Circles 360 - Powered by StepLadder Reviews 161

TrustScore 4.5 uit 5

4,3

We verifiëren geen specifieke claims omdat reviewers hun eigen mening mogen geven. We kunnen reviews echter wel als 'Geverifieerd' bestempelen als we bevestiging hebben dat er een zakelijke interactie heeft plaatsgevonden. Meer informatie

Om de integriteit van het platform te beschermen, wordt elke review op ons platform – al dan niet geverifieerd – gescreend door onze geautomatiseerde software. Deze software kan inhoud identificeren en verwijderen die in strijd is met onze richtlijnen, inclusief reviews die niet zijn gebaseerd op een echte ervaring. We zijn ons ervan bewust dat we weleens wat over het hoofd zien, dus je kunt altijd reviews rapporteren waarvan je denkt dat we ze hebben gemist Meer informatie

Lees wat reviewers zeggen

Beoordeeld met 1 van de 5 sterren

I joined stepladder to save and build credit. In my current circle 2 members have 3 hands and 1 of these people has drawn consecutively over 3 months which is really disappointing and not random in my... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

I Joined stepladder to get enough funds for a deposit to purchase my first home. I wasn’t sure if it was going to help me in any way. I went ahead anyway as I believe in doing things that are outside... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

3rd year with SL. I too had the experience of receiving savings on the last day, however I recently joined a new circle and I was selected for a draw. Step ladder is great for various reasons, sa... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

I joined StepLadder last year in December, got drawn 2 months after, what can I say, best concept ever! I am pleased to see that many people already bought their house using Stepladder and I look forw... Toon meer

Bedrijfsgegevens

  1. Niet-bancaire financiële diensten

Geschreven door het bedrijf

We don’t need another finance app - we need each other... Circles 360 is the simplest way to organise group saving without chasing, creating spreadsheets, or awkward messages. Instead of relying on credit or saving in isolation, Circles 360 gives friends, families and communities a simple digital tool to organise structured savings groups. Participants agree on an amount and schedule, track progress transparently, and pay each other directly using their own bank accounts. The platform provides the structure, visibility and accountability that make saving together easier. Saving in groups has existed globally for generations. Circles 360 simply brings this trusted behaviour online.


Contactgegevens

4,3

Uitstekend

TrustScore 4.5 uit 5

161 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

Zo gebruikt dit bedrijf Trustpilot

Ontdek hoe ze hun reviews verzamelen, beoordelen en modereren.

Bedrijven op Trustpilot mogen geen beloningen aanbieden of betalen om reviews te verbergen. Reviews zijn de meningen van individuele gebruikers en niet van Trustpilot. Meer informatie

Beoordeeld met 5 van de 5 sterren

Allows me to save money without even…

Allows me to save money without even thinking about it and because the money is not physically there in my savings account, it can’t be spent whilst trying to reach my savings goal. I have been drawn twice in my 2 circles and it’s deffo a way to save that I would recommen

9 november 2021
Logo Circles 360 - Powered by StepLadder

Antwoord van Circles 360 - Powered by StepLadder

Hi Tammy, Thank you so much for your review, its great to hear your feedback, so pleased we are helping you to reach your financial goals.

Kind regards

Sarah

Sarah Garrett - Operations & Community Manager, StepLadder

Beoordeeld met 5 van de 5 sterren

I loveee it

I loveee it, got my money in the 7th draw which was exactly when I rli needed it. It’s safe and simple and it really works. I like that it comes out as a direct debit so it feels like a bill I have to pay as opposed to actually just saving which ultimately helps me to save and prevents me from dipping back into it :) x

2 november 2021
Review zonder uitnodiging
Logo Circles 360 - Powered by StepLadder

Antwoord van Circles 360 - Powered by StepLadder

Hi Anna-Pearl,

Thank you so much for your review. We love it when our Members take the time to tell us about their great experience. We are glad you found it ‘safe and simple’ and appreciate your feedback about the Direct Debit process.
It is our mission to help people reach their financial goals and I’m so pleased we could do this for you.

Kind regards

Sarah

Sarah Garrett - Operations & Community Manager, StepLadder

Beoordeeld met 1 van de 5 sterren

stay away

they are not backed by the Financial Services Compensation Scheme, if they go bust so do your savings

20 oktober 2021
Review zonder uitnodiging
Logo Circles 360 - Powered by StepLadder

Antwoord van Circles 360 - Powered by StepLadder

Hi Wanshika,

We're sorry to see your 1-star rating, especially as you haven’t yet had a chance to experience our service or product. We’d love to understand what’s led to this review and help rectify it. Please get in touch with us at membership@step-ladder-solutions.com and I’d be very happy to have a call with you.

