LUMA Travel Insurance Reviews 

32
•
TrustScore 4.5 uit 5

4,3

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

Very great experience, replied really quick and all the information is very clear. Very helpful. Price is also super competitive and great for short travels and even long ones at a super great price.

Bedrijf heeft geantwoord

Beoordeeld met 3 van de 5 sterren

Ho appena fatto una ssicurazione viaggio per me e per mia moglie, ed ecco cosa mi dice l'IA che ha letto le polizze: "le condizioni escludono anche alcune malattie, anche se compaiono per la... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

This is my second time purchasing this basic travel insurance for my stay in Thailand. The price and coverage suit my needs, and it gives me peace of mind while staying there. Thankfully, I haven’t ha... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Thankfully i have never had to use the benefits. However the quick access and breakdown of what you are paying for is great. I feel better and protected when traveling. Also i feel the price is fair.... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Reisverzekeringsmaatschappij

Geschreven door het bedrijf

LUMA Travel is a leading provider of global travel insurance solutions, trusted by individuals and organizations worldwide. We make it possible for travelers to protect their journeys with coverage designed to handle the unexpected — from emergency medical care and evacuation to trip cancellations, baggage issues, and beyond. What sets us apart is our dedicated medical team, MediPro, composed of international doctors with extensive experience in Asia. Their guidance helps travelers make informed decisions when facing health concerns abroad, ensuring access to the right care when it matters most. With strong partnerships with reputable insurers and assistance companies, and a wide network of medical providers across Asia, LUMA Travel combines international standards with deep regional knowledge. This unique blend allows us to deliver comprehensive protection and dependable support wherever your journey takes you. Our mission is simple: to make travel safer, smoother, and stress-free. Whether you are embarking on a short holiday, a business trip, or an extended adventure, LUMA Travel gives you the confidence to focus on the experiences ahead, knowing that your trip is backed by expertise, service, and care.


Contactgegevens

4,3

Uitstekend

TrustScore 4.5 uit 5

32 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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Heeft 100% van zijn negatieve reviews beantwoord

Reageert doorgaans binnen 24 uur

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4,3

Alle reviews

(32)

30 reviews in de afgelopen 12 maanden

Een review schrijven
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Beoordeeld met 5 van de 5 sterren

PP Insurance.

Hi: I got my policy instantly; cost seemed reasonable.

2 november 2026
Logo LUMA Travel Insurance

Antwoord van LUMA Travel Insurance

Thanks a lot Mitsuo for your review!

Beoordeeld met 3 van de 5 sterren

In the application process ..when…

In the application process ..when selecting and item from the drop-down menu, once selected Is not returning to main Page.

3 november 2026
Logo LUMA Travel Insurance

Antwoord van LUMA Travel Insurance

Hi Francesco, thanks for flagging this. The destination list stays open on purpose so you can pick several countries, and clicking anywhere outside it takes you to the next field. Your feedback helps us make that clearer for other travelers. Have a great trip!

Beoordeeld met 5 van de 5 sterren

Very great experience

Very great experience, replied really quick and all the information is very clear. Very helpful. Price is also super competitive and great for short travels and even long ones at a super great price.

2 november 2026
Review zonder uitnodiging
Logo LUMA Travel Insurance

Antwoord van LUMA Travel Insurance

Thank you so much Jay for your review, that's exactly what we like to hear!

Beoordeeld met 5 van de 5 sterren
Logo LUMA Travel Insurance

Antwoord van LUMA Travel Insurance

Aron, this made our day!
Having you with us trip after trip means a lot, and being there when it counts is exactly why we do this.

See you on the next one!

Beoordeeld met 4 van de 5 sterren

Good prices

1 november 2026
Logo LUMA Travel Insurance

Antwoord van LUMA Travel Insurance

Hi Walter, thank you for your review. We work hard to keep good cover within reach, so it’s great to know it shows :)

Beoordeeld met 5 van de 5 sterren

Simple to apply for a policy

Simple site, straightforward, clear information. Good price.

29 oktober 2026
Review zonder uitnodiging
Logo LUMA Travel Insurance

Antwoord van LUMA Travel Insurance

Thanks Richard, that’s exactly how we want buying cover to feel :)
Safe travels!

Beoordeeld met 5 van de 5 sterren

Great experience with purchase of Luma Travel insurance

Recently purchased a travel insurance through Luma Travel website, the website is accessible and easy to use, the coverage is great for the price. I would recommend.

6 september 2026
Review zonder uitnodiging
Logo LUMA Travel Insurance

Antwoord van LUMA Travel Insurance

Love this, Jules! A recommendation from you means a lot to the team.
Happy travels.

