Take Charge America Reviews 

We used this company over approximately 20years ago they were helping, professional and we never had any issues. They took care of everything from talking to creditors to sending the money. Before we used them we had tried someone else and they made us pay all this money upfront and the money we was sending was not getting applied to our credit cards. I saved the information from last time and have fell back on hard times and gave them a call again. I will say I was hesitant at first because I thought the person that answer the phone was a little rude but in the end went with them anyway. I feel like I did so many years ago, they are a responsible, reliable company.

The people I have talked with are extremely nice and informed.

Payments late!!! Sometimes 2months,received notices from debtors

They made the process easy, kept me updated along the way and were professional and personable.

The only downside to my experience is that it is very difficult, if not near impossible, to access the site from outside the US. I travel a lot for work and I can’t access messages on the site when I’m traveling.

They negotiated with the creditors on my behalf and got a significantly lower interest rate. They also do check-ins to make sure everything is running smoothly. The maintenance fee is a small price to pay for their service and pales in comparison to the money and time they saved me.

They were easy to work with but I still receive notifications from my creditors indicating that the payments are arriving late (after the agreed upon due date) despite the draft from my account.

Thoughtful and knowledgeable representatives.

Seems to take too long to get creditors paid. We keep getting notices on how the payments aren't being received on time by creditors and that they will cancel agreements with TCA and demand full payment if lateness continues. The lower payments for the creditors is the only strong point we've really seen from TCA.

I enjoy the ability to pay my creditors in full using your program

Both that I spoke were understanding. They were kind, reassuring, so very respectful. They didn’t make me feel like they were rushing, but listened to all my concerns and answered all my questions. They did go the extra mile. It’s wonderful to know I have an excellent team working for me. It was not complicated, it was easy. So glad that I called TCM.

Thank you for all of your guidance and help.

Take charge did get letters submitted etc and converted my Debt to one monthly plan however I consistently still get contacted by creditors saying that the payments aren’t being made according to the agreement and take charge gives me very little service or help. It is what it is.

Ive been able to actually pay down my credit cards and see an improvement in my credit score since I started having take charge America help me

I love the idea but have not received anything yet

This is a great company and has helped me tremendously to get out of debt!

Ellos no han echo contacto con mis bancos y me han enviado a recolección y me está afectando mis récords crediticio. Por favor poner atención

TCA has helped our family get out of credit card debt not once but twice. It is reassuring to have such knowledgeable and professional help in them. They explain everything well and make the process very easy. I recommend them for anyone who may need help with their debt.