90 days, make sure you do it a week before the 90 days end, other wise they will continue to be charge interest/tax until the payment actually goes through. Pending payments will still get taxed and charge. Your online account doesn’t tell you all the information you need. It doesn’t give you a remaining balance after every payment, so you don’t know how much you owe after each payment, you would have to call and that’s going to take 5-10min to process. Not sure why it takes that long when the information should be available in your account summary. This company and website is basically trash. Just unfortunate I’m going to end up giving them more money than what I owe even within the 90 days. Paying my money back asap so that I can end this nightmare early.

Quick and easy. I would not have had my car back as soon as I did.

On Monday, June 3 I called and the representative that took my call was really rude. I was trying to explain to him that I had given $400 additional in my account so I could go on the three month lease and that my payments by weekly we’re gonna be $90 instead of 176 per month for the next, three months He was really unprofessional and rude. Then when he saw that I was correct he told me that the other person had forgot to update in the account that was exactly what I was trying to explain but instead of understanding he was just awful. All I wanna do is finish making my payments and I will never use this finance company again

The loan was fairly easy to apply for, BUT... the interest rate is %148. Keep that in mind! The other issue I have is the CONTINUOUS contact. I haven't even had a payment due yet, and I've already had calls informing me that I'll HAVE one due... How much it is, etc. Along with that I've had a couple of their customer service people be nice and pleasant, and a couple rude, so that's hit or miss.

I appreciate a quick response in approving me, to help me get new tires. My old ones was getting ready to come apart. I needed a quick finance approval, and easy pay came through. Thank you for the easy process.

DON'T DO IT!!! If I could have given a score of 0 I would have. Make sure you read the fine print when you are requesting a loan from this place. What they will not tell you as that even though you are paying your weekly or bi-weekly payments regularly and on time. The still charge you $10 a day for everyday the loan is not paid off in full. For instance..If you are paying $200 bi-weekly which would be $400 a month at the end of the month they are going to add an extra $300 ($10 a day x 30 days) on to your bill at the end of the month if the bill hasn't been paid in full. So in essence you have only paid $100 towards the balance. They will have you paying this loan forever. I have been paying $400 a month for 6 months and the balance is just as high as it was when I got the loan. A COMPLETE RIPOFF

The application process was easy and the results was quick. I would definitely use them again if needed.