NFU Mutual Reviews 

6.779
•
TrustScore 4 uit 5

4,0

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

Had to make a pet (dog) insurance claim - very prompt response to phone call - no significant button pressing or difficulty understanding the person at NFU Mutual. Able to deal with claim requireme... Toon meer

Beoordeeld met 5 van de 5 sterren

Sophie Butler at the Sherborne office of the NFU Mutual couldn’t have been more helpful when I wanted to switch my Homeowners cover from a Lloyd’s policy. She achieved substantial savings with very m... Toon meer

Beoordeeld met 1 van de 5 sterren

I have used the NFU to insure my horses ( car and trailer too ) for many years, over two decades in fact. I have always felt safe with their equine cover, in particular the vet cover. I was horrified... Toon meer

Beoordeeld met 1 van de 5 sterren

What am I paying for? After being a loyal customer for 13 years we encounter storm Henk and a data breach. I make a complaint which is upheld and get a call telling me I can cancel my policy immed... Toon meer

Bedrijfsgegevens

  1. Verzekeraar

Geschreven door het bedrijf

For more than a century,  we have provided quality insurance to customers, their families, and their businesses, as well as supporting the communities they live and work in.


Contactgegevens

4,0

Goed

TrustScore 4 uit 5

7K reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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4,0

Alle reviews

(6.779)

438 reviews in de afgelopen 12 maanden

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Beoordeeld met 5 van de 5 sterren

Help and guidance.

This was the first time since my husband died that I have had to make a claim and I found the staff very helpful in explaining the procedure. Many thanks to them.

11 mei 2026
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

Our claim took 2 years and 3 months to…

Our claim took 2 years and 3 months to complete. I felt I had to fight NFU for every penny! Not what anyone needs when they’ve had to move out of their home to dig up their entire floors. There was no compassion whatsoever!

11 mei 2026
Review zonder uitnodiging
Logo NFU Mutual

Antwoord van NFU Mutual

Good morning

Thank you for taking the time to leave a review and for providing your feedback. I'm very sorry to read about how long the claim has taken and the disruption you've experienced.

I'd like us to be able to look into this further for you. Please could you email us at reviews@nfumutual.co.uk with your full name, address and contact details, as well as your policy & claim number, and a member of our team will investigate how the claim has been managed.

Kind regards

Sophia

Beoordeeld met 5 van de 5 sterren

After a car accident which I was not at…

After a car accident which I was not at fault, but my car was written off, NFU sorted everything at 5.30 in the morning, including recovery, getting home if needed,courtesy car the same day and a good prompt settlement. They also put me in touch with health professionals,as I was injured.They made a horrible experience into something I could cope with, I cannot thank them enough, Well done!

14 maart 2026
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

Don’t not waste your time

Honestly, I am absolutely furious. I thought I was going to be able to get a home insurance with NFU but just three days before my renewal, they let me down for a flippant reason.
Do not trust this company that is not reliable

1 mei 2026
Review zonder uitnodiging
Logo NFU Mutual

Antwoord van NFU Mutual

Good morning

Thank you for taking the time to leave a review and provide your feedback. I'm sorry to read about your experience and that we weren't able to offer you insurance on this occasion.

We take many factors into consideration when reviewing the risks and criteria associated with our insurance cover, and we use regularly updated data to assess this. This is the same for each insurer, although each one has a different approach and may also work to a different set of criteria.

We can be quite strict with our adherence, however, our ratings and criteria are updated on a regular basis, so I hope it may be possible for us to provide you with a quote in the future.

Kind regards

Sophia

Beoordeeld met 1 van de 5 sterren

Extremely disappointed with this insurance company

My car was hit by a hgv driver who admitted that he did not see me on a roundabout and clipped my vehicle, a clear admission of driving without due care and attention. I felt that the person who dealt with my case at NFU did not challenge the other drivers insurance company robustly enough and was more prepared to accept liability for the accident then to spend any money defending my case. I will always maintain that this minor accident was not my fault, but I now have this on my insurance record for 3 yrs because of the ineptitude of the person who dealt with my side of the claim from NFU. I will never use this insurance company again who are more concerned with saving money than defending their clients.

