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Real Insurance Reviews 

86
•
TrustScore 4 uit 5

4,1

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

Casey was fabulous great customer service, she explained everything perfectly and was more than happy to answer any questions I had. Having an Australian based company to deal with is even better. Tha... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Well since im new to this life insurance and startimg up a new life in Aussie, everything is so different apart from where I came from. As pacifican we dont really like chatting on phone too long but... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Everything explained well. Questions answered as best as possible where I could understand. Choosing the right payment plans where it was within our financial means. Awesome! Thank you

Bedrijf heeft geantwoord

Beoordeeld met 1 van de 5 sterren

The most expensive I came across but unfortunately the only one who would insure my husband for a condition he was born with, so not life threatening . We were paying over $200/month. Circumstances ch... Toon meer

Bedrijfsgegevens

  1. Tussenpersoon voor levensverzekeringen
  2. Autoverzekering
  3. Inkomensbescherming verzekering
  4. Tussenpersoon voor woningverzekering
  5. Uitvaartverzekeringsmaatschappij
  6. Ziektekostenverzekeraar

Over Real Insurance

Geschreven door het bedrijf

At Real Insurance, we help Australians protect what matters most with a range of simple insurance products designed for real life. Our aim is to make insurance easier to understand and more accessible, so customers can make confident decisions about their cover.

We offer a comprehensive selection of personal and general insurance products including life insurance, income protection insurance, funeral insurance, health insurance, car insurance, home and contents insurance, pet insurance, travel insurance, and landlords insurance. These solutions are designed to help families and individuals financially prepare for life's unexpected moments.

At Real Insurance, we believe insurance should be clear, honest, and easy to understand. Our team is dedicated to providing practical information, supportive service, and relevant cover options so customers can make confident decisions about their protection needs.

We work with trusted underwriting partners to deliver reliable insurance products backed by strong financial support and industry expertise.

Whether you're protecting your home, health, vehicle, travel plans, pets, or your family's financial future, Real Insurance is committed to helping Australians feel secure and supported with insurance designed for real life.

All products are promoted and distributed by Greenstone Financial Services Pty Ltd ABN 53 128 692 884, AFSL 343079 (GFS), trading as Real Insurance. The insurer for general insurance products is The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, and for all life insurance products is Hannover Life Re of Australasia Ltd ABN 37 062 395 484, AFSL 530811. Real Health Insurance is issued by nib Health Funds Limited ABN 83 000 124 381 (nib), a registered private health insurer. GFS is an authorised agent of nib and receives commission from nib. Real Pet Insurance is arranged and administered through PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183. The insurer for Real Travel Insurance is Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708 (Allianz). Real Travel Insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177, AFSL 245631 trading as Allianz Global Assistance, acting as agent for Allianz. Terms, conditions, exclusions, limits and sub-limits may apply.

Contactgegevens

Real Protection You Can Trust

Insurance designed to support you through life’s unexpected moments.

4,1

Goed

TrustScore 4 uit 5

86 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

Vraagt klanten om een review

Dit bedrijf nodigt klanten uit om een review achter te laten. Deze mag zowel positief als negatief zijn.

Heeft 42% van zijn negatieve reviews beantwoord

Reageert doorgaans binnen 2 weken

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4,1

Alle reviews

(86)

60 reviews in de afgelopen 12 maanden

Een review schrijven
Bedrijven op Trustpilot mogen geen beloningen aanbieden of betalen om reviews te verbergen. Reviews zijn de meningen van individuele gebruikers en niet van Trustpilot. Meer informatie

Beoordeeld met 5 van de 5 sterren

Very easy process and completed over…

Very easy process and completed over the phone.

13 augustus 2026
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Antwoord van Real Insurance

Hi David,
Thank you for your feedback! We’re so pleased to hear you found the process easy and straightforward to complete over the phone with our team.

Kind regards,
Alisa

Beoordeeld met 5 van de 5 sterren

Very helpful and informative

Very helpful and informative

14 augustus 2026
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Antwoord van Real Insurance

Hi Dean,
It's fantastic to hear that you are happy with our service. We always enjoy receiving positive feedback and we will let our team know about your thoughts.

Kind regards,
Scott

Beoordeeld met 4 van de 5 sterren

The process was simple

The process was simple, the consultation was very helpful, she answered my questions and explained everything in detailed and was easy to understand.

9 augustus 2026
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Antwoord van Real Insurance

Hi Megan,
Thank you for your kind feedback! We’re so pleased to hear the process was simple and that our team took the time to answer your questions and explain everything clearly.

Kind regards,
Alisa

Beoordeeld met 5 van de 5 sterren

Our consultant Andrew was a fantastic…

Our consultant Andrew was a fantastic bloke who was very courteous and informative in every aspect during our conservation. Top serviceGreat going guys.

