Planet Reviews 

What made this great experience so special, Randy understood my situation and worked diligently with my sources of income. Unlike others who might have turned me down or rejected me outright, Randy was committed to helping us find our very own home.He and his team were willing to give me the chance to become a first-generation homeowner. If I ever get the opportunity again, I would definitely do it with Randy and his team. Oh, and I can’t forget the outstanding communication I received throughout this entire journey.

Absolutely terrible company to deal with. They ask for some much info, it is scary. Then, there are so many people involved in the decision making process, nobody there has a clue as to what is going on. 2 months after their "pre-approval" with a credit pull, and they are still asking for more documents to be uploaded. I would steer FAR AWAY from doing business with these clowns!!

Brian W. was an absolute help in this whole process. Day or night he had made him self available to guide us through every question and give meaningful advice to get us our first home! He truly gave us the confidence and knowledge needed to get this done and we are very grateful !
-N & K

I have been on the phone for over 1 hour to take carer of a simple insurance issue. Their phone tree keeps putting me back in their phone tree and I start all over again. When you finally get a person one tell you one thing and they other completely opposite.
Don't use.

Erik and the Planet home team were absolutely wonderful through our refinance process. They made it stress free, and helped inform us every step of the way. Erik was very helpful and noligable which made the process very smooth and efficient. We were very satisfied with the entire experience, and we are very greatful we got the refinance complete!
Thank you!!

Rick and team were great to work with. They were able to get us a loan for our dream home with less than favorable conditions while others turned us away. Easy to talk with, responsive and insightful. Closed on time and moved in!

Communication was maintained throughout the entire process. The employee we worked with kept us up to date, and was extremely professional. I would recommend Planet Home Lending to friends and family needing any services they offer.

Explored getting a loan on our home and Planet Home was the servicer on our mortgage so we went to them for new financing. They made the process smooth. Got our loan when promised.

Exceptional Lending Experience with Eddie Anderson!

We are incredibly grateful to Eddie Anderson for guiding us through the home-buying process using a VA loan. As a military family relocating from Germany, we faced a lot of uncertainty and stress—but Eddie made the financing side of things feel smooth, secure, and even empowering.

From day one, Eddie was knowledgeable, responsive, and genuinely committed to helping us succeed. He took the time to explain every step of the VA loan process, answered all our questions with patience and clarity, and worked tirelessly to ensure everything stayed on track. His professionalism and attention to detail gave us peace of mind during a very hectic transition.

Thanks to Eddie’s expertise and dedication, we were able to close on our dream home in Olympia, Washington. We couldn’t have asked for a better lending partner, and we wholeheartedly recommend him to any fellow veterans or military families navigating the home-buying journey.

Thank you, Eddie, for everything!

Sincerely,

The Jeters

From start to finish, Rick and Brenda at Planet Home Lending made the entire process smooth and stress free. Their professionalism and attention to detail were outstanding. They were always quick to respond, answering every question thoroughly and clearly, which made me feel confident every step of the way. Their excellent customer service truly set them apart as they went above and beyond to make the experience easy and reassuring.

The team at Planet Home Lending made the home equity loan process simple and easy with a good rate. We closed when planned and couldn’t be happier with their service level and commitment. Our loan originator and processor answered calls and questions whenever we had them. I’d HIGHLY recommend Planet to anyone looking for a loan.

I had a wonderful experience with Lisa-I would recommend her to anyone looking for a home loan! She had amazing communication, explained everything so that we could understand the process more easily. Thank you so much!!

Working with Rick was very easy. He was always quick to respond to any questions I had. And being the first time I've bought a home, I had a lot of questions. I would absolutely recommend Rick for anyone looking to buy a home!!

Rick and Brenda were on top of everything through the entire process. They communicated regularly with me and everyone involved. They were kind and patient and explained everything. I never imagined it would go as smooth as it did. Thank you so much!!

Maralee and team were very knowledgeable about different financing options, responded quickly to all of our questions, and managed to have our loan in place in a short timeline, despite several changes that had to be made due to circumstances. This made our move from out of state possible.

Beware! Do not obtain a mortgage through Planet Home Lending, especially if you are a service member, as they do not seem to care about your service to the country. I am active duty military and was overseas for work for months. I paid my mortgage on time but accidentally selected my savings account instead of my checking account, which had the funds. PHL sent physical mail and tried to call, but I was not local and had a temporary overseas phone number. They also sent an email simply stating "message from PHL" with no indications of urgency. In the end, the payment was reversed and I "missed a payment." They reported this to the credit bureau, which caused my credit score to decline by more than 150 points. When I saw this on my credit report, I called and explained the situation, and told them I could pay for the missed and current payments. I asked if they could remove the credit hit and they denied my request, saying that PHL does not do "good faith credit penalty removals," even after I explained my situation and offered to show my military orders. My credit score went from 810 to the 600s. I will be refinancing with another company as soon as possible. I do not recommend Planet Home Lending to anyone. Beware!

Called and set up a payment over the phone and they didn’t do it. They took seven days to take mortgage payment out. Terrible!!!

I have called numerious times and have been unable to talk to a real person. This company leaves a lot to be desired in a mortgage servicer. HEY PLANET LENDING SERVICE is in your title... learn how to answer the phone
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6 times i've had to re enter my info and 45 min and I am still on hold.

the letter I got talked all aboutsuper great customer service, I guess that was a LIE.

This worthless company purchased my mortgage after my then lender went into receivership from the FDIC. I had storm damage and filed a claim with our insurance company and was issued a check made out to me and Planet Home Lending. I had the repairs completed to prevent further damage to my home. I sent to check to the Loss Draft Department for Planet Home Lending and uploaded the adjusters report. It was under $40,000.00 in damages and the check should have been released once determined my mortgage was current and the adjuster report was uploaded. I have called and checked status a couple times, the last time was this morning which is 8 days after they received the check and I uploaded the adjusters report for the damages repaired. They asked today to verify my address and it will now be an additional 6 to 10 days before they can release the check back to me. I do not understand why they had not verified the address previously on the other status checks I had made. They do not seem to care when I asked for the process to be expedited as to avoid a lien being placed on my for not paying the $26,000.00 to the contractor a month after the damages have been repaired. I will be soon refinancing with another company to get away from this garbage company Planet Home Lending.

Is there a No Star button? They really need a no star button around here. All I’m going to say is the truth. If you have a chance to go with another company I suggest you do that. If fall behind on a payment, they you lock out of the online system so you can’t make payments. Then they told me that if I couldn’t make the entire payment don’t make it all because if you send half now and the other half when you get it they won’t accept it and will send your payments back. It seems like a slick way to take your house. How can they refuse payments? I was sick in the hospital. I had 5 surgeries and am about to have another. That would put anyone behind. But when I told them I was going to pay half and half that wasn’t going to work so I guess death is not an excuse. In reply to their message, I have the telephone number. There are no options to discuss because I paid in full. Just know that I was told that my payments would be returned to me if not paid in full. I was locked out of the online payment system. And it made me feel as if you wanted my home and not my payment. Be careful how you treat your customers. They keep your business going. What happens if we all leave.