Linear Financial Solutions Reviews 

Spoke to Julie to discuss overpayments on my BTL mortgage, and how the property was being significantly undervalued by the lender. Whilst on the phone, Julie managed to get the property revalued, and resulted in a 1% difference in interest rate due to the adjusted LTV

This review is for mortgage advisor Siobhan Kellett.

It is hard to put into words just how much Siobhan has meant to us throughout our mortgage journey. From the very first conversation, she gave me such good vibes—full of positivity, calm, and genuine care. Even when we faced situations where no one could really change the outcome, it was Siobhan’s words, her tone, and the way she carried us through that gave my family and me the strength to keep taking the next step.

Over time, she has become more than just our mortgage advisor; she has become like a friend. I realised this when I noticed that whenever I felt frustrated about the property purchase process—or even excited about any small piece of good news—the first name that popped into my mind was hers. She has walked every step with us, navigating all the ups and downs, and we truly felt her presence throughout the journey.

What amazed us most was her commitment. There were times she would even work late at night to prepare paperwork for us, and I found myself wondering how someone could be so dedicated to her clients and her work. Her level of care is something rare.

For anything and everything, it has always been Siobhan for me.

When she sent me the link to write a review, my heart honestly skipped a beat—I wondered, “Is this the end of the journey with Siobhan? Will we not speak to her again?” That alone shows just how much she has become part of this experience for us.

I also want to apologise, on behalf of my husband and myself, for the times we may have been annoying with our endless (and sometimes silly!) questions. We know she manages so many customers, yet she always made us feel like we were the only ones.

We are truly grateful—beyond what words can express—for her guidance, patience, encouragement, and unwavering support. I genuinely hope our journey with her continues in the future.

You really have a gem of a person in Siobhan. She is a real asset to your company, and we feel incredibly fortunate to have had her by our side. And if there is ever a promotion or recognition coming up—please, let it be for her. She truly deserves it.

Thank you ☺️

Working with the team was an amazing experience, marked by professionalism and excellent services

The person we dealt with went into great detail of what we needed

We recently worked with Paul Armstrong from Linear Financial Solutions to secure our mortgage, and I couldn’t recommend him highly enough. Paul was incredibly efficient and professional throughout the entire process. He went out of his way to find us the best mortgage option to suit our situation and managed to get us a mortgage offer in less than a week, which I believe is truly impressive! Excellent service from start to finish. Highly recommended!

Could not recommend Siobhan enough! From getting told we won’t be able to move out by a previous mortgage advisor to getting our first ever home with ease, with Siobhan’s help! Goes that extra mile and makes you feel so positive about the whole process. Couldn’t thank Siobhan enough, made our dream come true!

Siobhan went above and beyond to help us. As first time buyers we kind of had no clue and didn't know what to expect and Siobhan always answered our queries so clearly and had no issues with helping us whenever. She is so lovely and I couldn't recommend her enough!

A huge THANK YOU to Siobhan Kellett for a great approach towards a customer, for her positivity and all the help she's given us while buying our first property, she has been professional, transparent, made everything clear and easy, always available on phone or WhatsApp. Highly recommended as a mortgage advisor, can't imagine better service. 5 stars fully earned.

Very helpful and prompt response with a good outcome

Your agent responded with speed, was very thorough making the application to complete in record time.

Great advise and expertise available from people who really know their field. Making an a daunting task seem like a doddle even if you have no experience dealing with mortgages or the process they let you know what is going to happen and put you at ease.

I’m here for Ben who has done our mortgage . I have no word to prise his service . He is absolutely gem and lovely to speak with him. 100% recomnd Ben .

We worked with Siobhan as our advisor for purchasing our first home, and the whole process was incredibly smooth. She was so helpful and efficient, guiding us through finding the right mortgage and insurances, and was always available to answer our questions. Her support made the experience so much easier and less stressful. I would 100% definitely recommend Siobhan to anyone looking for a reliable and knowledgeable advisor.

Symon has been fantastic in supporting me getting my first solo mortgage sorted for my new purchase. Nothing has been a problem! Thank you so much. Would definitely 100% recommend.

Straight forward and clear

Tremendous service throughout. Symon Agnew helped me renew my mortgage, he was very easy to work with and was in contact every step of the way, this making it a simple and enjoyable service for getting me a great deal. I would highly recommend Symon if you want a fast, simple, no hassle service.

I deal with Claire Chattey for all my mortgage and remortgage needs as a portfolio landlord and I can honestly say that she provides excellent service, very professional and understanding and so efficient.
I would definitely recommend her for all your mortgage needs and always point my friends and family towards her

Siobhan was absolutely fantastic, found me a great mortgage deal and very knowledgeable, helping and assisting when needed on my first house purchase. Thank you again Siobhan for all your continued assistance from start to finish.

Had a mortgage and 3 different insurance packages with them in 2015. Paid the premium service which covered us for having any future financial service with them covered in the premium. Didn't need to contact them for a few years and then 2018 I was interested to relook at the insurances to see if there were better deals out there. Spent months trying to get in touch with the consultant then emailed head office who said they would assist or put me in touch with the consultant and then nothing back. Gave up in the end. Then 2019 came round and I was looking at a remortgage and contact consultant direct, got one response back via email (voicemail calls were not returned) and I emailed back with details and heard nothing since. I've since changed insurances and got a remortgage deal through another broker at a much better rate. Very disappointed but can't score poor as the initial service we had, in 2015, was very good. Just completely dried up after that and wished I didn't pay for the premium service offered back then. Look at other companies to manage your mortgage and insurances if you want a decent service. FYI I have copies of all the email correspondence I sent out and only a couple I received back from them throughout the time.