11 augustus 2026
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Antwoord van Real Insurance

Hi Steven,
We are always happy to hear of the great service our valued customers receive when speaking with our team members and that we have been able to assist you with your insurance needs.
Thank you for taking the time to let us know about your experience, we really appreciate it.

Kind regards,
Alisa

Beoordeeld met 5 van de 5 sterren

Very good customer service

Very good customer service
Helpful clear communication.

10 augustus 2026
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Antwoord van Real Insurance

Hi Katrina,
We are happy to hear of the great service that you received when speaking with our team member and we appreciate you taking the time to share your review with us.

Kind regards,
Alisa

Beoordeeld met 5 van de 5 sterren

Emily was really friendly

Emily was really friendly, clear and patience. Really pleasant experience

7 augustus 2026
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Antwoord van Real Insurance

Hi Stuart,
We are happy to hear of the great service that you received when speaking with our team member and we appreciate you taking the time to share your review with us.

Kind regards,
Alisa

Beoordeeld met 5 van de 5 sterren

Great plans and your service…

Great plans and your service representative helpful and kind

7 augustus 2026
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Antwoord van Real Insurance

Hi Dante,
We are happy to hear of the value that you have found in your cover and of the service that you have received during your experience.
Thank you for taking the time to share your review with us, we really appreciate it.

Kind regards,
Alisa

Beoordeeld met 1 van de 5 sterren

Cancellation of a policy is all about trickery

This company should be hanging its head in shame, I cancelled all my polices two months ago as they were so very expensive, I had been with them for more than 10 years until I discovered how much I was being ripped off by, I cancelled all the policy’s and two months later they are still taking monies from my account unauthorised, trying to get theses commissions based sales staff to listen is like extracting teeth, all they want to do is trick you into a cheaper policy !! I do not recommend this company or its conduct, I would also suggest that people look at other companies who are more honest and transparent especially with cancelling a policy. nightmare !

22 juli 2026
Review zonder uitnodiging
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Antwoord van Real Insurance

Hi Scott,
Thank you for sharing your review with us, we appreciate you bringing your concerns to our attention.

We would like the opportunity to review your policy to ensure no further payments are being taken.

Can you please provide us with your policy number and I can organise for someone to assist.

Kind regards,
Scott

Beoordeeld met 1 van de 5 sterren

Poor Administration Left Me Without Insurance

I was very organised with my car insurance this year and started comparing policies at the end of May, a month before my renewal date. Real Insurance was around $200 cheaper than any other insurer, so I decided to take out a policy with them.
I provided my bank details, assuming the premium would be debited on 28 June. On 2 July, I received an email advising that payment had not been received. Concerned, I called their customer service team immediately. The representative confirmed that my bank details were correct. I explained that it was a major concern that the payment hadn't been processed despite the correct details being on file, and I specifically asked if he could assure me there would be no further issues. He apologised for the error and assured me everything was sorted.
On 21 July, I received another email advising that payment still had not been received and that my policy would be cancelled on 4 August if payment was not received. At that point, I contacted Real Insurance again, but I had completely lost confidence that the issue would be resolved. I cancelled the policy myself and arranged insurance with AAMI instead.
I did everything I was supposed to do. I provided the correct bank details, followed up as soon as I was notified of a problem, and was assured it had been resolved. Despite that, the issue was never fixed.
I've now cancelled the policy and taken my business to AAMI. I'm extremely disappointed with the way this was handled and have completely lost confidence in Real Insurance.

Update: Real Insurance has since responded to this review asking me to contact them so they can investigate the matter. However, as outlined above, I had already contacted them by phone when the first payment issue occurred and again after receiving the second notice. My concern is that I was assured the issue had been resolved, yet it clearly had not.

21 juli 2026
Review zonder uitnodiging
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Antwoord van Real Insurance

Hi Nic,
Thank you for taking the time to share your review with us. We value the feedback you have provided.

We understand the importance of having confidence that your insurance cover is in place and that payments are processed correctly. We're sorry to hear about your experience and recognise how frustrating it would have been after you contacted us to resolve the payment issue and were assured it had been fixed.

I appreciate your update. To confirm, we would like to review your policy for feedback purposes so we can better understand your situation, we wouldn't contact you unless you told us to do so.

With that in mind, we would love the opportunity to address your concerns but for us to do so, we would require your policy number.

Kind regards,
Scott

Beoordeeld met 1 van de 5 sterren

Real insurance you should be reported…

Real insurance you should be reported to the ACCC. After reading these reviews, you should be ashamed, making a death, even more upsetting for loved ones. Shame on you. You just tried to call me but after reading so many of these negative reviews, all I can say is F#CK NO!!

