Real Genius Reviews 678

It was easy working with Real Genius to refinance an investment property. The mortgage banker I worked with Erik Elsasser was helpful and communicative. Thanks!

Pat was great to work with and communicated during the entire loan process. He was available and able to answer questions and resolve issues throughout the process. Process was smooth and closing was completed by anticipated date. Would definitely recommend using real genius and their team for any refinance or mortgage loan needs.

I was able to choose any lender I wanted but chose Real Genius because the professionalism of Dylan Arnold. He answered all my questions and was available anytime I called or texted. Dylan had good personality and his knowledge and most importantly, his transparency was unmatched. I appreciate Dylan and will use him with any future mortgage loans I obtain. Thanks Dylan for making this an enjoyable and expeditious experience.

Personalized service. Dean was so easy to work with and always available to answer questions. He even checked in on me several times to give updates on the waiting process.

I can’t say enough good things about my experience with Real Genius. I was in the middle of a refinance with another company that had dragged on far too long and was riddled with issues, delays, and poor communication. I was frustrated and honestly skeptical that switching lenders so close to the holidays would work.

Then I spoke with Matt. From the very first call, he was calm, confident, and reassuring—despite the fact that I was initiating the process just one week before Christmas. He walked me through everything clearly on the phone, laid out exactly what would be needed, and set expectations around timing that, frankly, sounded almost too good to be true.

And somehow, they exceeded them.

The Real Genius team was incredibly responsive and proactive, even through the holidays. They reached out promptly when they needed information, communicated clearly at every step, and worked seamlessly—even on Christmas Eve and New Year’s Eve. At a couple of points, the process was so smooth and efficient that I actually double-checked to make sure it wasn’t a scam.

We submitted the application on 12/17 and closed on 12/30. Unbelievable.

On top of that, the interest rate was significantly lower than any other quote I had received. The combination of speed, transparency, responsiveness, and value was unmatched.

I would work with Matt and Nate again without hesitation—1000 times over. If you’re looking for a mortgage team that actually does what they say they’ll do (and then some), Real Genius is it.

I will definitely recommend to friends!

This application process was very fast, easy, and smooth thanks to my Loan officer Matt Gray. Communication was quick, easy, and smooth and the had the good to close ready a couple weeks before closing.

It was a very pleasant experience working with Matt Gray. He was both very personable and professional, and he helped us navigate the refinance process seamlessly. He got us a very competitive rate and we closed within 1 month.

Real Genius made my mortgage process seamless. Rod Davis stood out for the time and patience he gave at every step, clearly explaining options and answering all my questions. I truly felt supported and confident throughout the entire process.

We sincerely thank Real Genius Team for demonstrating professionalism, patience & support throughout our home loan process. They took the time to explain every step clearly, answered all our questions promptly, and made what could have been a stressful experience feel smooth and manageable.

I would highly recommend Rod Davis to anyone looking for a mortgage officer who goes above and beyond for their clients. We felt confident knowing he was guiding us through the entire process with his industry knowledge & expertise.

Our refi experience with Rod Davis was amazing. He was extremely communicative and helpful and our process went off painlessly and without a hitch. We will definitely be recommending him to friends and family.

Very smooth and fast process. Portal is very user-friendly. Staff is friendly and great at communication.

I have FAITH. I was connected to Rod Davis and he set me up with no worries! His commitment to me was spot on. He connected me with all the right people.

Rod Davis could not have been more perfect through our refinance process from beginning to end.
He was attentive, communicative, and answered a million questions we had.
We were able to get the best rate with him out of 3 other loan estimates and it cost us the least.
He kept us up to date as things progressed or changed and we could not be any happier with the end result. Highly highly recommend using Rod.

Rod Davis with Real Genius Mortgage was an exceptional loan officer throughout my home purchase. He was incredibly knowledgeable and helped me navigate every step of the loan process with clarity and confidence. From the initial application to final closing, Rod was responsive, patient, and proactive—always making sure I understood my options and felt supported. He anticipated potential hurdles before they became issues and worked seamlessly with the VA and closing team to keep everything on track--even when we had to change the loan terms 5 days before closing. I’m grateful for his expertise and would absolutely recommend him to anyone looking for a reliable, thoughtful lending partner.

Working with Pat Moore was an absolute pleasure. From start to finish, he was hardworking, persistent, dedicated, and incredibly patient throughout the entire loan process.

He took the time to truly listen to my needs and concerns, and he never made me feel rushed or overwhelmed. No matter how many questions I had (and there were a lot!), Pat always took the time to explain everything clearly and thoroughly.

His professionalism and commitment made what could have been a stressful process feel smooth and manageable. I would highly recommend Pat to anyone looking for a knowledgeable and trustworthy loan officer. You’ll be in great hands.

Extremely Pleasant Experience!

We had a wonderful experience with Rod, our mortgage loan originator at Real Genius! He is professional, friendly, knowledgeable and helpful. From our first interaction until our closing (and beyond), Rod provided total accessibility at all hours of the day, even weekends, to answer our many questions, and guide us through every aspect of our home purchasing process. His responsiveness to emails and phone calls is unmatched! When we hit some snags throughout the process, Rod had our backs and worked diligently to provide clarification and to represent our best interests. I have already referred our close family friend to him because he made the process so much easier for us. We have only positive things to say about our many interactions with him! Highly recommend him!!

We loved real genius. We had such a great experience! They were always responsive even after hours, professional, timely and explained everything so well!
And saved .5% on interest rates with no points!

I have worked with Dean Fiore and Real Genius Team. They have given me honest feedback and the best mortgage plan that suits my requirement. They have different plans for temporary interest buy downs. The process was smooth and team push hard to deliver the loan in time. I will definitely recommend Dean Fiore and Real Genius for the mortgage options

I had an ok experience applying for the loan, upon closing I realized the buydown rate was not used to estimate my first payment or subsequent payment of the life of the buydown. I reached out to the rep I dealt with and she informed me everyone has been fired and no amount of calls or voicemails are being returned. This is awful considering money was spent on this buydown. Now I'm stuck with having to either pay without the buydown or risk running into more problems for an error not made by me. This is a shame.