GoparityReviews 

141
TrustScore 3 uit 5

3,2

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Beoordeeld met 1 van de 5 sterren

I have an account with Goparity since more than 4 years. In the beginning all the loans were being paid on time, but since mid 2025 this is no longer the case. I have now 4 loans with them, 3 have... Toon meer

Beoordeeld met 2 van de 5 sterren

Os princípios da plataforma são bons. O que tem falhado são a grande quantidade de projetos em incumprimento e a falta de comunicação com os investidores sobre o estado das negociações. Estou conscien... Toon meer

Beoordeeld met 5 van de 5 sterren

Ótimos valores de sustentabilidade e impacto social. A equipa é muito comunicativa, transparente e disponível. A empresa, ainda que apresente produtos com taxa de retorno menor que outras plataformas... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Efetuei o primeiro de muitos investimentos que espero fazer na Goparity no dia 4 abril 2024. Porquê escolher a Goparity? Porque apoia projetos sustentáveis, porque é uma marca de confiança, porque te... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Beleggingsadvies
  2. Online marktplaats

Geschreven door het bedrijf

GoParity is an online sustainable investment platform. It connects citizens and institutional investors with exciting investment opportunities that also make the world a better place to live in. Any investor can start supporting projects they believe in with just 5€.


Contactgegevens

3,2

Gemiddeld

TrustScore 3 uit 5

141 reviews

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3,2

Alle reviews

(141)

34 reviews in de afgelopen 12 maanden

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Beoordeeld met 5 van de 5 sterren

Money for good

From several 'alternative' investment platforms I've tried over the last 5+ years, GoParity is perhaps my favourite. I trust their team's genuine conviction to promote & finance projects that contribute to a better world.
That said, investing via GoParity won't make you rich. A portion of the projects will inevitably fail, and this will negate most of the potential profits you could make. This net-zero outcome is very similar to every other platform or method I've tried (well, there are also a few that straight up lose money), but with GoParity, I can at least feel good about the fact that the money was used for projects benefiting society.

10 november 2025
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

De 5 projetos em que investi

De 5 projetos em que investi, 3 estão em incumprimento já há bastante tempo. Dificilmente irei recuperar k investimento. Fui eu que tive azar ou a culpa será da Goparaty?

1 november 2025
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

Comuniquei por email e não me…

Comuniquei por email e não me responderam, tento levantar o meu dinheiro e não consigo, as validações de conta bancária são aceites até chegar ao código de confirmação de número de telemóvel, nunca recebo a mensagem com código de confirmação... Gostava de saber porque acontece.

9 oktober 2025
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Uso há 5 anos - melhor plataforma de crowdlending sustentável

Utilizo a Goparity há mais de 5 anos e recomendo vivamente a plataforma. O facto de conseguir retornos financeiros muito acima do que a banca tradicional oferece em investimentos que contribuiem para um desenvolvimento sustentável do nosso planeta e das pessoas que nele vivem torna a decisão de continuar a investir na plataforma, muito fácil.
É sabido que o Trustpilot é mais facilmente inundado por opiniões extremamente negativas do que positivas. Como disse utilizo a plataforma há vários anos e só agora é que a venho elogiar publicamente.
Também aprecio genuinamente a comunicação que a plataforma faz com os seus utilizadores. Já tive 3 projetos em default que acabaram por ser resolvidos e fui informado ao longo do processo de recuperação da dívida. A Goparity partilha uma newsletter de uma forma muito transparente e alinhada com a sua missão de finanças sustentáveis e para mim, ler essas newsletters é algo diferenciador da organização. Espero que continuem com este trabalho, permitiu-me fazer investimentos com muito mais confiança de que o meu dinheiro está ser aplicado num futuro alinhado com os meus valores, ao mesmo tempo que me garante segurança financeira a longo prazo.

21 augustus 2025
Review zonder uitnodiging
Logo Goparity

Antwoord van Goparity

Muito obrigada, Pedro! Vamos continuar a criar impacto juntos. 🌱

Beoordeeld met 1 van de 5 sterren

“Late Payments, Fake Companies and a Potential Scam

I invested €1,400 in various projects with high interest. Now that it’s time for payment, two projects are already late.
Some entities, despite being in default on Project 1, are being listed again with Project 2.

It goes without saying that these companies, having not settled Project 1 yet, will not settle Project 2 either.

I find it very unsafe to allow these companies access a second or third time if they still haven’t settled the first.
The information isn’t clear, and some companies don’t even seem to exist. If you search on Google, the second result is Goparity, with no LinkedIn connection or real websites.

As some users have already pointed out, if these so-called companies resort to Goparity instead of bank loans (which, let’s remember, is the main and standard route), it’s probably because they are unreliable, as shown by their unpaid commitments.

In my opinion, it’s a scam. We’ll see, but in the meantime I’m writing off this money as lost.

17 augustus 2025
Review zonder uitnodiging
Logo Goparity

Antwoord van Goparity

Hello, Luke.
Thank you for sharing your perspective.

