A W S Financial Services Reviews 

We’ve sought Fred, Charlotte and the AWS teams excellent and trusted expertise both as first-time buyers and remortgaging. On both occasions, they made the process seamless with their excellent and thorough knowledge and guidance - would highly recommend!

Fred and the AWS team were incredibly helpful, knowledgeable, and efficient. They guided me through my options as a first-time buyer and kept me updated every step of the way. Highly recommended!

Fred and the team at AWS Private Finance were excellent. As first-time buyers, we found the process far less stressful than expected. He found the right deal, kept us updated throughout, and helped us secure our mortgage offer quickly.

I'd recommend them to everyone.

Tobias really listened to our needs and went above and beyond to make sure we felt confident every step of the way. He provided great visuals and walked us through both the best- and worst-case scenarios so there were no surprises. He was patient with our questions yet firm when it came to deadlines to ensure we locked in our mortgage deal on time. Couldn't have asked for a better experience—thank you, Tobias!

I have had a very positive experience with AWS so far.
Fred took me time to understand my circunstancies, explain the available mortgage options, and guide me through the application process. The advice provided was clear, professional and tailored to my situation.
Charlotte has also been extremely helpful in managing the application and keeping me updated on the progress.
Thank you Fred and Charlotte and the team for their support and assistance.

We couldn’t recommend Fred highly enough. He was always quick to respond, explained everything clearly and went above and beyond to help us. He even contacted the estate agents on our behalf, which we genuinely believe helped us secure our new home!! We’re incredibly grateful for all his hard work and support and would definitely recommend him!

I had a really positive experience with my mortgage provider throughout the whole process. They were professional, responsive and very helpful, taking the time to explain everything clearly and keeping me updated at each stage.

The process was smooth and efficient, and any questions I had were dealt with promptly. Thanks Fred Barham and Charlotte Kempster!

A huge thank you to Tobias Lord for all his help with our mortgage. He went above and beyond for us, working extremely hard to find a specific lender and doing everything he could to get our application through. He was always so quick to respond to calls and emails, kept us updated, and was constantly on top of everything. We genuinely couldn’t have asked for better support.

A big thank you also to Emily Putnam, our case manager, who was incredibly efficient and worked so quickly to get our mortgage offer through.

Thank you both so, so much, we really appreciate everything you’ve done for us!

I had an excellent experience with Fred Barham and Charlotte Kempster throughout my mortgage application. Fred was outstanding in his communication—always clear, responsive and timely, with concise follow-ups and a great ability to explain things clearly. He also managed to secure the mortgage rate for us on the last available day, which was particularly valuable during a period of rapidly changing rates. Charlotte provided excellent case management, keeping everything on track and coordinating the additional information required for a successful property valuation appeal enabling us to get our desired LTV. She gathered and submitted the supporting details promptly and efficiently, which made a significant difference to the outcome. Overall, both Fred and Charlotte were professional, proactive and extremely helpful throughout the process. A genuinely five-star service—I would highly recommend them to anyone looking for a mortgage broker.

We were referred to A W S Mortgages by a close friend who had used their services when purchasing her property a couple of years ago and had a great experience. Based on her recommendation, we chose to work with them, and we are very pleased that we did.

From the start of our house search, Fred Barham was a constant source of support, providing valuable advice and responding promptly to every query. Once the purchase process began, both Fred and Charlotte Kempster were extremely approachable, professional, and always willing to help. When buying a property, having a mortgage broker who is responsive and accessible makes all the difference, and they certainly delivered. Their excellent communication and guidance made the entire process smooth and far less stressful. They provided very detailed and clear advice throughout, which was especially valuable as first-time buyers.
We would highly recommend A W S Mortgages to anyone looking for reliable and professional mortgage advice.

Thoroughly recommend Fred, Charlotte and the AWS team - they made the mortgage application process and steps to completion smooth and easy throughout, and I shall be looking for their advice on remortgaging. For a first time buyer this made the experience so much smoother, wouldn’t hesitate to recommend.

Fred Barham from AWS was recommended by an estate agent to us. He was prompt, responsive, patient, and resourceful in helping us secure a mortgage. He has always been just a call away to help is navigate our changing circumstances, mortgage rate changes and our offers on houses.

Fred and all of the AWS team provided an excellent service from the first introduction call through to completion, working very efficiently to provide comprehensive and considered advice.

Fred Barham from AWS worked with me for many months in the process of searching for a house. Fred went above and beyond my expectations of an advisor by breaking down the pros and cons of each of my options, and also regularly checking with me how the house hunt is going, advising when is a favourable time to make an offer, etc. Fred is very friendly and helpful, I will definitely be recommending AWS to friends and family in the future. The whole team have been extremely proactive.

We approached AWS as one of many brokers for a BTL company portfolio remortgage in excess of £2.5m. From the start Fred showed his desire to find us the best deal and succeeded with a fantastic deal that suited our needs perfectly. Christine kept us regularly informed of progress and the matter proceeded to completion on time. Would highly recommend Fred and his team for any company portfolio mortgages

Fantastic service, Fred was on point the whole way through, great communication and knowledge.
I highly rate recommend him.

Good service. Very helpful. Tracking rate for me and seeking best rate.

Fred Barham and his team have been exemplary throughout. He listened carefully to what we were looking for in a mortgage, and our plans for both the short and long term. He and his team then pulled together a range of options, and clearly explained their relative pros and cons. He then sought out the best possible deal for our chosen product, and didn’t stop until the banks came back with the terms we wanted, rather than the terms they initially wanted to give. I would highly recommend Fred and his team, and will be using his services again in the future.

Over the moon with the service from Fred once again. Helped my mum with her complex case back in 2025 to secure a mortgage, he has now worked his magic with my remortgage, providing us with a great rate whilst also being able to take money out for some renovations. Thanks again. :)