I have had such a positive experience with Oneplan. Their team is always exceptionally helpful, the agents are always friendly and their communication is seamless. What I particularly appreciate is ho... Toon meer
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Consultants either don't understand or don't know their own policy. I asked for the lowest plan that covers day to day emergencies. My dogs eye was injured, literal hole in his cornea. Vet sent us hom... Toon meer
Bedrijf heeft geantwoord
@Nomfundo Sihlabeni, You are a star, thank you so much for assisting me with my query, you called me for something else and when i told you my frustration you took it upon your self to see that my que... Toon meer
Bedrijf heeft geantwoord
Temba Xaba has been the most wonderful consultant. She listened carefully to my questions, addressed everything in detail. Gave honest opinion when asked. She was patient even when she needed to re... Toon meer
Bedrijf heeft geantwoord
Bedrijfsgegevens
Geschreven door het bedrijf
Oneplan is Insurance made simple. It’s cover for the things you love most - made easy. We offer affordable insurance without compromising on quality. Oneplan To Make Today Better.
Contactgegevens
Verenigde Staten
- www.oneplan.co.za
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I have had such a positive experience…
I have had such a positive experience with Oneplan. Their team is always exceptionally helpful, the agents are always friendly and their communication is seamless. What I particularly appreciate is how quickly they process reimbursements when you've paid for something yourself rather than using your Oneplan card or preloaded funds. The entire process is straightforward, efficient and hassle free. Their app is easy to navigate and process claims through. It's reassuring to deal with a pet insurance provider that makes things this easy. Excellent service all around! Keep it up.
If I could give minus stars...
If I could give minus stars, I would!
The ratings are great on here, but select claims as a key word.....
Will tell you all you need to know.
They will not pay and think they are justified in doing so.
I see so many people giving details of their issues and long responses from Oneplan which makes it seem they are correct, when they really are not.
So not going to bother with details.
All I can say, is run!

Antwoord van Oneplan Insurance
Consultants either don't understand or…
Consultants either don't understand or don't know their own policy. I asked for the lowest plan that covers day to day emergencies. My dogs eye was injured, literal hole in his cornea. Vet sent us home with medication. Submitted the claim and got rejected because the injury isn't being treated at the hospital. I was told if I add a booster to the hospital plan, it would be covered. Jokes. When the event happend I asked questions and they told me since I didn't pay an amount for a claim that was rejected, that I cant access the booster (literally as my pups eye is bleeding). A claim I didn't even know was rejected.

Antwoord van Oneplan Insurance
@Nomfundo Sihlabeni @OnePlan
@Nomfundo Sihlabeni, You are a star, thank you so much for assisting me with my query, you called me for something else and when i told you my frustration you took it upon your self to see that my query was resolved. so much grateful for a great service you represent One Plane very well out here.

Antwoord van Oneplan Insurance
One plan has been my medical insurance…
One plan has been my medical insurance for more than a year and a half they have repeatedly disappointed me now ignoring me while I am still a paying cleint they disgust me I need them to own responsibility cause all the proof I am providing is regarding their unprofessional poor service and nothing is being resolved please one plan how much should I beg..

Antwoord van Oneplan Insurance
Unacceptable Service and Unfounded…
Unacceptable Service and Unfounded Claim Denials – Oneplan Health Insurance
Review Title: Extremely Disappointed: Initial Authorization Revoked, Unauthorised Third-Party Debits, and Poor Customer Support
Rating: 1 / 5 Stars
I am writing this review to express my deep dissatisfaction with Oneplan Health Insurance regarding their service, claims processing, and billing practices. My experience with this company has been deeply distressing and frustrating.
1. Pre-Approved Hospitalization Approved then Rejected
I was recently admitted to the hospital for an emergency. Oneplan initially approved my hospitalization, which was the sole reason I went to a private facility—I would never have gone to a private hospital if I did not have valid medical insurance coverage.
However, after approving it, Oneplan turned around and rejected the claim post-admission, leaving me to handle the massive bill entirely on my own. They justified this sudden reversal by making the baseless and completely unfounded claim that the incident was an attempted suicide. Revoking a pre-approval and denying a legitimate emergency claim on such false assumptions is completely unacceptable.
2. Unauthorized Third-Party Debit Order & Billing Errors
Due to an initial error on my end, incorrect banking details were supplied, resulting in payments being deducted from a third party’s bank account. Crucially, this third party never signed a Third-Party Debit Order Mandate Form, meaning Oneplan has been debiting an account without lawful authorization. The account holder is now demanding an immediate refund.
Furthermore, I have been unemployed for three years and do not have the financial means to reimburse this third party or continue paying premiums for an insurance plan that fails to deliver on its obligations.
3. Rejection of Everyday Out-of-Pocket Claims
It is not just emergency hospital claims that are being rejected. My routine requests for reimbursements—including prescription medication, pathology tests, and GP visits—have been consistently declined. I am paying for medical insurance yet receiving zero coverage when I actually need it.
4. Dysfunctional App, Website, and Communication
The overall customer experience is appalling:
The mobile application and website are unreliable and extremely difficult to navigate.
Customer service responsiveness is exceptionally poor, making basic inquiries or dispute resolutions nearly impossible to handle effectively.
Conclusion
Compared to other medical insurance providers on the market that offer far more affordable, transparent, and user-friendly options, Oneplan falls severely short.
I demand that Oneplan immediately honor the original hospitalization approval, rectify the unauthorized third-party debit issue, and process the necessary refunds for the affected third-party account holder. I strongly advise potential customers to look elsewhere for reliable health coverage.

