Start Up Loans Reviews 

480
TrustScore 4.5 uit 5

4,3

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

I had an excellent experience with BizBritain throughout my Start Up Loan application. From the very beginning, the communication was clear, professional and supportive. A special thank you to... Toon meer

Beoordeeld met 5 van de 5 sterren

I want to thank the British Business Bank, Start-Up Loans, for helping me financially establish my micro business. The process was daunting but ultimately worthwhile. Their APR is reasonable by compar... Toon meer

Beoordeeld met 1 van de 5 sterren

Company jumped on the application almost instantly and assigned a business advisor. Unfortunately after this point trying to get in touch with them is impossible. No clear journey or even an u... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

The second loan application was just as great of an experience as the first. Zoe just made the process so much easier for me, and I can't thank her enough for how much help and support she's given me... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Geld en verzekeringen

Geschreven door het bedrijf

The Start Up Loans Company was established in September 2012, with a mission to help new and early-stage UK businesses access affordable finance and mentoring support.


Contactgegevens

4,3

Uitstekend

TrustScore 4.5 uit 5

480 reviews

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4,3

Alle reviews

(480)

66 reviews in de afgelopen 12 maanden

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Beoordeeld met 5 van de 5 sterren

Fantastic experience

Fantastic experience, super helpful business advisor and business manager from let’s do business. Simple process, all completed and approved within 3 or 4 weeks.

12 juli 2025
Review zonder uitnodiging
Logo Start Up Loans

Antwoord van Start Up Loans

Hi Debbie,

Many thanks for your positive words.

We’re thrilled to hear that you had a fantastic experience and that you received all the support you needed from your Business Support Partner Let’s Do Business Finance.

Thanks for using our services and wish you best of luck with your business.

Kind regards,

Felipe
Senior Customer Service Advisor
The Start-Up Loans Company

Beoordeeld met 5 van de 5 sterren

Fantastic experience from start to…

Fantastic experience from start to finish. Application process straight forward, business plan and cash flow forecast takes a long time to complete but this is vital to ensuring your business is viable. Contact was great, always same day or next day.
What I was surprised about was the efficiency. From application to having my loan approved was 2 weeks. Bear in mind that I was very on the ball with requests for further information and normally sent it within the hour. If your business idea is viable and you put together a detailed and comprehensive business plan then I don’t see how you could have experience.
Highly recommended.

12 juli 2025
Review zonder uitnodiging
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Antwoord van Start Up Loans

Hi Dominic,

Many thanks for your feedback.

We’re glad to hear that you had a fantastic experience from start to finish and that you found the application process straight forward. We appreciate you pointing out that having a clear business plan and cash flow forecast is fundamental to assess the viability of the business – being proactive in terms of completing these documents could indeed speed up the application process.

Thanks for recommending our services and wish you best of luck with your business.

Kind regards,

Felipe
Senior Customer Service Advisor
The Start-Up Loans Company

Beoordeeld met 5 van de 5 sterren

Positive and Encouraging

I have had a wonderful experience with the fantastic and friendly team associated with Start Up Loans. My first point of contact was with the lovely April, who was kind and incredibly helpful with the advice she gave me in relation to the initial stages of the loan. She made a daunting experience less so and helped me tremendously with advice on the requirements of the initial loan. After the first stage of the application was completed it was passed on to the delightful and cheery Rekha, whose enthusiasm and drive were exactly what was required at such a vulnerable time. Rekha not only treated me with such care and kindness but showered me with so much respect and positivity that I felt undeserving of such treatment. There were times that I really was unsure about the business, never mind the actual loan but the reassurance offered to me not only kept me steady but provided me with so much encouragement that I began to believe in myself.
I have truly have had a wonderful experience working with Rekha and the team at Start up Loans, that I am sorry to see the end of application process.

I would highly recommend anyone considering a loan with the Start Up and are a little unsure on whether it is for them, to shake of those concerns and proceed with gusto. Not only will you be assigned with the capable and kind staff members, you'll also be provided with great advice.

I would also like to add that the repayment amount and time offered is very reasonable, especially compared to the other options out there. Please don't just take my advice, apply and see for yourself!

8 juli 2025
Review zonder uitnodiging
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Antwoord van Start Up Loans

Hi Sandra,

Many thanks for your great feedback.

