Payl8r Reviews 3.200

TrustScore 4.5 uit 5

4,3

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Lees wat reviewers zeggen

Beoordeeld met 3 van de 5 sterren

It seems they use a service called dopple pay to check details, etc... and when I put in my details, it decided to take me to ANOTHER site to check my bank, called oohmoolah? Dawg, what the actual... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

I thought I'd already paid for my boys cremation as my head was in bits when we were saying goodbye to him holding his paw, whilst he went to sleep, we had a card teader thrust under our faces, but t... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

I was so grateful that I was able to get the credit payl8r is a company that gives people a chance to get the things that we really need or want my credit score was pretty sh*"t but payl8r made my day... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

In May 2025, I had my alloys refurbished by Alloy-Fix in Dartford, they also put on 4 new tyres and offered me interest-free credit. They use Payl8r and they were happy to offer me a 12 month pl... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Niet-bancaire financiële diensten
  2. Financiële instelling

Geschreven door het bedrijf

Payl8r is an award-winning UK retail finance provider, recognised as Best Retail Finance Provider 2025 for innovation, accessibility, and responsible lending. Payl8r is authorised and regulated by the Financial Conduct Authority (FCA). We offer both first-line and second line finance. Our second-line offering supports customers who have been declined elsewhere, giving them access to structured, transparent repayment options designed to be fair and manageable. Payl8r supports both customers and merchants. Customers can access credit in a clear and straightforward way, while merchants benefit from increased conversion rates and reduced lost sales at checkout. We focus on inclusion,transparency and responsible lending,ensuring that access to finance supports both customer outcomes and sustainable business growth. Trusted by thousands of customers and hundreds of UK merchants,Payl8r provides simple, accessible and reliable finance at the point of purchase. Social Money Ltd t/a Payl8r. Credit is subject to creditworthiness and affordability. T&Cs apply.


Contactgegevens

4,3

Uitstekend

TrustScore 4.5 uit 5

3K reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

Heeft 100% van zijn negatieve reviews beantwoord

Reageert doorgaans binnen 48 uur

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Beoordeeld met 5 van de 5 sterren

The setting up for credit was very…

The setting up for credit was very efficient and easy setup

6 augustus 2025
Review zonder uitnodiging
Logo Payl8r

Antwoord van Payl8r

Good afternoon Marvin,

Thank you for taking the time to leave this wonderful feedback.

We are so glad to hear that your experience using Payl8r has been so great.

Please don't hesitate to reach out whenever needed.

Kind Regards
Payl8r Support team.

Beoordeeld met 5 van de 5 sterren

Excellent service for ones who don’t…

Excellent service for ones who don’t have the money upfront and wanting to pay monthly

5 november 2025
Review zonder uitnodiging
Logo Payl8r

Antwoord van Payl8r

Good afternoon Louise,

Thank you for taking the time to leave this great feedback.

Please don't hesitate to reach out if you require any further assistance.

Kind Regards
Payl8r Support team

Beoordeeld met 5 van de 5 sterren

Super

Excellent an customer service answer an deal with your problems straight away would highly recommend

25 juli 2025
Review zonder uitnodiging
Logo Payl8r

Antwoord van Payl8r

Good afternoon Georgia,

Thank you for taking the time to leave this wonderful feedback.

We are so glad to hear that your experience using Payl8r has been so great.

Please don't hesitate to reach out whenever needed.

Kind Regards
Payl8r Support team.

Beoordeeld met 5 van de 5 sterren

Good and easy to use

Good and easy to use

29 oktober 2025
Review zonder uitnodiging
Logo Payl8r

Antwoord van Payl8r

Good afternoon,

Thank you for taking the time to leave this wonderful feedback.

We are so glad to hear that your experience using Payl8r has been so great.

Please don't hesitate to reach out whenever needed.

Kind Regards
Payl8r Support team.

Beoordeeld met 5 van de 5 sterren

Thoroughly recommend

Really impressed with this company. User friendly very helpful and a good product. Would thoroughly recommend.

24 oktober 2025
Review zonder uitnodiging
Logo Payl8r

Antwoord van Payl8r

Good afternoon Stephanie,

Thank you for taking the time to leave this wonderful feedback.

We are so glad to hear that your experience using Payl8r has been so great.

Please don't hesitate to reach out whenever needed.

Kind Regards
Payl8r Support team.