You’ll see from our press coverage, many member testimonials on our website and the other TrustPilot reviews here, that all of our Members are delighted with our service.

StepLadder is not covered by the FSCS because we are a peer-to-peer platform operator, not a savings scheme. If you look at other peer-to-peer lending schemes you'll see that they are not covered by the FSCS. StepLadder is however, an appointed representative of More Lending Solutions Limited which is authorised and regulated by the Financial Conduct Authority (reference number: 702503) You can find us on the FCA register under reference 783003.

Sarah Garrett
Head of Operations and Membership Community

Beoordeeld met 5 van de 5 sterren

Totally I recommend everyone who want…

Totally I recommend everyone who want to save money and be sure they will be there when they will need to use ! Great system to help each other!

26 september 2021
Logo Circles 360 - Powered by StepLadder

Antwoord van Circles 360 - Powered by StepLadder

Thanks for taking the time to leave us a review George. There is nothing better than hearing how we have been able to help our Members.

Sarah Garrett - Operations & Community Manager, StepLadder

Beoordeeld met 5 van de 5 sterren

Stepladder has been a game- changer

Stepladder has been a game- changer of savings! I wasn’t sure what to expect or what to do to be honest when I joined but from the onset the customer service is top-notch and very friendly. No question/problem is too small and they are very patient.
The regular emails are very useful and informative on how to save for your deposit , manage your money, how to manoeuvre in getting the best mortgage and many more. It’s helped encourage me to stick to it. Joining a circle is so easy and you can choose a circle with what you can afford to pay each month.
There are many prizes to be won and chances for you to get something. I won the monthly draw from my circle in August worth £500 and also won a £25 prize as my first monthly payment for my 2nd circle. Oh yess you can have more than one circle running meaning more chances of being drawn! Awesome!

14 september 2021
Beoordeeld met 5 van de 5 sterren

Savings

A straightforward process from start to end, a great way to save! Even better as you get a lump sum by the end.

9 augustus 2021
Beoordeeld met 5 van de 5 sterren

Excellent Savings Scheme

This is an excellent way to save money in a safe group environment every month with the flexibility to choose the amount that is affordable for you. There are also useful financial advice sessions to get you informed. I joined and saved nearly £1k and I would not have been able to do it on my own. It really works and I highly recommend it.

16 juli 2021
Beoordeeld met 4 van de 5 sterren

I think that Stepladder has been great…

I think that Stepladder has been great to help me commit to saving. They have excellent customer service skills and always responding to my queries quickly. They appreciate feedback and very customer centric. I would suggest they relook their pricing structure as this platform is usually for people on low income and therefore interest fees should also reflect that. I.e to save money money this year I have had to spend £200…… they did however give me a months free membership so can’t complain! Due to the high fees however it has helped to improve my saving habits and as I try to save in the future probably will be more disciplined if I wanna save more in the long term

15 juli 2021
Beoordeeld met 5 van de 5 sterren

As with anyone handling your savings…

As with anyone handling your savings you have your concerns, but with stepladder I now have complete trust and will use them again 100%. I'm hoping this will be the start of a magical savings journey.

14 juli 2021
Beoordeeld met 5 van de 5 sterren

Meeting my objectives.

Stepladder is very good. It helps me to be able to save and build capital. Knowing that at the end of the month you jointly have to contribute, give the opportunity to priorities it. Great achievement. Thanks

8 juli 2021

Dit is Trustpilot

Iedereen kan een review op Trustpilot achterlaten n.a.v. een ervaring met een bedrijf. Gebruikers hebben het recht om hun feedback op elk moment te wijzigen of te verwijderen, en elke gepubliceerde review is zichtbaar zolang het account van de betreffende gebruiker actief is.

Bedrijven kunnen reviews verzamelen via geautomatiseerde uitnodigingen. Deze reviews worden als geverifieerd bestempeld, omdat het evident is dat ze op echte ervaringen gebaseerd zijn.

Lees meer over geverifieerde reviews.

Wij beveiligen ons platform met behulp van toegewijde specialisten en slimme technologieën. Lees meer over hoe wij nepreviews bestrijden.

Lees meer over Trustpilots reviewproces.

Hier vind je 8 tips voor het schrijven van een goede review.

Verificatie helpt ervoor te zorgen dat echte mensen de reviews schrijven die je op Trustpilot ziet staan.

Beloningen aanbieden voor reviews of een slechts een bepaalde groep mensen vragen om een review te schrijven, kan de TrustScore beïnvloeden. Dit is in strijd met onze richtlijnen.

Lees meer