A W S Financial Services Reviews 

Excellent Mortgage Broker Service

I had an outstanding experience with A W S Mortgages and would highly recommend them to anyone looking for mortgage advice and support.

A special thanks to Ravi Joshi, who was exceptional throughout the entire process. Ravi took the time to understand my requirements, provided honest and professional advice, and guided me towards the right mortgage solution. His recommendation to stay on a tracker rate proved to be invaluable and demonstrated his expertise and commitment to acting in my best interests.

What really sets A W S Mortgages apart is their transparent and customer-focused approach. Unlike many other brokers, they did not charge any fees, yet the level of service and support was second to none.

The entire team under Ravi's leadership was professional, responsive, and highly knowledgeable. They made what can often be a stressful process feel simple and straightforward, keeping me informed every step of the way.

I am extremely happy with their support, professionalism, and excellent delivery. If you're looking for a trustworthy mortgage broker who genuinely puts clients first, I would strongly recommend A W S Mortgages and Ravi Joshi.

Fred has been instrumental in finding solutions and getting to the required result within the timeframe. Helpful and dedicated, I would strongly recommend and will use AWS again if need be. Thank you

From our first call, Fred was so helpful, kind and made everything easy to understand for me as a solo first time buyer. I'm so glad I chose to use AWS for my mortgage and will be recommending them to friends and family in future!

We were introduced to Fred Barham, and from our very first conversation he made a fantastic impression. He has an exceptional ability to explain even the most complex mortgage matters in a simple and easy-to-understand way.

Fred consistently goes above and beyond to help. Whenever we had questions or needed clarification, he took the time to make sure everything was clear. He even responded to us while he was on holiday, which really shows his dedication and commitment to his clients.

Thanks to Fred's expertise and support, we successfully secured buy-to-let mortgages for both of our properties. Throughout the entire process, he was professional, knowledgeable, approachable, and always happy to help.

We can't recommend Fred highly enough. If you need advice or assistance with anything mortgage-related, he's the person to speak to. Thank you, Fred, for making what could have been a stressful process so smooth and straightforward!

We recently worked with AWS Financials for the remortgaging of our home, and the experience was excellent from start to finish. The team guided us through every stage of the process, clearly explaining our options and helping us secure the best mortgage solution available for our circumstances. They also assisted us in arranging appropriate mortgage protection insurance, making the entire process seamless and stress-free.
What stood out most was their proactive communication, regular status updates, and willingness to provide support whenever needed. We always felt informed and confident that our application was progressing smoothly.
A special thank you to Fred, our Mortgage Advisor, along with Kate Steller and Charlotte Monk, for their professionalism, expertise, and dedication throughout the process. Their guidance and responsiveness made a significant difference.
I would highly recommend AWS Financials to anyone looking for mortgage or financial advice. Their knowledgeable team, customer-focused approach, and excellent service made our remortgaging experience straightforward and hassle-free.

AWS Financial services recently helped us with life and critical health insurance. Max and Ella were excellent. Spent time to understand our needs and found the best policy for us. The team were very proactive and easily contactable. Thank you.

We had an excellent experience with AWS Private Finance, particularly Fred Barham and Charlotte Monk, who supported us throughout our mortgage application.

From the very beginning, Fred provided clear, honest advice and helped us secure the right mortgage for our circumstances. Charlotte then took over the case management and ensured everything progressed smoothly, keeping us informed at every stage and liaising with all parties to keep the process moving.

Communication was always prompt, professional, and reassuring. Every question we had was answered quickly, and we always felt that our best interests were being looked after. Thanks to their expertise and dedication, we received our mortgage offer from lender without any issues, and the entire experience was far less stressful than we had anticipated.

We are truly grateful for all their hard work, support, and guidance throughout the process. We wouldn't hesitate to recommend Fred, Charlotte, and the AWS Private Finance team to anyone looking for knowledgeable, responsive, and reliable mortgage advisers.

Thank you again for making such an important milestone a smooth and positive experience!

I cannot recommend Max Brown and Chelsea Lister at AWS Finance highly enough.

My recent remortgage was far from straightforward and, at times, quite challenging and stressful. Throughout the entire process, Max and Chelsea were exceptional. They were always supportive, incredibly understanding, and consistently went above and beyond to help me navigate every hurdle.

