Loqbox Reviews 

28.197
•
TrustScore 4.5 uit 5

4,4

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Beoordeeld met 5 van de 5 sterren

The website is straightforward and easy to use, have used Loqbox on and off over the years and it’s really helped not only build my credit score but save money. Would definitely recommend it to anybod... Toon meer

Beoordeeld met 5 van de 5 sterren

Save with loqbox every year. Pay by direct debit every month so forget for twelve months. It’s always surprises me when I recieved that email say I’ve got money to transfer into my bank. Always handy... Toon meer

Beoordeeld met 5 van de 5 sterren

My experience was great and I had a positive experience with Loqbox. I'd like to still improve my credit score. I'm willing to commit to 12 monthly on time payments with Loqbox and see what happens to... Toon meer

Beoordeeld met 1 van de 5 sterren

Absolutely dreadful. Not once did I use it, until it took £17 out of my account, I cancelled my membership and asked for a refund which they could not offer. Then this month rolls around and a payme... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Niet-bancaire financiële diensten

Geschreven door het bedrijf

Money. From health to happiness, personal relationships to professional ambitions, it plays a huge role in all our lives. How we see and feel about money impacts how we see ourselves and how we feel in ourselves. How we value our own self-worth. It’s that important. But, for one reason or another, we’re just not comfortable talking about money. Money is the last taboo. But we’re changing that. We’re opening up the money conversation. Because from persisting pay gaps to the deepening cost of living crisis, talking openly and frankly about money is more important than ever.


Contactgegevens

4,4

Uitstekend

TrustScore 4.5 uit 5

28K reviews

5 sterren
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3 sterren
2 sterren
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4,4

Alle reviews

(28.197)

2.526 reviews in de afgelopen 12 maanden

Een review schrijven
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Beoordeeld met 5 van de 5 sterren

Loqbox

Loqbox
Loqbox is the best way to save and improve your credit score. I encourage young people to join Loqbox.

25 september 2026
Beoordeeld met 5 van de 5 sterren

I’ve had a really good experience with…

I’ve had a really good experience with LOQBOX. It’s been a helpful way to build my credit history and manage my payments at the same time. The process was straightforward, and I found everything easy to understand.

Customer service has also been helpful whenever I’ve had questions. I’d recommend LOQBOX to anyone looking for a simple way to work on improving their credit history.

24 september 2026
Beoordeeld met 1 van de 5 sterren

A shocking experience poor customer…

A shocking experience poor customer services and very expensive to use they charge £30 just to close your savings account £30 a month to report to credit agents and £2.99 a week for doing nothing my advice stay clear build your own credit score these are not worth it if you got bad credit you can't afford it

23 september 2026
Review zonder uitnodiging
Logo Loqbox

Antwoord van Loqbox

Hi,

We’re sorry to hear about your experience and understand why you were concerned about the different costs involved.

To clarify, Loqbox Grow is a 0% APR line of credit and does not carry a separate monthly fee. The monthly Grow repayment covers the Loqbox Membership fees and optional bolt-on billed through Grow.

Loqbox Membership costs £2.99 per week and provides access to our credit building tools, and the opportunity to earn a free Flexi Unlock after 26 consecutive weekly payments. Grow reports repayment activity to the three main UK credit reference agencies to help members build their credit history.

Bolt-ons are optional paid extras. For example, the Gold Bolt-on costs £20 per month and increases the Grow credit limit, increases the amount a member can save and provides access to the Nooli financial wellbeing app. A higher credit limit also help reduce credit utilisation.

For Loqbox Save, members can redeem their savings for free by opening an account with one of our partner banks. Alternatively, transferring savings into an existing bank account normally requires the £30 Flexi Unlock option. Members who make 26 consecutive weekly Membership payments receive a free Flexi Unlock into an existing bank account.

We have contacted you privately with a full explanation and a resolution. We have also raised your feedback internally and updated the relevant automated communication to make the outcome clearer for members in this situation.

