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Scratch & Patch Reviews 1.944

TrustScore 4.5 uit 5

4,5

We verifiëren geen specifieke claims omdat reviewers hun eigen mening mogen geven. We kunnen reviews echter wel als 'Geverifieerd' bestempelen als we bevestiging hebben dat er een zakelijke interactie heeft plaatsgevonden. Meer informatie

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Lees wat reviewers zeggen

Beoordeeld met 1 van de 5 sterren

Disgusting organisation, before you sign with these cow boys, read the SMALL PRINT. Absolute rip offs and even after paying £2400 which they wouldn't cover, they said we couldn't cancel until next... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Very prompt and informative communication. Kept me updated and were extremely helpful when I reached out to them. Very happy with monthly cost of insurance and very happy to be a member of Scratch and... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

My first call to buy dog pet insurance was with Daisy, she was extreemly helpful explained everything that I needed to know and I decided to go ahead with the purchase. My only observation which... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

In 20 years of owning cocker spaniels I have never had to make a claim before but when my 4 year old cocker spaniel was taken very ill with IMTP Scratch and Patch handled all of my claims and paid out... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Huisdierverzekeringsmaatschappij
  2. Verzekeringsmaatschappij

Over Scratch & Patch

Geschreven door het bedrijf

Scratch & Patch

At Scratch & Patch, we know one thing for sure: your dog or cat is not just a pet — they’re part of the family. That’s why we’ve built our pet insurance to deliver reliable protection, simple choices, and genuine peace of mind for every paw in your household. 😺🐶

Our plans 💎

We offer a range of policy options, with up to £8k of Lifetime vet fee cover.

Fuss free claims 🩺

Making a claim is quick and easy. You can claim online or by phone. We can even deal directly with your vet.

Free unlimited 24/7 vet careline 📞

Not every pet health concern needs an immediate trip to the vet — and that’s okay. All customers get access to our unlimited 24/7 vet careline, so support from our UK-registered vet team is there whenever you need it.

Multi-pet discount 💸

One team. Epic savings! Unite all your pet heroes under one policy and unlock a mighty 20% discount.

Protect the paws you love 🩷

Choose a pet insurance partner that’s built for real life, real pets, and real people.

Start your quote today

Contactgegevens

Scratch & Patch Pet Insurance

Protect the paws you love 🩷

4,5

Uitstekend

TrustScore 4.5 uit 5

2K reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

Heeft 100% van zijn negatieve reviews beantwoord

Reageert doorgaans binnen 24 uur

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Beoordeeld met 5 van de 5 sterren

Easy process to switch to Scratch &…

Easy process to switch to Scratch & Patch.

1 maart 2026
Logo Scratch & Patch

Antwoord van Scratch & Patch

Hi there,

Welcome to the family!

Thank you for taking the time to leave us a review — we really appreciate it. It’s great to hear that making the switch to us was simple and straightforward. We aim to make everything as easy as possible for our customers, so you can have real peace of mind from day one.

If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
The Scratch & Patch Family 🐾 💙🧡

Beoordeeld met 5 van de 5 sterren

Much cheaper than my existing insurer

I received a renewal quote from my existing insurer. I compared prices using comparison site and this was the cheapest by almost half and the vet cover was higher! I was also able to select no co payment excess for a small increase. Website was simple and easy to navigate. I received my policy documents straight away.

27 februari 2026
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Antwoord van Scratch & Patch

Hi Kathleen,

It’s great to hear that you took the time to compare your renewal options and found better value with us — thank you for sharing your experience.

We’re so pleased you were able to secure higher vet cover at such a competitive price. Having the flexibility to remove the co-payment excess for a small increase, while still maintaining strong levels of cover, is exactly the kind of choice we want our customers to have.

It’s also great to hear our website is performing how we expect it to for our customers — simple to navigate, efficient, and with everything issued promptly. Renewing your cover should feel straightforward from start to finish.

