Optima Health and Life Reviews 

Gareth is very competent and patient. Great service.

I thought I had all the life cover, critical illness cover, income protection etc I'd need and that it was all in perfect shape.

After all, I spent 10 years in the industry selling it myself AND it was set up by one of the region's top mortgage advisors for me.... 👀

But then, I saw Patrick Lowe was offering a free, no-obligation review of all these types of policies, so I thought why not.

I have to say, best decision I've made in a long time.

I had no idea that none of my policies were in trust and the implications of that - also, there were some wholly unnecessary policies I still had in play.

Not only did Patrick offer to resolve this for me with no obligation to do anything with him, when he DID offer to quote like for like, the policies I needed that were left over came in cheaper with his recommendation.

For the sake of spending 15 minutes on the phone (whatsapp or whatever is convenient for you) with Paddy, the reassurance OR improved policy is more than worth it!

Gareth made the whole experience very easy and has helped us to protect our income while also explaining the tax pros and cons of various product types. He has a patient style, clearly explaining and listening as he goes which we found reassuring.

Stephen and the team have been consistently outstanding. Their professionalism shines through in every service they provide, and they always go above and beyond to help in any situation. Their expert advice has been invaluable time and time again. I would highly recommend their services to anyone looking for reliable, knowledgeable, and genuinely dedicated support.

Martyn helped us with our insurances and the whole process was easy, clear and straightforward. I appreciate his honest advise and knowledge. Definitely recommend this business.

Martyn comes highly recommended by myself and family for sorting out all our business and personal insurance needs -appreciate the out of hours zoom meetings around are very busy schedule- thanks again

I had a great experience with Martyn who made my whole experience very simple and straightforward. Martyn made an evening appointment around my schedule and was able to explain things in an easy-to-follow way. Martyn has a great depth of knowledge in his field and was very easy to deal with. Overall a quality experience! Recommend!

I had the pleasure to work with Gareth on sorting out my life protection. All new to this Gareth took the time to explain it all to me and ensure I had the right product, the right value, and something tailored very much to my unique needs. Gareth even helped my through some queries I had which were not covered by the underwriter Q&A to ensure they had all the facts. Gareth was always available even with my wonky hours, nothing was too much trouble and I highly recommend him if you need this kind of advice.

Thanks to the team at Optima Health my insurance policies are on track now. The whole process was smooth and went quicker than I expected. Thank you guys.
Kind regards James
JRR Gardens LTD

Super efficient, life insurance and assurance sorted with ease. Trustworthy and reliant.

Optima Health and Life saved me over £80,000 by switching to a Relevant Life Plan.
Gerry has been instrumental in ensuring we received the correct product.

Martyn is an exceptional insurance advisor, who is highly knowledgeable, and has a unique ability to simplify complex insurance matters.

He was very proactive, gave valuable guidance, and spent much time in finding me and my business the best suitable insurance coverage.

I recommend Martyn to anyone looking for trusted insurance advice.

Martin is brilliant, only wants the best for you. Works with your business needs and finds the best solutions for you. Would highly recommend.

Martyn was brilliant. Made the process easy and explained everything throughout