Warm wishes,
The Loqbox Team

Beoordeeld met 5 van de 5 sterren

Brilliant, just get it.

Brilliant, my score has gone up and I’ve been accepted for credit. I also save some money at the end of the year I completely forget about thanks to loqbox. If you’re trying to build back your credit definitely try it, it works.

22 september 2026
Beoordeeld met 5 van de 5 sterren

Savvy Savings and Credit building

The company allows you to work on your credit without needing a great credit history. They outsource to credit companies and can also get you checks that don't affect your credit score to see if you can get a credit card. I personally use loqbox membership and loqbox save. The membership is a good money trail for credit companies, and loqbox save builds my credit by setting savings as a direct debit. And because it's set up as a loan, you get a boost to your credit score from just using loqbox to save some money. By far the greatest company to get you up from off of the floor and enter the credit game

22 september 2026
Beoordeeld met 1 van de 5 sterren

Thieving bunch taking advantage of…

Thieving bunch taking advantage of people in a bad situation is what these people are! Cost me a fortune then charged me to get my money back! Easier ways to improve your credit. Keep your money guys, I spent over £150 with these people, haven’t seen any benefit! Customer service couldn’t care less.

17 september 2026
Review zonder uitnodiging
Logo Loqbox

Antwoord van Loqbox

Hi Leah,

We’re sorry to hear about your experience and that you feel you haven’t benefited from using Loqbox.

We would like to clarify that there are ways to redeem your Loqbox Save funds without paying a fee. Members can redeem their savings for free by opening an account with one of our partner banks. Alternatively, members who keep their Loqbox Membership active for 26 weeks can redeem their savings into an existing bank account for free.

We haven’t been able to locate your account from the information included in your review, so we have sent you a request through Trustpilot for further details. You should receive an email asking you to “add review details”. Once received, we’ll review your account, the fees you paid and the support you received.

If the Trustpilot request has expired, please email us at support@loqbox.com so our team can investigate this properly and offer further support.

Take care,
Team Loqbox

Beoordeeld met 4 van de 5 sterren

Loqbox is a great way to boost your…

Loqbox is a great way to boost your credit score and also to keep your finances in check..

A few things could be easier to understand - for example the price plans for standard membership of bolt-ons can be a bit confusing..

Other than that, they do a great job at what they do and also are one of the market leaders in their field.

Help is always prompt and swift and also the service does what it says. I've had no issues and continue to use it today...

Would recommend! ⭐ ⭐ ⭐ ⭐

3 september 2026
Beoordeeld met 1 van de 5 sterren

Irresponsible Sign Up Without My Consent

I had used them previously and it had raised my credit. I was asking questions about Loqbox Grow and the monthly prices including Bolt ons. Within minutes of sending that email, I received another one stating my free trial had started. I never actioned this personally. I received another email back stating I could cancel it through my account, which I did. It could have only been actioned by Daisy from her side. If that hadn’t had happened, I would have taken both Loqbox Grow and Save. But that harsh selling and irresponsibility with somebody else’s financial information, without my explicit consent, has left a very funny taste in my mouth.

20 september 2026
Review zonder uitnodiging
Logo Loqbox

Antwoord van Loqbox

Hi Matthew,

Thank you for sharing your concerns. We completely understand why receiving a free trial confirmation unexpectedly would have been alarming.

To clarify, our support agents are unable to activate features, start trials or accept agreements on behalf of members. These actions can only be completed by the member while signed in to their Loqbox account. However, we appreciate that the feature may have been activated unintentionally while you were reviewing the available options.

We’re sorry this experience caused you to lose confidence in us, particularly after Loqbox had previously helped improve your credit history. We have requested further information so we can locate you on our system and our support team can resolve this for you. You will receive an email from Trustpilot requesting you to “add review details”.

We’d like to make this right, if the Trustpilot email link has expired —please don't hesitate to email us at support@loqbox.com. Our friendly team is ready to help you further.

Take care,
Team Loqbox

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