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Scratch & Patch Reviews 1.944

TrustScore 4.5 uit 5

4,5

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Lees wat reviewers zeggen

Beoordeeld met 1 van de 5 sterren

Disgusting organisation, before you sign with these cow boys, read the SMALL PRINT. Absolute rip offs and even after paying £2400 which they wouldn't cover, they said we couldn't cancel until next... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Very prompt and informative communication. Kept me updated and were extremely helpful when I reached out to them. Very happy with monthly cost of insurance and very happy to be a member of Scratch and... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

My first call to buy dog pet insurance was with Daisy, she was extreemly helpful explained everything that I needed to know and I decided to go ahead with the purchase. My only observation which... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

In 20 years of owning cocker spaniels I have never had to make a claim before but when my 4 year old cocker spaniel was taken very ill with IMTP Scratch and Patch handled all of my claims and paid out... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Huisdierverzekeringsmaatschappij
  2. Verzekeringsmaatschappij

Over Scratch & Patch

Geschreven door het bedrijf

Scratch & Patch

At Scratch & Patch, we know one thing for sure: your dog or cat is not just a pet — they’re part of the family. That’s why we’ve built our pet insurance to deliver reliable protection, simple choices, and genuine peace of mind for every paw in your household. 😺🐶

Our plans 💎

We offer a range of policy options, with up to £8k of Lifetime vet fee cover.

Fuss free claims 🩺

Making a claim is quick and easy. You can claim online or by phone. We can even deal directly with your vet.

Free unlimited 24/7 vet careline 📞

Not every pet health concern needs an immediate trip to the vet — and that’s okay. All customers get access to our unlimited 24/7 vet careline, so support from our UK-registered vet team is there whenever you need it.

Multi-pet discount 💸

One team. Epic savings! Unite all your pet heroes under one policy and unlock a mighty 20% discount.

Protect the paws you love 🩷

Choose a pet insurance partner that’s built for real life, real pets, and real people.

Start your quote today

Contactgegevens

Scratch & Patch Pet Insurance

Protect the paws you love 🩷

4,5

Uitstekend

TrustScore 4.5 uit 5

2K reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

Heeft 100% van zijn negatieve reviews beantwoord

Reageert doorgaans binnen 24 uur

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Beoordeeld met 5 van de 5 sterren

New to Scratch & Patch very easy to set…

New to Scratch & Patch very easy to set up a new policy, and good value for our pets needs. I liked to 3 tiered options to choose from.

18 februari 2026
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Antwoord van Scratch & Patch

Hi Sarah,

Welcome to the family! Its great to have you with us. 💙🧡

Thank you for your review — we’re so pleased you found setting up your policy easy and good value for your pets’ needs. It’s great to hear the three-tiered options helped you choose the level of cover that suited you best.

You’re absolutely right — the proof is in the pudding when it comes to insurance. You don’t truly know how a product performs until you need it. That’s why we’re committed to delivering the 5★ service every pet parent deserves when they need us most. Our dedicated customer service and claims teams are always on hand to provide that peace of mind and support you every step of the way.

If you have any questions, you can take a look at our FAQs on the website, or of course get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾

Beoordeeld met 5 van de 5 sterren

Good value

It seems really good value. I'll not know unless I have to make a claim. But an easy decision to take and the documents were clear (but, of course, boring!)

18 februari 2026
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Antwoord van Scratch & Patch

Hi Tdsoldgit

Thank you for taking the time to leave us a review — we really appreciate it. Your feedback helps other pet owners feel confident in choosing us, so it genuinely makes a difference.

We’re glad you found the cover good value and straightforward to set up. And as for the “boring stuff”… you’re absolutely right 😄 policy documents aren’t the most exciting read! That said, they’re there to clearly explain what’s covered and how your policy works, so if you ever do need to claim, you know exactly where you stand. You’ll also find plenty of useful guidance in our FAQs on the website.

If you ever need anything clarified or want to speak to someone, you can contact us via https://scratchandpatch.co.uk/contact/

Thanks again for choosing Scratch & Patch — it’s great to have you on board.

Kind Regards,
Your Scratch & Patch Family 🐾

Beoordeeld met 5 van de 5 sterren
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Antwoord van Scratch & Patch

Hi there,

Thank you for taking the time to leave us a review — we really appreciate it, its great to have you onboard with us.

We’re so pleased to hear you found the process quick and easy, and that our pricing stood out for you too. That’s exactly the experience we aim to deliver for every pet parent.

If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
The Scratch & Patch Family 🐾

Beoordeeld met 5 van de 5 sterren
Logo Scratch & Patch

Antwoord van Scratch & Patch

Hi Kristy,

Thank you for taking the time to leave us a review — we really do appreciate it.

It’s great to hear that our team are continuing to provide the high level of service we pride ourselves on. Friendly and helpful support can make all the difference, and I’ll be sure to pass your lovely feedback on to the team leader so it can be shared with the call handler involved. 💙

If you ever need anything more, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾

Beoordeeld met 5 van de 5 sterren

Brilliant Package!