If you ever have any questions about your policy, you can contact us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾 💙🧡

Beoordeeld met 5 van de 5 sterren

My beloved cat had an infected wound…

My beloved cat had an infected wound which i noticed late at night and I called the pet care helpline. Got straight through to a vet who asked lots of questions and assessed my cat via video link. Unsurprisingly she suggested a visit to the vet the following day for antibiotics, but she saved me emergency fees and a totally sleepless night. I'll be staying with these guys

26 februari 2026
Review zonder uitnodiging
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Antwoord van Scratch & Patch

Hi there,

Thank you so much for taking the time to share your experience — we really appreciate it.

We’re so pleased to hear how helpful the Vet careline was when you needed support late at night. Being able to speak with a qualified veterinary professional, receive guidance via video assessment, and understand the right next steps can make such a difference when you’re worried.

It’s great to know the service provided reassurance, helped you avoid unnecessary emergency fees, and allowed you to arrange the appropriate treatment the following day. That’s exactly what the Vetcareline benefit is there for — expert guidance and peace of mind when it matters most.

We’re delighted to hear you’ll be staying with us.

If you ever need anything regarding your policy, you can contact us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾 💙🧡

Beoordeeld met 5 van de 5 sterren

Very simple set up process

Very simple set up process, everything was very clear and concise

27 februari 2026
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Antwoord van Scratch & Patch

Hi Claire,

Welcome to the family!

Thank you for taking the time to leave us a 5-star review — we really appreciate it.

We’re so pleased to hear that you found the set-up process simple and everything clear and concise. That’s exactly how arranging cover should feel — straightforward, transparent, and easy to understand.

If you ever have any questions about your policy or need support, you can contact us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾 💙🧡

Beoordeeld met 5 van de 5 sterren

Caring in what we need

Easy and quick to choose

23 februari 2026
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Antwoord van Scratch & Patch

Hi Marc,

Welcome to the family!

Thank you for taking the time to leave us a review — we really appreciate it.

We’re so pleased to hear that you found the process easy and quick. Choosing pet insurance shouldn’t be complicated, so it’s great to know everything was straightforward from start to finish.

If you ever have any questions about your policy or need support, you can contact us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾 💙🧡

Beoordeeld met 5 van de 5 sterren
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Antwoord van Scratch & Patch

Hi Michael,

Thank you for taking the time to leave us a 5-star review — we really appreciate it.

We’re so pleased to hear that you found the application easy and the price competitive. Pet insurance should be simple and good value, while still giving you confidence that your pet is properly protected if the unexpected happens.

We’re delighted to have you with us.

If you have any questions about your policy or need to speak to our team directly, you can contact us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾 💙🧡

Beoordeeld met 5 van de 5 sterren
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Antwoord van Scratch & Patch

Hi Alex,

Thank you so much for taking the time to leave us a 5-star review — we really appreciate it.

It’s fantastic to hear that Oliver provided you with excellent customer service. We’re very proud of our team, and feedback like this means a great deal. I’ll be sure to pass your comments directly to Oliver and his team leader.

If you ever need anything at all, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Beoordeeld met 5 van de 5 sterren

The lady I spoke to was very polite and…

The lady I spoke to was very polite and helpful explaining every step right through the policy and different options I could not fault this lady very impressed

24 februari 2026
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Antwoord van Scratch & Patch

Hi there,

Thank you so much for taking the time to share your experience with us.

We’re delighted to hear that the team member you spoke with was polite and helpful, and that she clearly explained each step of the policy and the different options available to you. Making sure everything is fully understood without any pressure is really important to us.

Your kind words will be shared with the team, as feedback like this genuinely means a lot.

If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Beoordeeld met 4 van de 5 sterren

A good pet insurer

Pretty much a good website, does what you need and in comparison to other pet insurer prices.
Would have been 5 stars if not for a glitch on a web page where you tick a box and by the time you get to the bottom of the page it needs ticking again..and again..and again...i very nearly quit, so perhaps needs looking into.

23 februari 2026
Logo Scratch & Patch

Antwoord van Scratch & Patch

Hi Martyn,

Thank you for taking the time to share your feedback with us.