It's important to clarify some points regarding your concerns:
(1) All companies listed on our platform are registered entities and undergo a risk assessment process before their campaigns are launched.
(2) Some of the small and medium-sized companies that raise financing through Goparity may not have a strong digital presence. Nevertheless, their official information can always be verified in the relevant public records.
(3) No campaign is launched for projects from promoters that are in arrears, or which have been in arrears in the previous months.
(4) When delays occur, they are closely monitored and followed up, either through negotiation with the company or legal action if necessary. Information about our credit recovery process is publicly available on our website.

We're sorry to read that you have projects in arrears in your portfolio. While this type of investment does carry inherent risks, Goparity is committed to minimizing them and ensuring the highest possible standards of project selection and monitoring.
As for your remaining concerns, they appear to stem from a misunderstanding of how the platform works. We'd be happy to clarify everything in detail - please feel free to reach out to us directly at hello@goparity.com.

Beoordeeld met 1 van de 5 sterren

Como fechar a minha conta ?

Boa tarde,

Eu quero uma resposta clara com o que tenho de fazer passo a passo. Não pretendo mais investir na plataforma e queria recuperar todo o meu dinheiro e fechar a minha conta. O que tenho de fazer ? Tenho de contactar a MangoPay ?
Esperando uma resposta o mais brevemente possível,

15 augustus 2025
Review zonder uitnodiging
Logo Goparity

Antwoord van Goparity

Olá, Ana.
Para encerrar a sua conta, bastará solicitá-lo via e-mail: hello@goparity.com. Caso tenha dúvidas, estamos também disponíveis por telefone, através do +351 965 925 010 (das 10h às 12h e das 14h às 17h).

Ficamos a aguardar o seu contacto!

Beoordeeld met 3 van de 5 sterren

Never too late

Accompanying GoParity since its inception, it is sad to assist at its loss of singularity of supporting who needs support,
and its becoming a normal financial institution that analyses the risk simply by looking if the profit of the company in the previous year is sufficient to pay the loan of the first years.
GoParity used to dialogue with entrepreneurs and to consider the potential profitability of projects.
Hopefully GoParity will find a way to revert its current trend and re-include in risk aspects such as "truly" environmental and social potential impacts, and the results of profitability tests made by entrepreneurs.

29 juli 2025
Review zonder uitnodiging
Beoordeeld met 2 van de 5 sterren

Lots to improve

I like the platform's concept and its simplicity over the years. However, the slow customer service and, especially, the lack of information when payments for a project are almost two months late are quite frustrating and lead me to consider leaving the platform.

29 juli 2025
Review zonder uitnodiging
Logo Goparity

Antwoord van Goparity

Hello Paulo.
Thank you for valuing the platform’s concept and simplicity. At the same time, we take note of your concerns regarding delayed payments and communication.

Whenever a promoter fails to make a scheduled payment, our team follows up directly with them. New updates are published on the project’s page as soon as there is concrete information to provide. This means there may be periods with no visible updates while negotiations or legal steps are ongoing, but we ensure all relevant information is shared once confirmed. You can also consult our debt recovery process on our website, where the different steps and possible scenarios are explained in detail.

As for customer service, replies are handled in order of arrival and usually take 2 to 4 business days. For urgent matters, you can also reach us at +351 965 925 010 (10h-12h and 14h-17h).

Beoordeeld met 5 van de 5 sterren

Trustable and innovative

I have been investing small amounts in Go Parity since they started. They are a fantastic group of people, honest, and committed to constantly improve. You know exactly where your money goes and it makes you feel useful. Thanks!

25 juli 2025
Review zonder uitnodiging
Logo Goparity

Antwoord van Goparity

Thank you, Caro! Let's keep creating impact together. 🌱

Beoordeeld met 4 van de 5 sterren

I like the company and its culture but

I like the company and its culture. I’ve been investing with GoParity for a few years.
The only negative remark I’ve to make is about investing. I sometimes cannot add money to my account either but card or transfer. Last time (a few weeks ago) I couldn’t even reinvest. I already asked for help but it didn’t work. Maybe I’m the one to blame, I’m not a tech expert, but anyway it should not be so difficult to make an investment. After all, isn’t it what it is all about?

24 juli 2025
Review zonder uitnodiging
Logo Goparity

Antwoord van Goparity

Hello Clara.
Thank you for your words and for being part of Goparity over the past few years!

We’re sorry to hear about your difficulties when trying to invest. We looked at your case and confirm that our team followed up a few times with instructions.
If you're still experiencing issues, please don’t hesitate to reach out again at hello@goparity.com.