Beoordeeld met 5 van de 5 sterren

Would recommend

First time using Payl8r and it was a really simple and easy process.
Had no issues.

27 augustus 2025
Review zonder uitnodiging
Logo Payl8r

Antwoord van Payl8r

Good afternoon Carly,

Thank you for taking the time to leave this wonderful feedback.

We are so glad to hear that your experience using Payl8r has been so great.

Please don't hesitate to reach out whenever needed.

Kind Regards
Payl8r Support team.

Beoordeeld met 5 van de 5 sterren

Great customer support and easy to talk…

Great customer support and easy to talk to. Iv used payl8r many times now and all have been great

5 november 2025
Review zonder uitnodiging
Logo Payl8r

Antwoord van Payl8r

Good afternoon Lewis,

Thank you for taking the time to leave this wonderful feedback.

We are so glad to hear that your experience using Payl8r has been so great.

Please don't hesitate to reach out whenever needed.

Kind Regards
Payl8r Support team.

Beoordeeld met 5 van de 5 sterren

Easy application

Easy application, quick and responsive, great communication

30 september 2025
Review zonder uitnodiging
Logo Payl8r

Antwoord van Payl8r

Good afternoon Detelina,

Thank you for taking the time to leave this wonderful feedback.

We are so glad to hear that your experience using Payl8r has been so great.

Please don't hesitate to reach out whenever needed.

Kind Regards
Payl8r Support team.

Beoordeeld met 5 van de 5 sterren

Amazing service

Amazing service, easy to order and set up direct debit. If there’s any concerns the customer service team sort it out straight away. If your product that you have ordered isn’t going to be prepared in time they will either sort a replacement out for the same price or give you the option to wait. Definitely recommending this to my friends and family. It is so affordable

10 september 2025
Review zonder uitnodiging
Logo Payl8r

Antwoord van Payl8r

Good afternoon Laycee,

Thank you for taking the time to leave this wonderful feedback.

We are so glad to hear that your experience using Payl8r has been so great.

Please don't hesitate to reach out whenever needed.

Kind Regards
Payl8r Support team.

Beoordeeld met 5 van de 5 sterren

Amazing contact and support

Amazing contact and support

5 november 2025
Review zonder uitnodiging
Logo Payl8r

Antwoord van Payl8r

Good afternoon Stacey,

Thank you for taking the time to leave this wonderful feedback.

We are so glad to hear that your experience using Payl8r has been so great.

Please don't hesitate to reach out whenever needed.

Kind Regards
Payl8r Support team.

Beoordeeld met 1 van de 5 sterren

Unable to Cancel

I was told that they are unable to cancel it as they had sent a counter offer that expires in 24 hours and that I am unable to decline it and must wait for the time to elapse.

They sent the counter offer AFTER i had requested for it to be cancelled which is unacceptable.

Really poor experience with them and the customer service team.

Frozen my shopping cart which I really need to get asap for an event and now I have to wait 24 hours before they are supposedly able to unfreeze my cart.

3 november 2025
Review zonder uitnodiging
Logo Payl8r

Antwoord van Payl8r

Hi Zavier. Counter Offers aren't linked to the online shopping cart as that's managed by the retailer directly. So you'll be able to complete your purchase by selecting a different payment method at the checkout stage. Kind regards, Payl8r.

Beoordeeld met 1 van de 5 sterren

The rates you see will go up before the application is finished

Used them in the past and it was ok. Wanted to buy something using payl8r and I thought I’ll do it over 18 months. The interest was ok. Went through the application only to find out that the new offer has a total repayable nearly double the price of what Imm wanting to buy…no thanks

31 oktober 2025
Review zonder uitnodiging
Logo Payl8r

Antwoord van Payl8r

Hi Vlad. We complete credit and affordability checks to calculate the lending we can offer. We provide all relevant details - the interest rate, the monthly payment, the total cost of credit - as part of the application. This allows you to make an informed decision about whether you then wish to proceed. Kind regards, Payl8r

Beoordeeld met 1 van de 5 sterren

Charging me for stn I sent back cos it…

Charging me for stn I sent back cos it was faulty madness of a company ain’t a getting a penny out of me for stn I don’t own

20 oktober 2025
Review zonder uitnodiging
Logo Payl8r

Antwoord van Payl8r

Hi Dylam,
We've requested some more information to locate your account. Upon receipt, we'll contact you directly about this issue.
Kind regards,
Payl8r

Beoordeeld met 5 van de 5 sterren

They pervide a excellent service

They pervide a excellent service. They keep you informed about your payment. If your looking for a loan i recommend them 👌

8 juli 2025
Review zonder uitnodiging
Logo Payl8r

Antwoord van Payl8r

Good morning,

Thank you for taking the time to leave this wonderful feedback.

