If you haven't taken something like a MCA loan do as much homework as you can. They could use a better more in depth portal experience
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Lees wat reviewers zeggen
We have worked with Idea Financial for years and they have been extremely professional from day one. Their loan documentation is clear, their online portal is organized and up-to-the-minute and their... Toon meer
Idea Financial has quickly become a member of our support team at United P&H. Jim Picanso of Idea and Jon Cohen of Fundible.com worked together-- listening to, and understanding, our needs. They have... Toon meer
Our business structure is complicated. The loan process involved more steps and a longer loan process than we had hoped. Our Idea Financial team members stayed on top of the process and helped us to n... Toon meer
Bedrijf heeft geantwoord
Bedrijfsgegevens
Over Idea Financial
Geschreven door het bedrijf
Idea Financial empowers small businesses with flexible funding solutions tailored to your unique needs. Our two core offerings - business lines of credit and business term loans - provide the financial tools you need to thrive. With our line of credit, access funds as needed for managing cash flow, seizing opportunities, or covering unexpected expenses. For larger investments, our term loans offer lump sum funding to fuel significant growth initiatives.
We stand out through our fast, streamlined application process and personalized support from financial experts. Our innovative approach combines cutting-edge technology with a commitment to building lasting client relationships.
Experience the difference of working with a financial ally who truly understands and champions small businesses. Whether you're looking to expand, invest in equipment, or capitalize on new opportunities, Idea Financial provides the accessible, flexible funding you need to turn your vision into reality. Choose us and take your business to the next level with smart, tailored financing solutions.
Contactgegevens
800 NW 62ND Ave, Suite #750, 33126, Miami, Verenigde Staten
- 855-900-7838
- marketing@ideafinancial.com
- ideafinancial.com
4,2
Goed
569 reviews
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Heeft 16% van zijn negatieve reviews beantwoord
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The whole IDEA for a line of credit is…
The whole IDEA for a line of credit is to protect for overdraft. Not penalized them.
29 juni 2022
Antwoord van Idea Financial
Idea Financial never seeks to penalize our clients. When we underwrote the draw request, your bank account was overdrawn, had a negative balance and the business was otherwise unable to service the debt. Our credit rules do not permit Idea Financial to finance a business that has recently bounced payments to vendors or lenders and maintains negative bank balances.
The team at Idea is 5 star
29 juni 2022
I call for a quote for life insurance…
I call for a quote for life insurance and they help me find the best plan to use, thank you for the quality service
25 juni 2022
Review zonder uitnodiging
Quick and Professional
I was referred to Julien and the Idea Financial team and within 24 hrs I had the capital and line of credit funded to upgrade and enhance my coffee and wine bar. Highly recommend
9 juni 2022
Great experience
Great experience. Fast, informative, and excellent customer service. I will definitely do business in the near future with Ideal Financial.
8 juni 2022
Excellent services
Excellent services. Overall. Looking forward to a. Long. And good reliable service. Thanks.
7 juni 2022
Great Experience
Everyone i have dealt with has been very responsive and incredibly helpful!
26 mei 2022
Easy and Fast!!
It was nice working with them and they made process easy as possible from approving to funding.
25 mei 2022
Stress free process and very fast…
Stress free process and very fast funding. Would use this company again and highly recommend
19 mei 2022
I am not a fan of the weekly pay back…
I am not a fan of the weekly pay back loan, I think it's aggressive. However, the Idea Financial Team did a wonderful job of explaining the process and the reason behind the loans structure. Newer business, needed to consolidate, the money was in my account in less than 2 days. Business is business. Thank you guys.
16 mei 2022
This was the easiest credit line that I…
This was the easiest credit line that I have ever applied for in my life. The staff was great to work with and I had a decision and money in the bank in 7 days!!
6 mei 2022
They charged an origination fee on a…
They charged an origination fee on a loan that was already existing. This amounted to a charge of more than 10% on the existing balance. This was not a new draw. I was on target to pay off the balance in 10 weeks at the agreed upon weekly payment. Had I known in advance I would have delayed re-applying for 10 weeks.
4 mei 2022
Review zonder uitnodiging
Antwoord van Idea Financial
Dear Jay: We apologize for your concern. Idea Financial agreed to renew your business' line of credit. The decision to renew was completely yours and you were under no pressure or obligation to renew. When you did renew the line of credit, you were charged a renewal fee, which gave you access to an extended period on your line of credit. This renewal fee was explicitly disclosed to you in writing prior to your decision to renew. In addition, when a loan is renewed, we provide our customers the option (and courtesy) to extend their payments so as to lower the current payment. This was done for you. However, when you expressed to our representative that you preferred to keep your current, higher payment, we immediately accommodated this request.
It is inaccurate to state that we charged you a 10% charge to renew. We charged a fee to extend your ability to draw for an entirely new draw period. You did not have to renew the line of credit and could have gone elsewhere, or simply continued on your current schedule of payments.
At Idea Financial, we strive to provide excellent, transparent customer service and after reviewing the calls between you and our representative, we did exactly what is expected.
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