Beoordeeld met 5 van de 5 sterren

Company core values and vision

So far, no complaints. CEI is fully transparent about the company's kission and their values, the platgorm is really intuitive and the project are describes in completion and helping their causes becomes fullfilling. Fully recomend

25 juli 2025
Review zonder uitnodiging
Logo Goparity

Antwoord van Goparity

Thank you, Manuel! Let's keep creating impact together. 🌱

Beoordeeld met 5 van de 5 sterren

This is an amazing company

This is an amazing company. They support projects focused on sustainability to have capital to grow.
Of course there are some dubious projects, but it’s normal in this area where lines are grey and not black and white.
The great thing is that it seems they keep improving everyday.
It’s great to see a Portuguese company to thrive in this highly regulated market and to focus on sustainability.
Keep up the great work!

24 juli 2025
Review zonder uitnodiging
Logo Goparity

Antwoord van Goparity

Thank you, Pedro! Let's keep creating impact together. 🌱

Beoordeeld met 2 van de 5 sterren

Erro sistemático para levantamento de fundos

Estou insatisfeito com esta app de p2p. Quero adicionar a conta bancária para Levantar os Fundos e dá sempre erro.
Já enviei vários e-mail, respondem que já está resolvido, continua tudo igual, até ao momento que já passou uma semana e o suporte deixou de responder.

Para carregar com dinheiro tudo bem, para levantar é este filme.

16 juli 2025
Review zonder uitnodiging
Logo Goparity

Antwoord van Goparity

Olá, Gabriel.
Agradecemos-lhe por partilhar o seu feedback, lamentando que não seja positivo.

Confirmamos que a equipa deu resposta a todos os e-mails que nos endereçou.
Tendo havido alguns entraves na associação de novas contas bancárias na plataforma, estes estão já inteiramente solucionados.
Durante a análise e resolução deste tema, a equipa de apoio apresentou soluções imediatas para o levantamento de fundos de todos os que o haviam reportado - nenhum utilizador da plataforma ficou impedido de aceder aos fundos que estavam na sua carteira.

Importa clarificar que qualquer comunicação é encerrada exclusivamente no momento em que o tópico que a tenha espoletado seja resolvido; não há lugar a interrupção das comunicações em momento prévio.
Ainda assim, havendo a necessidade de um contacto mais próximo do que e-mail, ou surgindo qualquer questão de carácter mais urgente, o nosso atendimento +351 965 925 010 permanece disponível nos dias úteis, das 10h às 12h e das 14h às 17h.

Beoordeeld met 1 van de 5 sterren

Vários projetos com pagamentos em…

Vários projetos com pagamentos em atraso e a comunicação por parte da plataforma e inexistente.
A minha recomendação é para não investirem nem um cêntimo na Goparity. Se querem investimentos em p2p há outras plataformas bem mais interessantes em termos de juros e com fiabilidades muito melhores! Mintos é um exemplo

15 juni 2025
Review zonder uitnodiging
Logo Goparity

Antwoord van Goparity

Olá, Hugo.
Lamentamos ler as suas palavras.

Fazendo o risco parte deste produto de investimento, o interesse da Goparity é que os projetos e respetivos promotores sejam bem sucedidos naquilo a que se propõem, e tragam o devido rendimento para todos os que neles investem através da plataforma.

Para garantir total transparência, a avaliação do risco de cada campanha é lançada junto com todas as informações de relevo, incluindo as demonstrações financeiras da empresa promotora, permitindo que todos os investidores tomem decisões informadas.

Quando, durante o empréstimo, ocorrem atrasos, é acionado o protocolo de recuperação de crédito, conduzido em nome da comunidade de investidores. Os diferentes passos deste processo, assim como os cenários possíveis, encontram-se descritos no website. Os dados sobre cada caso em particular são publicados por via de atualizações na página do projeto em causa. Sempre que existam informações confirmadas, estas são aí partilhada com os investidores.

Caso tenha dúvidas sobre algum processo concreto, contacte-nos diretamente através de hello@goparity.com ou do +351 965 925 010 (dias úteis, 10h-12h e 14h-17h).

Beoordeeld met 5 van de 5 sterren

Happy portuguese investor since 2020

I started investing with GoParity around 2020/2021, not only for financial returns but also to support alternative, impact-driven projects. I also became a small shareholder in their first fundraising round.

Some projects have defaulted and I was initially concerned when I received my first Recovery Plan (PER). However, GoParity’s ability to negotiate debt recovery has been excellent — far better than the usual discounts creditors face in similar situations.

I’m very satisfied overall: good idea, strong execution, transparent communication and responsible follow-up. I continue to trust the platform and its mission. 😊

14 juni 2025
Logo Goparity

Antwoord van Goparity

Thank you, Cristina! Let's keep creating impact together. 🌱

Beoordeeld met 5 van de 5 sterren

Inversió ètica i sostenible

És genial! Trobar un lloc on poder invertir de manera ètica i sostenible. Els retorns son per sobre al 6%, però bé que s’ha de diversificar i no posar totes les inversions en renda variable, no? Els projectes son interessats i és bo veure idees internacionals de millora de la societat on s’implanta. Molt recomenable!

14 juni 2025
Review zonder uitnodiging
Logo Goparity

Antwoord van Goparity

Moltes gràcies, Ricard! Seguirem creant impacte junts. 🌱

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