We’re thrilled to know that you had a wonderful experience with our Business Support Partners, and that your business advisors April and Rekha gave you a good idea about how the application process works so you well prepared for it, reassuring, encouraging and giving you the confidence you needed to complete our application.

We highly appreciate you recommending our services and wish you best of luck with your business.

Kind regards,

Felipe
Senior Customer Service Advisor
The Start-Up Loans Company

Beoordeeld met 5 van de 5 sterren

Extremely helpful and user-friendly on…

Extremely helpful and user-friendly on all aspects of the process. Many thanks for all your help and support thus far, which is immensely appreciated!

8 juli 2025
Review zonder uitnodiging
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Antwoord van Start Up Loans

Hi Saura,

Many thanks for your positive comments.

We are glad to hear that the application process wasn’t that difficult for you to navigate, and that you received all the support you needed to complete your application.

We wish you best of luck with your business.

Kind regards,

Felipe
Senior Customer Service Advisor
The Start-Up Loans Company

Beoordeeld met 5 van de 5 sterren

Very simple and easy

Very simple and easy

18 juni 2025
Review zonder uitnodiging
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Antwoord van Start Up Loans

Hi Shaunna,

Many thanks for your clear and concise feedback, it is highly appreciated. 😊

We wish you the best of luck with your business.

Warm regards,

Felipe
Senior Customer Service Advisor
The Start-Up Loans Company

Beoordeeld met 5 van de 5 sterren

Quick and professional service with…

Quick and professional service with excellent support and help along the way.

12 juni 2025
Review zonder uitnodiging
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Antwoord van Start Up Loans

Hi Louis,

Many thanks for your positive feedback.

We are thrilled to know that your Business Advisor provided a professional support and service throughout your application process.

We wish you the best of luck with your business.

Kind regards,

Felipe
Senior Customer Service Advisor
The Start-Up Loans Company

Beoordeeld met 5 van de 5 sterren

Great support throughout

Since the moment I applied for the loan, I have received help and guidance throughout the whole process. The application form is user-friendly, and I was kept informed at all times of the progress of my application. I am very pleased with the experience.

7 juni 2025
Review zonder uitnodiging
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Antwoord van Start Up Loans

Hi Gina,

Many thanks for your positive comments!

It makes us really happy to know that had all the support you needed to complete your application, that you found it user-friendly and were kept informed throughout the whole process.

We wish you the best of luck with your business.

Kind regards,

Felipe
Senior Customer Service Advisor

Beoordeeld met 1 van de 5 sterren

Update - Misconduct,policy time-frames ignored & case Mishandled



UPDATE ON MY CASE.Read my previous reviews below

I asked,for a manager to call me back on Monday (02/May) and was assured someone would ring within three working days. It’s now Friday and I’ve had no call, no e-mail, not even an acknowledgement.

I have spent over 1 Month chasing this company regarding my apeal which was dismissed without through Investigation which was not done properly.

That’s particularly disappointing because your own Complaints Handling Policy says customers should “expect a reply from a SUL representative within two working days” and, if an issue can’t be resolved straight away, you will send a written acknowledgement within three working days and keep the customer updated until things are fixed, aiming for a full response within eight weeks.

Yet I have heard nothing.

None of those commitments have been met in my case.

I have now been Forced to taken action through other means.

My case was dismissed & ignored without proper review.

6 juni 2025
Review zonder uitnodiging
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Antwoord van Start Up Loans

Hi Kamil,

Thanks for your feedback.

I’m sorry to hear that you didn’t get your call back on due time as requested, and that you are still chasing for an update on your appeal. Please be advised that appeals can take up to two weeks for an outcome to be reached, but sometimes it can take longer depending on the complexity of the case and the volume of cases our internal team is dealing with.

As mentioned before, If you haven’t heard from a senior member of the team, please do reach out to us via email at hello@startuploans.co.uk, so we can look at this for you.

Again, apologies for any inconvenience this has caused.

Kind regards,

Felipe
Senior Customer Service Advisor
The Start-Up Loans Company

Beoordeeld met 5 van de 5 sterren

Applying for a loan is never easy

Applying for a loan is never easy, however this was a great introduction to running a business. This entire process was helped along with my advisor, L.
She really pushed me to examine my proposal, focusing on the potential mistakes I could have made. I believe this is one of the best banking for SME experiences one could have, its an amazing product that's aimed at giving people's ideas reality.
Many thanks to all of the team who have helped me.