10 juli 2026
Review zonder uitnodiging
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Antwoord van Real Insurance

Hi Theresa,
Thank you for taking the time to share your review with us.
Like any organisation, our review page is an easy way for customers and other members of the community to talk openly with us. This means that sometimes you will see negative comments from people who are unhappy with the outcome of their claim. Like any insurance product, our insurance policies have terms and conditions, which mean that unfortunately some claims are not valid. In fact, a strong claims assessment process is necessary to ensure that we can continue to offer competitive rates for our products. It's important to outline that declined claims are the minority and in every case we provide a full explanation to the customer.
Thanks again for taking the time to share your feedback with us and please don't hesitate to reach out if you would like to discuss our cover or your concerns further.

Kind regards,
Alisa

Beoordeeld met 1 van de 5 sterren

Have paid Premiums for over 15 years…

Have paid Premiums for over 15 years and have just received my notice for the next year The premium has gone up by 5% from $125 per fortnight to $131.99 per fortnight. However the benefits have only increased by $1000 ..... wanted to know where my other $2000 in premium payments went and was told that it was not a savings policy. What a bloody rip off THINK TWICE BEFORE YOU SIGN

18 mei 2026
Review zonder uitnodiging
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Antwoord van Real Insurance

Hi there,
Thank you for reaching out to share your concerns with us and I am sorry to hear of your dissatisfaction.
We would appreciate the opportunity to look into your concerns and discuss your policy with you further.
Can you please reply to my Request For Information and provide your policy number to assist me in escalating this matter to the relevant team.

Kind regards,
Alisa

Beoordeeld met 1 van de 5 sterren

Real Life profited from mums dementia

Sadly Real Life profited from our late mother's dementia – Very disappointed with this company after she paid off her funeral for 10+ years. Her payments stopped when her bank card changed and no other family members were notified. She was notified...but people with dementia don't answer emails and don't have a phone to call. 11 months later she died and they did not pay a cent after taking her money for her funeral for 10+ years. Real Life insurance ethics are disgraceful. Zero stars if possible. No care - just profited from her payments and our family were left with the funeral bill. Grief is horrible enough - they had no remorse. It was shown in their actions during this process.

16 april 2026
Review zonder uitnodiging
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Antwoord van Real Insurance

Hi Renata,
Thank you for sharing your review with us, I am sorry to hear about your late mother, I would like to share my condolences with you and your family.

As this is a public forum, we are limited in what we can discuss about the circumstances of your complaint due to privacy and confidentiality obligations.

However, we do want to acknowledge the concerns you have raised. We note on other forums that you have mentioned that you escalated your concerns to Australian Financial Complaints Authority (AFCA), an independent external dispute resolution body whose decisions are binding on financial firms.

We confirm that AFCA has completed its review and issued its decision. If you remain dissatisfied with the outcome, we encourage you to raise your concerns directly with AFCA.

Kind regards,
Scott

Beoordeeld met 1 van de 5 sterren

Totally UNREAL!

The most expensive I came across but unfortunately the only one who would insure my husband for a condition he was born with, so not life threatening . We were paying over $200/month. Circumstances changed, we no longer need it, so I cancelled it 3 days after making the monthly payment. Mine (from a different company) was refunded in full. Real however "cannot issue a refund"! Understandably. I'd hate to take away 1/2 hour of the CEO's wages! 😡😡

19 maart 2026
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

Please don’t add unnecessary stress to your loved ones.

Please think very carefully before taking out funeral insurance with Real Insurance.

Having dealt with them following my stepfather’s death, then my mum’s five months later, and now a few years later an uncle’s, I can honestly say they have made already heartbreaking times far more stressful than it needed to be.

The level of complexity, delays and overwhelm they place on grieving family members trying to finalise funeral and estate matters is unlike anything else I’ve experienced.

Please don’t add unnecessary stress to your loved ones. A far simpler and kinder option is to set aside money in a dedicated bank account specifically for your funeral.

23 februari 2026
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

Do Not Insure With This Company

The most expensive Insurance I have come across. They claim to help Seniors. In what way? By ripping them off? I firstly cancelled my car insurance and then my house insurance. They are a joke.
I am now insured with another company and saving alot of money per year. I DO NOT RECOMMEND this company at all.

6 februari 2026
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

REAL INSURANCE is by far the worse…

REAL INSURANCE is by far the worse Insurance company I had ever come across . They hound you like debt collectors if you miss one payment. I was harassed at work with million phone calls . I ended up cancelling all our insurances and gone through the bank now . As it goes directly through my account.

8 september 2025
Review zonder uitnodiging

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