Beoordeeld met 5 van de 5 sterren

Inssurance online

Inssurance online
Fast
Easy

26 oktober 2026
Logo LUMA Travel Insurance

Antwoord van LUMA Travel Insurance

Thank you so much! Quick and easy is exactly how buying insurance should feel.
Have a great trip!

Beoordeeld met 5 van de 5 sterren

I have been using this company for the…

I have been using this company for the last few years when travelling to Asia and Southeast Asia. I have been very happy, Their customer service is very good.

26 oktober 2026
Logo LUMA Travel Insurance

Antwoord van LUMA Travel Insurance

Thanks Ferdous, this really made our day!

Having you come back trip after trip means a lot to us. Wherever you’re heading next, we’ll be here whenever and wherever you need us.

Beoordeeld met 1 van de 5 sterren

I cannot install the App

I cannot install the App. It will not accept my email address, or my date of birth.

25 oktober 2026
Logo LUMA Travel Insurance

Antwoord van LUMA Travel Insurance

Hi Stephen, we’re sorry you’re having trouble getting into the app. To log in, please use the exact credentials we sent you by email after your purchase. If you still have trouble, please contact our customer service team at cs@lumatravel.com and they’ll help you get set up.

Beoordeeld met 5 van de 5 sterren

Unkompliziert ,sehr gute Versorgung und Preiswert..

Super perfekt Schade dass ihre Versicherung nur bis
zum Alter von 75 Jahren geht.

25 oktober 2025
Logo LUMA Travel Insurance

Antwoord van LUMA Travel Insurance

Hi Somjai, thank you for your great review! We’re really glad you’re happy with our care and value for money. We’ve passed your feedback on the age limit to our product team. Wishing you many more good trips!

Beoordeeld met 5 van de 5 sterren

Quick and easy to understand

Quick and easy to understand and implement

24 oktober 2026
Logo LUMA Travel Insurance

Antwoord van LUMA Travel Insurance

Thank you Martyn for your feedback! We greatly appreciate the time you took to leave a review. We’re glad you found LUMA Travel quick and easy to understand. If you ever need anything during your trip, our team is here to help. Safe travels!

Beoordeeld met 3 van de 5 sterren

EVIDENZIARE LE ESCLUSIONI

Ho appena fatto una ssicurazione viaggio per me e per mia moglie, ed ecco cosa mi dice l'IA che ha letto le polizze: "le condizioni escludono anche alcune malattie, anche se compaiono per la prima volta durante il viaggio. Tra queste ci sono:

malattie cardiovascolari e ipertensione;
diabete;
prostata;
calcoli;
ulcera;
tumori."
Di tutto questo mentre eseguivo l'acquisto nessuno mi ha messo in evidenza questi particolari e quindi ho pagato CHF 276,88 = $ 334,62 e mi rimborseranno soltanto se avro' un mal di pancia?
Ringrazio per la risposta e considerando che fortunatamente non ho patologie e trovandoci in buona salute, ritengo di lasciare la copertura, anche se trovo illogico e strano non coprire ogni evenienza, così come ribadisco che a caratteri evidenti si dovrebbe essere avvisati delle esclusioni prima dell’accettazione. Grazie

23 oktober 2026
Review zonder uitnodiging
Logo LUMA Travel Insurance

Antwoord van LUMA Travel Insurance

Hello Aurelio,

Thank you for sharing this, and we’re sorry the purchase left you feeling this way.

You’re right that your policy excludes a specific list of conditions, including heart and cardiovascular conditions, high blood pressure, diabetes, prostate conditions, stones such as kidney stones, ulcers and tumours, even if they first appear during your trip.
Exclusions like these are standard in travel insurance, and our policy wording is available on our website before purchase so travellers can read the full terms. That said, we agree these exclusions could be made more visible when you buy.

Your policy still covers much more than a stomach ache. It’s built for the unexpected. It covers emergency medical treatment after an accident and for sudden illnesses outside that list, such as infections. It also includes Medipro medical guidance, so you can get advice from our medical team during your trip.

If you’d like to cancel your policy and get a full refund, please contact our customer service team at cs@lumatravel.com, and they will guide you through the process.

In any case, thank you for your feedback. It will help us improve for other travellers.

Beoordeeld met 5 van de 5 sterren

Easy to understand what you are getting.

Thankfully i have never had to use the benefits. However the quick access and breakdown of what you are paying for is great. I feel better and protected when traveling. Also i feel the price is fair.

15 juli 2026
Logo LUMA Travel Insurance

Antwoord van LUMA Travel Insurance

Hi Justin, thank you for taking the time to share this.

Our goal is to make insurance easy, accessible and ethical, and we’re very glad that came through for you! We hope you never need to use your cover, but if you do, our team is here for you.

Safe travels, and thanks for choosing LUMA Travel.

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