23 mei 2025
Review zonder uitnodiging
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Antwoord van Start Up Loans

Hi Robert,

Many thanks for your feedback.

It makes us very happy to know that you had the support needed to obtain the funds. We also appreciate you pointing out the important role of your business advisor and the rest of the team supporting you with your application.

Best of luck with your business.

Kind regards,

Felipe
Senior Customer Service Advisor
The Start-Up Loans Company

Beoordeeld met 5 van de 5 sterren

My honest experience

I'm sharing an honest review based on my personal experience with obtaining a business loan. First and foremost, this review is entirely my own and not influenced in any way.

Before applying, I came across many negative reviews—mostly from people frustrated by loan rejections or unsatisfactory experiences with business advisors. However, my experience was quite different. I came fully prepared, ready to answer any question thrown my way. At the end of the day, building a business requires a solid understanding of your operations, goals, and financials. Being well-prepared not only boosts your confidence but also enables your business advisor to support you effectively.

If you're entering this process without a clear plan or knowledge of your business, it's unrealistic to expect strong guidance or the outcome you’re hoping for.

I began my loan application on April 17, and in just 28 days, everything was approved. I want to extend a sincere thank you to my business advisor, Sergio, and to the panel team for believing in the potential of my business.

Lastly, don’t let negative reviews shape your expectations—try it yourself and form your own opinion.

17 mei 2025
Review zonder uitnodiging
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Antwoord van Start Up Loans

Hi Adam,

Many thanks for your comments! They reflect very well what is expected throughout the application process.

We’re glad to hear that you were fully prepared and ready for your application process, as that indeed helped reach an outcome sooner. Thank you also for pointing out the support you received from your Business Advisor Sergio and the approval panel to successfully obtain the funds.

We wish you the best of luck with your business.

Kind regards,

Felipe
Senior Customer Service Advisor
The Start-Up Loans Company

Beoordeeld met 5 van de 5 sterren

Very swift and very supportive

Very swift and very supportive throughout the whole process. I was given advice, recommendations, and lots of reassurance. Thank you James

13 mei 2025
Review zonder uitnodiging
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Antwoord van Start Up Loans

Hi there,

We appreciate your feedback very much, many thanks!

We’re delighted to hear that your experience with your Business Support Partner was so positive. It’s great to know that your Business Advisor James provided such a valuable support to you.

All the very best with the business.

Felipe
Senior Customer Service Advisor
The Start-Up Loans Company

Beoordeeld met 5 van de 5 sterren

Thorough and efficient process!

Thorough and efficient process!

9 mei 2025
Review zonder uitnodiging
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Antwoord van Start Up Loans

Hi Phillip,

Thanks for sharing your experience.

It is rewarding to know that you found the application process professional and efficient.

All the very best with the business.

Best,

Felipe
Senior Customer Service Advisor
The Start-Up Loans Company

Beoordeeld met 5 van de 5 sterren

The staff allocated to my file were…

The staff allocated to my file were professional and approachable. They handled my case skillfully with patience and valued my contribution. Their professionalism is of high standard.

They kept me updated on every step of the process, explaining everything requirement with clarity. They were always accessible and willing to support during the whole process.

9 mei 2025
Review zonder uitnodiging
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Antwoord van Start Up Loans

Hi Jeanette,

Many thanks for your fantastic feedback!

It always makes us happy to hear that your Business Support Partner provided all the support you needed throughout your application process, and that this was delivered professionally and taking onboard your contribution.

Best of luck with your business!

Felipe
Senior Customer Service Advisor
The Start-Up Loans Company

Beoordeeld met 5 van de 5 sterren

Make your dreams come true

Everyone needs a little help. I have the idea of running my own business for years but only now is that dream becoming a reality. Being able to obtain some financial support to help get started, is the push I have always needed.

9 mei 2025
Review zonder uitnodiging
Logo Start Up Loans

Antwoord van Start Up Loans

Hi Mark,

Your feedback is highly appreciated, many thanks. We’re glad to know that you had all the support you needed for your dreams to become a reality.

We wish you all the success with your business.

Felipe
Senior Customer Service Advisor
The Start-Up Loans Company

Beoordeeld met 5 van de 5 sterren

Feedback

Very happy with the proccess, very quickly and fast updated over the email.