We’re really pleased to hear that you found our website easy to use and navigate — our aim is always to make pet insurance as simple and straightforward as possible, helping to take some of the pressure off both our customers and potential pet parents.

We’re sorry to hear that the website glitch meant the process didn’t flow as smoothly as expected. I’ve passed this over to our website development manager to investigate further, as feedback like yours is incredibly valuable and helps us improve the experience for everyone.

Thank you again for raising this, and if you ever need anything, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Beoordeeld met 5 van de 5 sterren

So far so good! Easy to deal with and friendly staff

Only been with the company for 6 months and insure both my cats.
I’ve had to claim, which is ongoing at the moment- I have to say Scratch and Patch have made the process easy. They return emails quickly and the team are very helpful. Making a claim is also pretty straightforward. I would recommend them 😻

23 februari 2026
Review zonder uitnodiging
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Antwoord van Scratch & Patch

Hi Chloe,

Thank you for taking the time to leave such a lovely review — and for trusting us to look after both of your cats.

We’re really pleased to hear that, even with an ongoing claim, you’ve found the process straightforward and our team responsive and helpful. That’s exactly the experience we aim to provide, especially while things are still in progress.

We truly hope your beloved family member is pushing through their health challenges and will be on the mend very soon. Please know we’ll continue to support you every step of the way.

If you ever need anything, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Beoordeeld met 5 van de 5 sterren

Thanks,easy use

Thanks,easy use , good value

23 februari 2026
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Antwoord van Scratch & Patch

Hi Debra,

Thank you for taking the time to leave us a review.

We’re so pleased to hear you’ve found us easy to use and good value — that’s exactly what we aim to provide for all pet parents.

If you ever have any questions or need us in the future, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Beoordeeld met 5 van de 5 sterren

Claim was straightforward and received…

Claim was straightforward and received updates on the process and checks along the way. First time I have ever had to claim on pet insurance so was slightly worried. But all so far so good. Thanks

23 februari 2026
Review zonder uitnodiging
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Antwoord van Scratch & Patch

Hi Corrine,

Thank you for taking the time to leave such a lovely positive review.

We completely understand that making your first claim on pet insurance can feel a little worrying, so it’s great to hear that the process felt straightforward and that you were kept updated throughout. Clear communication and reassurance are so important — especially the first time you need to use your cover.

We really hope your furry family member is recovering well and back to their full, perky self very soon. We’ll continue to be here whenever you need us, and if you ever have any questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Beoordeeld met 5 van de 5 sterren

Scratch and Patch Good value

I have been with Scratch and Patch for 3 years now. Their multiple pets insurance is very good value for money and wouldn't be available anywhere else for 2 bulldogs. Any claims I have made are promptly dealt with and refunded appropriately. I'm intending staying with this company for the foreseeable future.

23 februari 2026
Review zonder uitnodiging
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Antwoord van Scratch & Patch

Hi Kay,

Thank you so much for your continued trust in us over the past three years — it really does mean a lot.

We’re so pleased to hear that our multi-pet cover has worked well for you and your two bulldogs, and that you’ve found it good value for money. It’s also great to know that when you’ve needed to claim, everything has been handled promptly and refunded appropriately — that’s exactly the experience we aim to deliver.

We’re delighted to have you and your furry family with us for the foreseeable future, and we’ll continue to be here whenever you need us. If you ever have any questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Beoordeeld met 5 van de 5 sterren

My first phone enquiry regarding this…

My first phone enquiry regarding this health issue was very supportive informing me of my maximum claim I am unable to give exact dates when I called and when I claimed because my pets health issue most important to me

2 februari 2026
Review zonder uitnodiging
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Antwoord van Scratch & Patch

Hi Margaret,

Thank you so much for taking the time to leave us a 5-star review.

We’re really pleased to hear that your first phone enquiry felt supportive and that our team were able to clearly explain your maximum claim amount during what must have been a worrying time for you. When a furry family member isn’t well, the last thing you need is added stress — so it’s lovely to know we were able to help provide some clarity and reassurance.