So easy to set up and now have complete peace of mind. My beloved is insured for £1000 more per year than previously at a third of the cost. I'm jubilant!

11 februari 2026
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Antwoord van Scratch & Patch

Hi Avou

Thank you so much for taking the time to leave us such a lovely review — it really does mean a lot. Hearing about your experience helps other pet parents feel confident that they can trust us to look after their furry family members too 💙

It’s fantastic to know you’ve been able to secure even more cover while saving money — that’s exactly how it should feel. We only want the very best when it comes to protecting our family members, especially when the unforeseen can catch us off guard. Having that extra peace of mind without paying over the odds for quality cover is a real win.

We’re so pleased you’ve joined us and it’s great to have you onboard!

If you ever need us at any point, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾

Beoordeeld met 5 van de 5 sterren

Speedy and smooth claim

We'd only been with Scratch & Patch a few weeks when our spaniel badly injured herself. S&P were great - paid all her treatment quickly and efficiently and were an absolute pleasure to deal with at a stressful time. Would definitely recommend.

23 januari 2026
Review zonder uitnodiging
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Antwoord van Scratch & Patch

Hi Tamsin,

We’re so sorry to hear your spaniel injured herself — especially so soon after joining us. That must have been incredibly stressful.

It’s lovely to hear that we were able to step in quickly, settle her treatment efficiently and make things that little bit easier for you during such a worrying time. Being there when it matters most is exactly why we do what we do.

Thank you as well for the recommendation — it genuinely means a lot. We hope your girl is well on the mend 💙

If you ever need us, you can get in touch via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾

Beoordeeld met 5 van de 5 sterren

The claim process was simple throughout…

The claim process was simple throughout and very quickly processed. Scratch & Patch liaised direct with my vet and the claim was settled within a week. Despite a voluntary excess amount being more than anticipated, the whole process was first class. Very pleased to have insured our pet with this company.

6 februari 2026
Review zonder uitnodiging
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Antwoord van Scratch & Patch

Hi KGB Production

Thanks for sharing your experience with us. Feedback like yours really does help other pet owners feel confident about making the switch, knowing they’ll be looked after when it matters most.

We’re so pleased the claims process felt simple and was settled quickly, and that our team liaising directly with your vet made things easier for you.

Voluntary excess is something customers choose at the start of their policy to help tailor premiums, so we’re really pleased that, even so, the overall process still felt smooth and straightforward.

If you ever need us, you can get in touch via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾

Beoordeeld met 5 van de 5 sterren

Seamless online claims process

Seamless online claims process, with regular clear communications from submission to result.

31 januari 2026
Review zonder uitnodiging
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Antwoord van Scratch & Patch

Hi Ben,

Thanks for sharing your experience. It’s brilliant to hear that you found the online claims process seamless and that communication was clear from start to finish.

We know making a claim can sometimes feel complicated and overwhelming, so it’s great to hear we were able to take some of that stress and worry away for you. That’s exactly what we’re here for.

If you ever need us again, you can get in touch via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾

Beoordeeld met 4 van de 5 sterren

Easy to engage and staff were helpful…

Easy to engage and staff were helpful when called

7 februari 2026
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Antwoord van Scratch & Patch

Hi HA,

Thank you for taking the time to leave us a review — we really appreciate it. It’s great to hear you found us easy to engage with and that our team were helpful when you called.

We’re always looking at ways to improve, so if there’s ever anything you feel we could do differently to make your experience a full 5-star one, we’d genuinely love to hear from you. You can always drop us a message via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾

Beoordeeld met 5 van de 5 sterren

I had to make a claim after my dog took…

I had to make a claim after my dog took very poorly and we couldn't find out why, she had to be sedated and had a ct scan and blood test and scratch and patch were quick to pay out and it was all straight forward, very good service.

16 februari 2026
Review zonder uitnodiging
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Antwoord van Scratch & Patch

Hi Annette,

Thank you so much for taking the time to leave such a lovely review. It’s never a great time when we know our furry friends are feeling under the weather, especially when you don’t have clear answers straight away.

We’re really pleased we could make the claims process straightforward for you and settle everything quickly following the sedation, CT scan and blood tests. At such a worrying time, the last thing you need is added stress.

We hope your girl is on her way to a speedy recovery — they really can give us quite the scare! 💙

If you ever need us, you can get in touch via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾

Beoordeeld met 5 van de 5 sterren

Found through money supermarket

Found through money supermarket
Very easy to sort out

15 februari 2026
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Antwoord van Scratch & Patch

Hi Sonny,

Welcome to the family!

Thank you so much for taking the time to leave us a review — we really do appreciate it. It’s great to have you onboard with us, and we’re so pleased you were able to utilise our prices through MoneySupermarket to get the best deal for your family member. Making it easy and straightforward is exactly how it should feel.

If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾

Beoordeeld met 5 van de 5 sterren

Excellent great price and get a lot…

Excellent great price and get a lot more for your money fircthree dogs brilliant

10 februari 2026
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Antwoord van Scratch & Patch

Hi Jane,

Thank you for taking the time to leave us a review — we really appreciate it.

