Cynergy Bank Reviews 

6.111
•
TrustScore 4.5 uit 5

4,4

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

I have been a Cynergy savings customer for a few months, and my experience has been very positive, largely thanks to Vashesh Singh. The account was set up quickly, and he was easy to reach by both... Toon meer

Beoordeeld met 5 van de 5 sterren

Got into a bit of a muddle trying to find a Statement but a call to the helpline quickly resolved the matter. Phone answered promptly and matter quickly sorted. Great that an actual person was read... Toon meer

Beoordeeld met 5 van de 5 sterren

Cynergy have been a great partner to our business. Most notably due to the importance they place on customer relationships and requirements. Although we were originally onboarded with a different rela... Toon meer

Beoordeeld met 5 van de 5 sterren

Have a savings account with them for our business. We recently had an email to review our account and was directed to a page that informed us there were higher interest savings accounts with them avai... Toon meer

Bedrijfsgegevens

  1. Bank

Geschreven door het bedrijf

Cynergy Bank is a specialist bank who is proud to empower business owners, property entrepreneurs and family businesses to achieve their ambitions. At Cynergy Bank we understand how our customers' life work and money often overlap. We are committed to delivering a comprehensive set of services to meet the evolving needs of our customers from our offices in London, Birmingham, Manchester and Glasgow. Contact Customer Service on 0345 850 5555 (+44 (0)20 3375 6422 from outside the UK). Calls may be recorded for monitoring and training. Cynergy Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Eligible deposits with Cynergy Bank plc are protected by the UK Financial Services Compensation Scheme. For more information on Cynergy Bank visit www.cynergybank.co.uk


Contactgegevens

4,4

Uitstekend

TrustScore 4.5 uit 5

6K reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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4,4

Alle reviews

(6.111)

1.158 reviews in de afgelopen 12 maanden

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Beoordeeld met 1 van de 5 sterren

Extremely disappointing customer…

Extremely disappointing customer service

Really poor experience with Cynergy Bank. I contacted them over a straightforward ISA transfer query and was met with an unprofessional tone, incorrect information about what was required to verify my account, and a manager callback that was promised but never happened.

I complained, and Cynergy ultimately upheld my complaint, acknowledging these failings themselves. An apology is appreciated, but customers shouldn't have to complain to get basic customer service standards met.

Very disappointing experience....currently raising with Financial Ombudsman!

2 september 2026
Review zonder uitnodiging
Logo Cynergy Bank

Antwoord van Cynergy Bank

Hello there,

Thank you for sharing your feedback. We’re really sorry to learn about your experience and appreciate your disappointment with the service you received.

We understand how important it is that customers receive accurate information, professional support, and timely follow-up when seeking assistance with their accounts. We also recognise how frustrating it can be when expectations regarding communication and promised call backs are not met.

Providing a high standard of customer service is important to us, and feedback such as yours helps us identify opportunities to improve.

Your comments have been shared with the relevant teams for review as we look to improve our products and services, and we thank you for taking the time to share your experience.

Cynergy Bank

Beoordeeld met 5 van de 5 sterren

Great to speak to a helpful person

I needed to call Cynergy Bank in connection with setting up a new account. It was straightforward to get through the numerical navigation system and I was able to supply the required information with ease. The representative Carly was particularly helpful and very patient in handling my request.

17 september 2026
Review zonder uitnodiging
Beoordeeld met 3 van de 5 sterren

Slapdash customer services team

My wife and I have used Cynergy bank for our savings over a few years. We found their website to be quite difficult to navigate at times. This has been particularly after they updated the website which they seemed to do regularly. Some of the changes just weren't needed but were done simply to give their IT people something to do.
I couldn't get to grips with how very long it took their customer services department to respond to my queries via secure messages. I usually received a message to say that they would respond but then had to wait up to 5 working days for their somewhat impersonal and robotic responses.
What has now driven me away from Cynergy Bank, is the way that the website appears to have locked my wife and I out so that we were unable to invest any more money with them. The website states that we are ineligible to open any of their accounts. When I sent secure messages to the bank, the responses were next to useless and I have totally given up with them. We were good and very loyal customers of Cynergy Bank but they clearly didn't give even half a toss about keeping us on board.
If you value the communications you have with a bank I certainly can't recommend this outfit at all.

17 september 2026
Review zonder uitnodiging
Logo Cynergy Bank

Antwoord van Cynergy Bank

Hello David,

Thank you for sharing your feedback. We’re really sorry to learn that your experience did not meet your expectations after several years of banking with us.

We understand how frustrating it can be when changes to online services make it more difficult to complete everyday tasks, and when responses to secure messages take longer than anticipated. We also recognise your concerns regarding the account eligibility messages you encountered and the impact this had on your ability to open additional accounts.

While eligibility to open products online can depend on a number of factors, we appreciate that the information and support you received did not provide the clarity you were looking for. We've asked our colleagues to reach out to you to support you with this.

We appreciate the time you have taken to share your views and your loyalty as a customer over the years.

Cynergy Bank

Beoordeeld met 5 van de 5 sterren

Better than I expected

From experience with other companies, I expected the long hold before speaking to a human and an even longer hold before my issue was dealt with. Not the case, there was a screening process but no long hold and I was back in my account within a few minutes. Great Customer service.

15 september 2026
Beoordeeld met 1 van de 5 sterren

DO NOT USE - INCOMPETENT AND UNTRUSTWORTHY

Edit - as you see from their response, they haven’t bothered to understand the issue. Useless lot, do not use.

DO NOT USE - INCOMPETENT AND NOW HAVE STARTED LYING.

Tried to arrange a cash ISA with them, transferring from Hargreaves Lansdown. Cynergy system offered an incorrect option to do this which didn't work. They promised they would correct it, this was a lie. They tried again to request the money, still wrong so HL rightly refused the transfer.

I gave Cynergy one more chance to sort it out and they confirmed on the phone that they would, and would still honour the previous rate. Today they have reneged on that promise and asked me to do the work again. So they lied there too.

Their phone system is also a nightmare, a zombie keeps babbling about their AI which you can't use as you don't get an online login until the account is open, and it takes them ages to answer the phone.

Do not use. You have been warned.

11 september 2026
Review zonder uitnodiging
Logo Cynergy Bank

Antwoord van Cynergy Bank

Hello there,

Thank you for sharing your feedback. We’re sorry to learn about your experience and the difficulties you encountered with your ISA transfer request.

ISA transfers are subject to regulatory processes and industry timescales involving both the transferring and receiving providers. While we always work to process transfers in line with these requirements, completion times can vary depending on the circumstances of each transfer and the actions required by all parties involved.

Where applicable, we take steps to ensure customers are not financially disadvantaged as a result of transfer-related processing times.

We also note your comments regarding our telephone service and communication, and we recognise the importance of providing clear updates throughout the process.

If you would like us to contact you to provide support with the issues that you have encountered please let us know by replying to our private message sent to your Trustpilot account requesting further information.

As soon as we receive this, we will arrange for somebody to contact you.

Best Regards,

Cynergy Bank

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