We truly hope your beloved companion is doing well, and if you need anything at all, please don’t hesitate to get in touch with us via https://scratchandpatch.co.uk/contact/
— we’re always here to help.

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Beoordeeld met 5 van de 5 sterren

Easy to use website

Easy to use website and didn't take me long to complete my purchase. Clear instructions and information given

22 februari 2026
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Antwoord van Scratch & Patch

Hi Smoff48,

Welcome to the family!

Thank you for taking the time to leave us a positive review. We’re so pleased to hear you found our website easy to use and that everything was clear and straightforward from start to finish. We work hard to make sure our instructions and information are simple to follow, so it’s great to know that showed.

We’re delighted you’ve chosen us to protect your pet.

If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Beoordeeld met 5 van de 5 sterren

First time purchaser

I had not heard of the company before but got a quote from them via another website. It was very straightforward to arrange a policy for my dog. They were also cheaper than my previous insurer.

18 februari 2026
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Antwoord van Scratch & Patch

Hi Paddyboy,

Welcome to the family!

Thank you for taking the time to leave us a 5* review. We’re really pleased you found us and that arranging cover for your dog was straightforward and hassle-free. It’s even better to hear we could offer you a more competitive price than your previous insurer.

We’re delighted you’ve chosen to place your trust in Scratch & Patch to look after your furry family member.

If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Beoordeeld met 5 van de 5 sterren

So easy to set up for an insurance company

I found this very quick and easy.

20 februari 2026
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Antwoord van Scratch & Patch

Hi Dee,

Thank you for taking the time to leave us a review.

It’s great to hear that you found everything quick, simple and easy to set up. We work hard to keep our processes user-friendly, so it’s lovely to know making the right decision for your pet felt straightforward.

If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Beoordeeld met 5 van de 5 sterren

Excellent!

This was our first years insurance with Scratch & Patch, and unfortunately for our lovely Lottie, it was her last. I wouldn't normally leave a review for an insurance company, however there service and understanding at a low time for the family was incredible. The claim was sorted with very few queries. The settlement was swift. Overall excellent from S&P, will be utilising them once again in the future.

19 februari 2026
Review zonder uitnodiging
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Antwoord van Scratch & Patch

Hi there,

Thank you so much for taking the time to leave such a heartfelt review, especially during what must be an incredibly difficult time for you and your family. We are truly sorry to hear about the loss of your lovely Lottie — our hearts go out to you all.

Whilst we’re saddened that your time with us was far shorter than it should have been, it means a great deal to know that our team were able to support you with care and understanding when you needed it most. We’re pleased we could handle the claim with minimal queries and a swift settlement, helping to ease some of the stress during such a heartbreaking period.

If you need anything further from us at all, you can get in touch via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Beoordeeld met 5 van de 5 sterren

Helpful staff

Was checking how to set up a new policy and they were very helpful and polite.

19 februari 2026
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Antwoord van Scratch & Patch

Hi Sandi,

Welcome to the family, its great to have you onboard with us
💙🧡

Thank you for taking the time to leave us such a great review. It’s lovely to hear that our team were helpful and polite while guiding you through setting up a new policy. We always aim to provide that extra level of care and clarity so our customers can feel confident they’re choosing the right cover for their pet’s needs.

We hope you were able to get all the information you needed, but if anything else comes to mind, you can take a look at our FAQs on our easy-to-use website, or of course get in touch with us directly via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾

Beoordeeld met 5 van de 5 sterren

Affordable Dog ins …

Smooth easy to use to get quote affordable pet ins

19 februari 2026
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Antwoord van Scratch & Patch

Hi Michael,

Welcome to the family! 💙🧡

Thank you for taking the time to leave us a review. We’re really pleased to hear you found the quote process smooth, easy to use, and affordable. That’s exactly how getting cover for your pet should feel — simple and stress-free from the very start.

Providing affordable yet reliable pet insurance is something we genuinely take pride in. By leaving a review like this, you’re also helping other pet parents feel confident about taking that leap and joining our ever-growing pet family.

If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾

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