25 september 2025
Review zonder uitnodiging
Logo NFU Mutual

Antwoord van NFU Mutual

Good afternoon

Thank you for taking the time to leave a review about your claim.

Liability claims can quite complex and we have to make make a decision based purely on the evidence that's been presented. I've been in your situation and I understand how frustrating this situation is.

We'd be happy to double check the decision for you, but in order for us to do so, please could you provide your full name, address and contact details, as well as your policy and claim number, by emailing: reviews@nfumutual.co.uk

It would also be helpful if you could also provide any further information or evidence you may have to support your position.

Kind regards

Sophia

Beoordeeld met 5 van de 5 sterren

Car insurance with NFU

Car insurance with NFU. About 40 years of driving without an accident, and then I crashed my car. Was impressed with the kindness, courtesy and efficiency of everyone I dealt with: police, recovery service and all NFU call handlers and engineers. I was very shocked and felt cared for. My claim has been settled and I can buy another car.

29 april 2026
Review zonder uitnodiging
Beoordeeld met 2 van de 5 sterren

Unfortunately in 5 years my house…

Unfortunately in 5 years my house insurance has doubled in price. Could not get hold of anyone at NFU to explain this, despite calling multiple times and being promised call backs. Feel like the service has significantly reduced as they have cut branches, while prices have continued to increase.

24 april 2026
Review zonder uitnodiging
Logo NFU Mutual

Antwoord van NFU Mutual

Good morning

Thank you for leaving a review about the price of your policy and your experience in trying to contact us about it.

I was very sorry to read that no-one has contacted you back and would appreciate the chance to look into this further. Please could you provide your full name, address and contact details, as well as your policy number and details of how you've been contacting us (phone numbers and/or email addresses), by emailing: reviews@nfumutual.co.uk

In relation to the policy price, as an insurer we must periodically analyse overall claims data and assess whether the price accurately reflects the risks presented. As the data we use to assess risk changes and improves, we have to adjust premiums up or down accordingly. In addition, we must consider increases to inflation.

I appreciate that we’re not the cheapest insurance company in the market, however, we offer a fair premium based on our risk appetite and criteria.

Thank you again for taking the time to provide us with your feedback.

Kind regards

Sophia

Beoordeeld met 1 van de 5 sterren

NFU Mutual Failed to Act on Clear Negligence

NFU Mutual have rejected my claim without a valid or reasonable basis, despite the fact that my vehicle was damaged while under the care of Parley Lane Parking (Wonderland) by Bournemouth Airport. To avoid any misunderstanding: NFU Mutual is the insurer of the parking operator, not my insurer, and they are responsible for assessing the operator’s negligence.

The parking site had an unlocked pedestrian gate located on the opposite side of the car park, far from the main vehicle entrance, with no lighting, no staff presence, and no security measures whatsoever. This combination creates an obvious security vulnerability and amounts to a clear failure of duty of care.

NFU Mutual state that CCTV was “operational”, yet despite multiple requests, I have never been provided with the footage. If CCTV cannot identify offenders and cannot be disclosed when requested, it cannot be considered a genuine security measure.

Their justification that there have been “no previous incidents in 33 years” is not evidence of adequate security. It is also deeply inappropriate, as it implies that I may have caused the damage myself. I repeatedly asked myself why my older vehicle was targeted. The most plausible explanation is that someone needed this specific part for another older car, and mine was damaged while in the custody of a poorly managed and unsecured parking facility.

My vehicle was in good condition when I left it at Parley Lane Parking by the airport. It was damaged when I return from my holiday. The conditions at the site made this incident entirely foreseeable and preventable.

22 maart 2026
Review zonder uitnodiging

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