We are so glad to hear that your experience using Payl8r has been so great.

Please don't hesitate to reach out whenever needed.

Kind Regards
Payl8r Support team

Beoordeeld met 5 van de 5 sterren

The timelyness of dealing with my…

The timelyness of dealing with my predicament, I suffered a card fraud and the customer service i received was excellent, the agent dealt with my predicament with care and understanding and helped me with no fuss. I would not hesitate in recommending your company. I thank you tremendously

13 oktober 2025
Review zonder uitnodiging
Logo Payl8r

Antwoord van Payl8r

Good morning Leslie,,

Thank you for taking the time to leave this wonderful feedback.

We are so glad to hear that your experience using Payl8r has been so great.

Please don't hesitate to reach out whenever needed.

Kind Regards
Payl8r Support team.

Beoordeeld met 5 van de 5 sterren

Friendly

The team who spoke to me today were very helpful and friendly no complaints at all.

8 oktober 2025
Review zonder uitnodiging
Logo Payl8r

Antwoord van Payl8r

Good morning Shaun,

Thank you for taking the time to leave this wonderful feedback.

We are so glad to hear that your experience using Payl8r has been so great.

Please don't hesitate to reach out whenever needed.

Kind Regards
Payl8r Support team.

Beoordeeld met 5 van de 5 sterren

Awsome company

Exelle t comunication staff very helpfull and very very polite highly reccommend

3 oktober 2025
Review zonder uitnodiging
Logo Payl8r

Antwoord van Payl8r

Good morning Dave,

Thank you for taking the time to leave this wonderful feedback.

We are so glad to hear that your experience using Payl8r has been so great.

Please don't hesitate to reach out whenever needed.

Kind Regards
Payl8r Support team.

Beoordeeld met 5 van de 5 sterren

I used PayLater last year to split the…

I used PayLater last year to split the cost of something I bought, and I can honestly say they’ve been brilliant. Unlike other finance companies, they truly understand that every customer has a life with different financial situations, and they do everything they can to make payments easy and stress-free. Their support is understanding, flexible, and genuinely helpful. I’d highly recommend them to anyone looking for a smooth and fair way to manage payments as well as for anyome who feels anxious whem it comes to financials,
Want to give a shoutout to kellyanne, you are truly so helpful, understanding and quick to resolve any concerns or issues.

1 oktober 2025
Review zonder uitnodiging
Logo Payl8r

Antwoord van Payl8r

Good morning Jem,

Thank you for taking the time to leave this wonderful feedback.

We are so glad to hear that your experience using Payl8r has been so great.

Please don't hesitate to reach out whenever needed.

Kind Regards
Payl8r Support team.

Beoordeeld met 3 van de 5 sterren

Disappointed

Two loans, no payments missed, both paid in full yet declined on a new order

21 september 2025
Review zonder uitnodiging
Logo Payl8r

Antwoord van Payl8r

Good morning Nicole,

Thank you for applying with Payl8r. I’m sorry to hear that the outcome wasn’t what you were hoping for.

As an FCA-regulated lender, we pride ourselves on being responsible and ethical in our decision-making. We’d be happy to look into this further for you — please feel free to call us on 0161 425 6363 (option 2 or 3) or email support@payl8r.com

Kind Regards
Payl8r Support team.

Beoordeeld met 5 van de 5 sterren

Thank you!

I thought I'd already paid for my boys cremation as my head was in bits when we were saying goodbye to him holding his paw, whilst he went to sleep, we had a card teader thrust under our faces, but then started receiving phone calls and emails a week later. I couldn't afford it so thank you, for making a hard time capable

4 juli 2025
Review zonder uitnodiging
Logo Payl8r

Antwoord van Payl8r

Good morning John,

Thank you for taking the time to leave this wonderful feedback.

We are so glad to hear that your experience using Payl8r has been so great.

Please don't hesitate to reach out whenever needed.

Kind Regards
Payl8r Support team.

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