EasyPay Finance Reviews 

the absolute worst please do not do business with easy pay if you are a working-class person ridiculous finance charge amounts I'm totally disgusted with my choice to pay them the same amount of finance. that i paid for services that would be a 100 percent.

They have charged me 139% interest rate for my puppy, which was 899. But now I’m paying 3,000. For her

Easy Pay is a usury financial institution. What is even more disappointing, is that they actually charged a HIGHER RATE (288% interest) after I successfully paid off a previous first note.

BE VERY AWARE!!! easypay is a SCAM they will tell you no interest but only if u pay the total amount withing 90 days after that they will charge you $6 dollars a day even if u making atumatic payments through your bank account so even with no late payments and payments taken out automatically they still charge you $6 dollars per day.. long story short we got a dog that coast $2,800 dollars the shop offer the easy pay options to us and that we can split it we singed up and each my wife and i took a loan for $1,700 and sure the agent will tell you no interest and all that they told us that from late june we will pay $142 dollars per pay period for a total of$282 a month and we will pay this till feb 28 so ok thats $2,256 total so in march to my surprice i see they still charge me my wife called easypay and they told us that we still have 13 months left cause of the rates are 197% late i'll say it again 197% and the total owed is 4,100 for a $1,700 dollars loan each bring the total coast to $8,200 for a dog that coast $2,800 so no i wont be making any more payments and after this review contacting the better business..
easypay are CROOKS BE AWARE

I dont want anything automatically taken out of my account and the monthly payment is WAY WAY WAY too high!!!!
TRAGIC

Since I'm on a fixed income, and how the price of everything has risen, I had doubts about getting my car repaired. Then I heard about EasyPay, didn't know it existed, but so glad it does. It was easy and helpful just when I needed it.

STEER VERY CLEAR AWAY FROM EASYPAY FINANCE. I CAN NOT EXPRESS THIS ENOUGH. IVE MADE 800 DOLLARS IN PAYMENTS AND SOME HOW OWE MORE THEN THE ORIGINAL LOAN! I CALL IN AND MAKE A PAYMENT BECAUSE THEIR AUTO PULL STARTS AT 5AM. I GOT HELP TO BE HELPED NOT TO BE TIED INTO A WHIRLWIND OF DEBT

A big ZERO. Horrible service, not worth it. Blew two tires in N. IL They don't honor a legit receipt and make you AND the tire supplier jump through hoops to get reimbursed. JUST SAY NO!!!!

This is the second time that I’m using EasyPay Finance to help pay for some auto repairs. I have been very satisfied with both accounts through them. I would use them again.

Made 10 payments on 4 tires that I ordered back in September from BigO tires and I still owe the original amount. I would never use this company or recommend them to anyone. I was told the interest rate was very low, only to find out that all my payments have being going towards interest. These people are predatory lenders.

Absolutely horrible. I used East Pay Finance for unexpected car repairs at Midas. Midas offers this option like holding out a carrot when you are utterly panicked having to pay $1,000 for the repairs. I asked multiple times what the interest rate was and the proprietor told me that is was “very low to nothing if you pay on time.” The contract it’s very tricky because it says “no interest if you make payments on time or in 90 days” It’s a very hidden line within the document. The interest rate is like nothing I have ever seen before. It’s almost a year later and I’m still paying interest off. A $1,000 repair job became over over $2.000. Yes, the contract is available to download upon signing up, and you can read it sitting in the shop while the Midas proprietor keeps urging on “are you going to sign?” The Midas employees clearly do not understand how this service works. Yes, I’m sure it’s legal, but it really takes advantage of a time when someone is slammed with an unexpected bill, offered this out with relief and given a contract that is not entirely clear and forthright. This is THE WORST financial mistake I have EVER made. Beware!

This people are fraudulent. I repaired my car and was paying every 2 weeks just to find out the amount was hardly going down. They charge over 150% in interest. The app gives you little or no information. How do you pay a loan and you don't see how much that is outstanding or breakdown of how they are charging you. Amount borrowed was about 1000usd to repair my car and they ended up charging over 2600usd. This is fraudulent and illegal. The way they give little or no information is just suspicious and very annoying. The government should look into this and shut them down already. Please run for.your dear money if you can't pay up the loan within 3 months then they will scam the heck out of you. I strongly recommend you don't use them. Giving them -100 stars. This is like a deal with the devil. Ruunnnn

URGENT WARNING!! Stay far away from these predators! We tried hard to find a puppy. I found a pet shop in Hershey PA that was offering this 90 day interest free rate on the purchase of a puppy and I made the big mistake of doing business with this company! I had a death in the family and lost track of time by one week! I called them to see if there was any way to lower the 168% APR, which I am pretty sure is illegal being that the top APR rate in California (where the company is based) is only 10%! You will receive no help from these predators. They are unwilling to work with you under any circumstances! Stay stay far away from this horrible bank! DO NOT DO BUSINESS WITH THESE PEOPLE! YOU ARE THROWING YOUR HARD EARNED MONEY AWAY!

Great Customer Service from the Representative that helped me with my account, she show Great concern for my issue that I was having, thank you so much for the Representative help 😊

-1000 Stars if I could.
This is the worse company I will NEVER work with again. The biggest scam Ever.

DO NOT BORROW FROM THEM EVER.

Their payment system is set up to fail you from the start. 189% Interest on all payments. If you get a return payment and the issue is on the company side. Kiss your promo period good bye. Every time Ive tried to make a payment there was an issue and instead of their system picking up an incorrect card number or expiration date (typo) they just let you put the info in the system and go, unlike other financial businesses who alert you that your payment method has an issues. Call up and speak with customer service and the only thing they will ever tell you is there is "NOTHING WE CAN DO ABOUT THAT" YOU'RE NEVER GOING TO STOP OWING THESE PEOPLE.

DO NOT BE A VICTIM HERE. SAVE YOURSELF AND RUN TO THE NEXT WORST OPTION THESE PEOPLE ARE NOT IT.

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Came back to edit my review and let someone know that if you have an issues do not contact phone support as they are terrible and will not do anything to get your issue resolved ask for the customer service email address. They were able to resolve my issue in less than 1hr of emailing them.

Getting approved for EasyPay Finance was fast and such a great resource for me. I found a very expensive dog that I wanted and paid her off, interest free, in less than three months.

I will never use this company again I paid faithfully every two weeks and all I got in return was a 500 dollars added to my payments and make it so bad I only had 300 dollars left then I come my payments is now 800 dollars and when you call customer service they don’t care about you and what you got going on they just care about money I will never ever use this company again the rip you off

Stay far away from these predators ! Ive been trying to find a puppy and this pet shop that I found in Hershey PA was offering this 90 day interest free on one, I made the big mistake of doing business with this company! I had a death in the family and lost track of time by 1 week I called them to see if there was any way to lower the 168%APR which I am pretty sure is illegal being that the top rate set fourth in California (where the company is based) is 10%

Cost me over 100$ in interest in less than 2 weeks, I paid off the entire 4000 before the third week and they never even gave me my interest back like they said. Overcharge and then lie to customer as a lender that's just wow. America.