It’s fantastic to hear you’re pleased with the price and the level of cover you’re getting for your three dogs — that’s exactly what we aim for, great value without compromising on what matters most. Brilliant to have you all with us!

If you ever need anything at all, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾

Beoordeeld met 5 van de 5 sterren

Easy to navigate website and clear…

Easy to navigate website and clear information.

12 februari 2026
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Antwoord van Scratch & Patch

Hi there,

Thank you for taking the time to leave us a review — we really appreciate it.

We’re so pleased to hear you found our website easy to navigate and the information clear. We know how important it is to make things simple and straightforward, especially when choosing cover, so it’s great to know that came across.

If you ever need anything further, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾

Beoordeeld met 5 van de 5 sterren
Logo Scratch & Patch

Antwoord van Scratch & Patch

Hi Susan,

Thank you for taking the time to leave us such a positive review about your experience with our customer service team.

It’s great to hear they were helpful and informative when dealing with your enquiries. I’ll be sure to pass your lovely comments on to them, as they really do appreciate hearing when they’ve helped make someone’s day that little bit less stressful, especially when it comes to making the right decision.

If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾

Beoordeeld met 5 van de 5 sterren

Ease of Use

Terms and details simple to understand

11 februari 2026
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Antwoord van Scratch & Patch

Hi Ian,

Thanks for leaving us a review.

Really pleased to hear you found the terms and details simple and easy to understand — that’s important when you’re setting up cover and just want things to be clear from the start.

If you ever have any questions about your policy, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾

Beoordeeld met 5 van de 5 sterren

Very smooth claim

Very smooth claim, dealt with very quickly, no issues would definitely recommend

16 januari 2026
Review zonder uitnodiging
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Antwoord van Scratch & Patch

Hi Ann,

Thanks for taking the time to leave us a review.

I’m really pleased to hear your claim was dealt with quickly and that everything went smoothly. That’s always reassuring to hear, especially when you just want things sorted without any back and forth.

And thank you for saying you’d recommend us — that genuinely makes a difference.

If you ever need anything at all, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾

Beoordeeld met 5 van de 5 sterren

Quick to deal with claims

Had a few claims in recents months regarding my dog , sadly he passed over to the rainbow bridge last month , all claims very dealt with quickly and on last claim they sent their condolences ,which was a lovely touch . Would recommend this company .

19 januari 2026
Review zonder uitnodiging
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Antwoord van Scratch & Patch

Hi Kathleen,

Thank you for taking the time to leave such a thoughtful review, especially at what we know must be a very difficult time. We’re so very sorry for the loss of your boy. Losing a beloved pet is never easy, and our hearts really do go out to you.

We’re pleased we were able to handle your claims quickly and, in some small way, take a little of the stress away during those difficult months. We’re all pet lovers here ourselves, so we truly understand how heartbreaking it is to say goodbye — if our message brought even a small bit of comfort, then we’re really glad.

It really does mean a lot to know you’d recommend us to look after other pets based on your own experience with us.

If you ever need to speak to us about anything at all, you can get in touch via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾

Beoordeeld met 5 van de 5 sterren

No quibble about payment

No quibble about payment. Kept informed all through claim process. Easy online submission

3 februari 2026
Review zonder uitnodiging
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Antwoord van Scratch & Patch

Hi Melinda,

Thanks for taking the time to leave a great review.

We’re really pleased to hear there were no quibbles with payment and that you felt kept informed throughout — that’s exactly how we believe a claim should be handled. It’s also great to know the online submission was easy to use, we like keeping things simple and user friendly.

If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾

Beoordeeld met 2 van de 5 sterren

Put in wrong gender accidentally

Put in wrong gender accidentally, and they charged £29 to change it. Daylight robbery.

10 februari 2026
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Antwoord van Scratch & Patch

Hi Chris,

Thank you for taking the time to leave a review. I’m really sorry to hear that we haven’t met your expectations on this occasion.

When taking out a policy online, it’s the customer’s responsibility to ensure that all information entered is accurate, as the quote is calculated using those details and reflects the true insurable risk.

It’s important to clarify that we don’t charge an administration fee for making changes to a policy. The £29 you’ve mentioned isn’t a fee, but the difference in premium that would have applied from the start had the correct gender been selected when generating the quote via MoneySuperMarket. In other words, it reflects what the original premium would have been based on the correct information at the time of purchase.

We hope this has helped to clarify the reason for the additional cost, but if you would like to speak to us directly, you can always get in contact via https://scratchandpatch.co.uk/contact/
and we’ll be happy to assist.

Warm regards,
Your Scratch & Patch Family 🐾

Beoordeeld met 5 van de 5 sterren

Everything was supersmooth in setting…

Everything was supersmooth in setting up insurances for my two collies.

3 februari 2026
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Antwoord van Scratch & Patch

Hi Alvina,

Welcome to the family!

Thanks so much for taking the time to leave a review — we really appreciate it. I’m so pleased everything went smoothly setting up cover for your two collies. Choosing insurance can sometimes feel a bit pressured when you’re trying to work out what level of cover is right for you, so it’s lovely to hear the process felt straightforward.

We’re really glad to have you all on board.

If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾

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