7 mei 2025
Review zonder uitnodiging
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Antwoord van Start Up Loans

Hi Dorota,

Thanks for your positive words. We are as happy as you knowing that your application process went so well.

Best of luck with your business.

Felipe
Senior Customer Service Advisor
The Start-Up Loans Company

Beoordeeld met 5 van de 5 sterren

Supported all the way

Supported all the way, keeping the process straight forward and relatively simple. Superb.

6 mei 2025
Review zonder uitnodiging
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Antwoord van Start Up Loans

Hi RB,

Oh, we’re very glad to hear that you had such a positive experience, and we really appreciate your kind words.

We wish you the best of luck with your business.

Kind regards,

Felipe
Senior Customer Service Advisor
The Start-Up Loans Company

Beoordeeld met 1 van de 5 sterren

Disappointing Experience — Slow Communication and Waste of Time

I spent nearly two months working on my Start Up Loan application, submitting extensive documentation and following every request. Despite initially being told I was eligible, I was eventually declined based on something I was previously assured would not be an issue. It felt like the goalposts were moved halfway through the process.

The communication throughout was very slow.

It’s incredibly frustrating to have invested so much time and effort into an application that, in the end, was never truly viable under their criteria. A process that should have taken no more than two weeks dragged on for nearly two months. I found the overall service to be inefficient, inconsistent, and not respectful of applicants’ time.

I hope this feedback helps others approach the process with caution and encourages the team to improve clarity and responsiveness in the future.

2 mei 2025
Review zonder uitnodiging
Logo Start Up Loans

Antwoord van Start Up Loans

Hi Bogdan,

I am very sorry to hear about your disappointing experience. I understand that dedicating so much time and effort to your application to then be made ineligible must be very frustrating. I’m also sorry to hear that you found the service provided by your Business Support Partner inefficient, inconsistent and disregarding with your own time.

Please be advised the application process might require, depending on your particular circumstances and business, several documentations; and that on average the time frames to reach an outcome on the application can take indeed 4-8 weeks. Also, passing the initial credit check to further assess your eligibility does not guarantee the success of the application as a further assessment to look at the sustainability of your business, its viability and your personal afforability must be completed.

We do appreciate your feedback and will forward it to our partners, but if you want to discuss this further please feel free to reach out via email at hello@startuploans.co.uk

Kind regards,

Felipe
Senior Customer Service Advisor
The Start-Up Loans Company

Beoordeeld met 5 van de 5 sterren

Very happy with the process,wish the…

Very happy with the process,wish the process was quicker but still well worth the wait,my mentor Habib was amazing constantly keeping me updated over the phone or email,definitely recommend

15 april 2025
Review zonder uitnodiging
Logo Start Up Loans

Antwoord van Start Up Loans

Hi Emil,

Many thanks for your feedback.

We understand that ideally the process could be quicker, however due to the volume of applications it generally takes 4-8 weeks to reach an outcome – I will feed his back to the team nevertheless.

In the same time we’re glad to know your application was successful and that your business advisor Habib provided you with the support you needed.

We wish you best of luck with your business.

Felipe
Senior Customer Service Advisor
The Start-Up Loans Company

Beoordeeld met 5 van de 5 sterren

Suzy has been exceptional in the time…

Suzy has been exceptional in the time she has given me in order to complete the loan. Her attention to detail, her kindness and her knowledge have been incomparable. She has really helped to relive the stress of the process and it has proven seamless with her help and guidance

11 april 2025
Review zonder uitnodiging
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Antwoord van Start Up Loans

Hi Kerensa,

Many thanks for your positive words!

We are thrilled to know that your Business Advisor Suzy provided such an exceptional service to help you complete your application.

We wish you all the best with your business.

Best,

Felipe
Senior Customer Service Advisor

Beoordeeld met 5 van de 5 sterren

Start up loans

I think they understand the process very well and they provide you with all the tools and assistance necessary.

10 april 2025
Review zonder uitnodiging
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Antwoord van Start Up Loans

Hi Le,

Many thanks for your feedback.

We are happy to know that you had all the support you needed throughout your application process.

We wish you best of luck with your business.

Best regards,

Felipe
Senior Customer Service Advisor
The Start-Up Loans Company

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