Antwoord van Oneplan Insurance
Oneplan lies namelessly to evade accountability, continuously re-transcribing damaging falsehoods to hide their toxic customer culture.
To Oneplan management and Trustpilot: trying to abuse the reporting process to flag and hide my honest review won't delete your operational failures or silence a paying customer. Trustpilot’s immediate automation of this flag shows a deeply biased and unfair system that favors corporate interests over consumer truth. The facts remain, the payout is confirmed, and your combined attempt to censor me only proves my point.
I am being forced to change my review or have it removed...so much for trust ...yet they can slur me freely and never correct anything.
If the truth is painful then never play with it
Oneplan lies namelessly to evade accountability, continuously re-transcribing damaging falsehoods to hide their toxic customer culture. I do have time so il be happy to take this matter to multiple platforms since this culture needs a wakeup call.
Let us establish the undeniable facts that your corporate response deliberately tried to rewrite across your emails:
• The Ultimate Contradiction: You publicly claim the documentation was 'insufficient' and 'lacking information.' This is a blatant, provable lie. Oneplan has already backed down and paid out this claim in full using the exact same SPCA computer printout you are trying to claim was invalid or illegible! You cannot publicly claim paperwork is unreadable or insufficient when your own claims department eventually accepted those exact details to settle the payout.
• The Fabricated 'Vulgarity' Charge: You repeatedly throw around the word 'vulgar' but refuse to name the exact sentence because you know it clears me. The recording of Kamogelo Medupe proves my remarks were a broad, systemic critique of how consumers are treated by large systems in South Africa. My exact words were that 'the hospital, the government, and other services do substandard things to us, but Oneplan is even worse.' I did call your plan scammers, because withholding payouts for three years fits that description perfectly. At no point was any profanity directed at your staff. The consultant didn't panic over the language—he panicked because he was called out for taking three long holds and breaks without giving me a single answer. He simply wanted to get me off the line and weaponized a general, non-directed expression as an excuse to shut down the conversation.
• Weaponizing a Physical Disability: Your attack on my WhatsApp 'spelling and wording' is disgusting. I have a physical disability that affects my fine motor skills, leading to minor, completely readable typos (such as typing 'hosoital' instead of hospital). While the consultant, Shari, did not remain silent for the entire 40 minutes, she spent that time failing to answer a single question, only bringing up my typos as an excuse once she was called out for wasting my time. Using a customer's typing difficulties to mask operational incompetence shows zero emotional intelligence.
• Deceptive Store Claims: Your 'Onepet Store' discounts are a complete marketing gimmick. Numerous independent South African retailers (like Pet Heaven, Canine & Co, and Family Pet Centre) are vastly cheaper without making dishonest promotional claims.
No one from your management team even attempted to reach out to me before writing this fiction. You simply typed up a nameless cover-up to protect your public score. Consumers can easily discern truth from tone. The rot in this company’s customer service is global. Do your research, look at the one-star reviews, and stay away from Oneplan.

Antwoord van Oneplan Insurance
horrible communication
horrible communication. chatbots and simply frustrating to get claims done. seems like a deliberate attempt to make claim difficult

Antwoord van Oneplan Insurance
I want to give this scam pet insurance…ZERO stars
I want to give this scam pet insurance 0 stars for their terrible and pathetic service. They do not pay for anything and i regret not listening to the vets and other people who have warned not to take out pet insurance with them. Please be warned that this insurance just uses your love for your pets to get their money each month but the minute you need to claim for something they DO Not PAYOUT!! Utterly disgusted by this place.