What really stood out was their responsiveness. No question was ever too much trouble, and they always replied quickly, keeping me informed every step of the way. Their communication was clear, proactive, and reassuring, which made a difficult process so much easier to manage.

They were organised, knowledgeable, and completely on the ball from start to finish. It genuinely felt like they were invested in achieving the best possible outcome for me, and their professionalism and dedication never wavered.

Thank you both for your patience, hard work, and unwavering support. If you’re looking for mortgage advisers who truly care about their clients and deliver an outstanding service, I wouldn’t hesitate to recommend Max Brown and Chelsea Lister at AWS Finance.

The Team at AWS were fantastic, very helpful with information provided. Managed our expectations throughout the process to ensure we were comfortable at every stage. Communication was key.

Special mention to Charlotte and Fred!

Thank you

Fred and the team have been an absolute dream to work with since our first phone call. They have been fast, thorough and super easy to contact throughout the whole process.
Would thoroughly recommend to anyone!

Repeat customer for Fred. Makes the process simple, easy and works quickly, even making himself available out of hours.

Also presented us with a range of solutions based on our situation

Fred Barham was brilliant from the get go. He was clear, cooperative, available and simply someone who knows what he's doing. We got a mortgage offer in less than 48 hrs from applying. Super happy with their service.
Charlotte is also very helpful in managing the ongoing case. Strongly recommend.

From the outset, Ravi, Christine and their team were fantastic during our recent house purchase. We relied on their expertise to find the best mortgage option for us, and Ravi was exceptionally helpful in securing this.
Ravi, along with Christine and Ella, supported us throughout the entire process. They made us feel genuinely supported and were always available to answer any questions we had.
Thanks to AWS, we have been able to purchase our dream home, and we cannot thank them enough.

Couldn't have asked for a better experience. Luke and Emily found us a great rate, kept communication clear and responsive throughout, and made what's usually a stressful process feel really straightforward. Always on hand to answer questions and chase things along when needed. Would definitely recommend to anyone buying their first home.

Luke and Emily were superb in securing a competitive mortgage and supporting me throughout the entire house-buying process. They were consistently communicative, professional, and highly knowledgeable, making what can be a stressful experience feel straightforward and well-managed. I would wholeheartedly recommend AWS Financial Services, and Luke and Emily in particular, to anyone looking for mortgage advice and support.

Both Luke & Emily at AWS Finance were amazing throughout the process of purchasing the property. They both answered all our questions, found us the best rate mortgage, were supportive and professional. Cannot praise them enough. Thank you AWS Finance especially Luke & Emily.

Excellent company. Fred as my broker patiently and expertly guided and supported me through the process as a clueless first time buyer. Charlotte (Mortage Case Officer) has been tireless in gathering and chasing documentation to push my application through and is very responsive to emails, follows up quickly, and made sure we had everything we needed to progress. Both Fred and Charlotte remained in contact and provided updates throughout the process. Highly recommend AWS!

Fred and Charlotte were very helpful and professional from the start. Made the process of applying for a mortgage so simple and stress free. Would highly recommend this business.

I cannot recommend AWS Mortgages highly enough. They handled a highly complex scenario for us, simultaneously managing a NatWest Buy-to-Let remortgage on our previous property and a Santander residential mortgage for our new home.

​Due to unexpected legal and structural issues on the seller's side, our transaction dragged on for an agonizing 8 months. Throughout this entire stressful period—including a time when I was completely out of the country for a religious pilgrimage—the team was an absolute rock.
A special mention must go to Ashley, Slade, Amreeta, and Christian. They went above and beyond as a team to protect our interest rates, handle the shifting timelines, and keep us updated every step of the way.

​If you want mortgage brokers who genuinely care, communicate brilliantly, and know how to navigate complex, long-running deals, look no further than AWS. Thank you all so much for getting us into our new home!

From the moment we first contacted Fred, we knew we could trust the service he provided. As first time buyers, we had a lot of questions and concerns, all of which he addressed promptly. From our mortgage to our home insurance, everything was broken down with full transparency so we understood every decision that needed to be made. A big thank you to Charlotte also who kept us up to date at every stage of the process. Great service all around.