Money Management International (MMI) Reviews 

MMI is amazing! They helped pay off a significant amount CC debt in 4 years, in a way that worked with my budget.

The Worse Money Management Ever. They can not help people who have credit cards or loans with credit unions. Why would I pay you guys a monthly fee and pay one monthly payment to be disbursed to my credit cards if you can not reduce interest on my credit cards? I can do that myself. When I ask for management, there is none available to speak to me—very sorry ass company. I don't believe all these five-star reviews are for real. they are fake.

Great experience!
Naomi, thank you for being super knowledgeable, professional and kind. Thank you for the educational conversation, because of you, I feel much stronger and more confident now.

They helped me take a 25% revolving APR w chase and got it to a 3% fixed. I paid off 10k and this 100% really happened. Thank you MMI.

Helped me manage a tough situation and I’m happy that I didn’t declare bankruptcy like some of my friends did and relatives recommended. Now I’m free of the debt and can buy a house when I’m ready. Thank you.

It's a veryy good company, very professional all the time, costumer service is amazingly, every time I called they helped me a lot without any problem, very kind and profesional agents on the phone, I recomended this program to anyone with my eyes closed

MM is a fantastic organization all the way around. Maura Attardi was fantastic in presenting two custom designed courses for our organization and she went to great lengths to accommodate two hour long back to back sessions in the evening so that everyone could attend at our org.

The material is top notch, the classes are very interactive, and our employees found it to be incredibly helpful. HIGHLY recommend!

I spent five years in this program trying correct some not so great money management decisions of my past. I felt like they were with me 100% through it all. Customer service was always courteous and capable. They fit a space that those with debt that has to be negotiated with your creditors, can rely on to get interest rates as low as possible. Make sure you are realistic in a payment plan that you can handle for the length of time you decide on together.

They were great to work with. They helped us payoff $60000.

I can’t say enough how much I recommend MMI to anyone in a position with a lot of debt. I had tens of thousands in credit card debt from poor money decisions when I was younger. Just paying the monthly minimum payments kept me living paycheck-to-paycheck with little hope of being debt-free before I reached retirement. It was a never ending cycle of minimum payments and then using what little available credit I had freed up before maxing out again. I was never going to get debt-free on my own. Thank goodness I met with a local financial advisor who recommended Money Management International to me. The process was so easy and actually made it possible for me to erase all of my credit card debt in just a few years. If you have any hesitation…don’t . You won’t regret being free from debt so much faster than you could ever do it yourself.

I would definitely recommend MMI to anyone in debt they were able to stop my interest rates from getting any higher and also got it reduced… they helped me to work out a payment plan to get all my bills paid off

I love this Company. 5 years ago I had over $35,000 in credit card debt and the payments and interest were more then I could handle I had just retired. The Bank recommended them and they worked hard to set up a payment plan and 5 years later I'm debt free. It you are having problems paying your bills call them.

The counselors at Money Management were very thorough and gave great advice. It was a very easy process, except for having to go in each month and update credit card balances. I missed putting in an amount on one credit card and MMI did not pay the credit card thinking it was paid in full. I called and they were very helpful and put the card back in. I paid for that month that was not paid then they took over after that. They increased the amount they paid to the card to get it up to date. The process just increased my loan time by two months.

MMI was of great help helping us with creditors that would not give us the time of day. They worked out payment plans with 2 creditors n made our lives so much less stressful with lowered interest rates and fixed payments. It took 5 years but what a relief. 2019-2024

I was in deep trouble with some debt surpassing 10k, MMI really helped me lower my interest rate and helped me plan out what I can pay off. The system worked for me to pay off my debt in 2 years or less.

Kindness, clarity and availability. Personal attention when needed. Very helpful, step by step. Non judgemental. Humaness

I want to thank Money Management International for helping me pay off all my debt. If it was not for them I would not be totally debt free today. They are Fantastic.

USDT
200000

I called several other counseling services before agreeing to the plan that Money Management International offered me. Everyone else told me there was nothing they could do to help me. MMI was the only organization that made any effort to give me hope that I could succeed. Resolving a situation as bad as mine is never easy, but they made it as simple and painless as it possibly could be. every single time I communicated with MMI along the way, including the two times I was late with a payment, I always came away knowing they were 100% on my side. It didn't feel like working with a business at all. It felt like having an ally.

I had vetted a few debt management companies before deciding to use Money Management International. Overall, the experience was excellent. Keep in mind that MMI is a non-profit organization.

Charley Bruner was my Certified Consumer Credit Counselor and I can honestly say if it wasn't for her expertise, patience, and professionalism, I am not sure that I would have ever gotten through the process, which can be very tedious and time-consuming. Having all the creditor information handy before starting the process with MMI may reduce the time involved.

I was naive to think that debt management is an "easy thing to do," but honestly it is NOT. This isn't the fault of MMI, just the way it is. But the results of that effort were worth it to me, especially when I was in a temporary period of lower income than usual.

The consumer will still have to have contact (at times) with creditors, particularly those who refuse to participate in the plan (which are many, don't be fooled). As a courtesy, MMI will include some of those creditors in the repayment plan as a courtesy which in the long run means less work for the consumer.

I was tearing my hair out with one of my creditors because their customer reps were horrifying. In that situation, an employee at MMI offered to intervene, and it made a huge difference.

MMI's fee to the consumer for their services is very reasonable and the website platform is excellent for tracking progress, payments, making changes, etc.

For my situation, it was worth the time and effort to have MMI deal with debt management, and I can honestly confirm that my financial future is much better now as a result!

Be sure to review every single note from MMI along the way so you don't miss something. For example, one creditor asked for a NEW contract because they wanted $1 more a month in payments. Each time something like that happens, the customer has to approve and sign a document.

Be prepared for creditors to pull the same doo-doo with MMI that they pulled with you directly. And be prepared to deal with creditors who won't accept debt management plans. It can be very time-consuming to call each one and ask for a hardship repayment plan, lower interest, freeze payments for several months; or whatever is entailed. However, if you take the time to do that (and don't take "no" for an answer), you will be rewarded.

For example, one creditor who doesn't participate in debt management plans required me to call them EACH month asking for another extension. If you miss a call like that, they go back to the regular terms of your debt owed.

Most of the staff at MMI were great on the phone and online chat. Like anything else, there is nothing perfect.

Everyone's situation is different. Some will spend more time than I did and others will spend less time. It all depends on the creditors involved.

It is worth exploring as an option to get out of debt. I was easily paying 30% interest on most of my credit lines, so having many of those get substantially lowered by doing debt management added up for me.

And every creditor does not have to be in the plan. Before debt management, I paid off a few smaller cards and stopped using them. That helped my credit report to have a zero balance on those cards and keep them in good standing for future use.

Creditors in the plan will terminate your credit, but it is noted on credit reports as "customer requested" and they also note the account is in a debt management plan. It is a much better situation than defaulting on numerous accounts, believe you me.

A few months after I paid off my plan and watched my credit score increase, I was able to finance a used EV at a fairly decent interest rate. At 62 years old, this is the first time I ever qualified for such a loan; very happy about that (as is my elderly mother).