Antwoord van Oneplan Insurance
It was easy to get hold of the correct…
It was easy to get hold of the correct department and person they helped me so quickly I have no stress taking my pet to the vet now, no husel

Antwoord van Oneplan Insurance
I didn't give a total 5 star ⭐ because…
I didn't give a total 5 star ⭐ because I had to wait and make alot of attempts before I was finally put through to a consultant who goes by the name Tebogo Motaene personally she/he deserves a 5 star ⭐ rating she was really helpful and friendly

Antwoord van Oneplan Insurance
The worst experience I have ever had…
The worst experience I have ever had with a so-called professional company. See my review on their actual page. I did not get further than application stage as I withdrew, for good reason, at that stage. That is where my nightmare experience began with them. As at time of this review, it is still not over. This company needs to get their act together. My name is Linda. The name on this review is my sons who used my cell to post a review in the past and I don’t know why it cannot be changed back to my name?!?

Antwoord van Oneplan Insurance
Any Excuse Not To Pay
We got pet insurance for our dog Basil last year. This year has been a hard series of medical issues for him. Despite paying over R400 p/m there is always a reason to not accept the claim, and that's resulted in us paying over R40k out of pocket - which getting insurance was meant to prevent. In one incident, our dog accidentally ate glass getting into something he shouldn't have - they wouldn't cover it because it didn't actually hurt him and 'no medical intervention was required', despite him being hospitalised and undergoing treatments to monitor him all night. Amongst other incidents they wouldn't cover. Since we're paying out of pocket for everything anyway, I don't see the value in also paying an additional few hundred a month for nothing. Absolute waste of our money - do yourself a favour and go with Dotsure instead, I wish I had and now Basil is too old to put on another good policy.

Antwoord van Oneplan Insurance
I’ve had the best experience with one…
I’ve had the best experience with one plan. It’s so convenient and the staff are super knowledgeable, helpful and friendly. I’ve never had issues when it comes to claims. They are truly reliable and deliver what they promised!

Antwoord van Oneplan Insurance
Excellent service from her and she took…
Excellent service from her and she took her time, did not rush through the process and made me understand properly before ending the call.

Antwoord van Oneplan Insurance
Highly Dissappoint Patient
Was very dissappointed by the way I got treated this morning. I tried to load funds into my card and only then learnt that my card was blocked due to incorrect submission of required invoice. It would have been nice to be called by someone to let me know that there was a problem with my subscription instead of waiting for me to get sick. I was so sick this morning I went to the doctor only to learn that my policy was blocked. That is very unproffessional on your side. The reason I have this subscription is because I do not have ready cash to pay the doctor but just to be told to pay cash and make a claim afterwards because there was a problem with the previous invoice submitted. I dont mind paying but at least someone needs to communicate it to me. I had to self medicate for the day .Can you imagine if this was a case of life and death that because of one incorrect invoice submitted I will not be allowed the service. I am really considering to cancell the policy .I would not advice anybody to take up a policy with you guys. Hiigly dissappointed patient.

Antwoord van Oneplan Insurance
An agent provided misleading…
An agent provided misleading information which was very frustrating because I thought I got the level of cover I need.

Antwoord van Oneplan Insurance
Unauthorized debit orders
These people take your money without your consent you are still in the process of deciding on whether they would be the most suitable then they do unauthorized debit orders from your account. Lavern Phillips was assisting me and I have not received any communication in the last 7 days I have requested for a refund on the same day the money was debited from my account I am on the verge of taking legal action I want my money back!!!!!!!!!

Antwoord van Oneplan Insurance
Went the extra mile
One plan understood my frustration and escalated my claim to be processed although it took longer than normal I am still satisfied with my health plan policy

Antwoord van Oneplan Insurance
I’m absolutely upset and disappointed
I’m absolutely upset and disappointed, and in the process of cancelling my plan. I was happy until Oneplan decided to take double the amount for my monthly premium in May, plus and extra R115. I have tried speaking to two different consultants, providing screenshots of my bank statement but yet they still refuse to acknowledge the extra charges, despite the referencing clearly stating it’s from them. I feel taken advantage of. As a hard working citizen, I work extremely hard for my money for some organisation to just take it and deny ever doing so. Some of us do not have extra buck laying around, we actually need EVERY CENT WE HAVE.

Antwoord van Oneplan Insurance
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