I had a really good experience with Haysto. The team was helpful, friendly and always there to answer my questions. Buying a house can be quite stressful, especially when things aren’t straightforward... Toon meer
Bedrijf heeft geantwoord

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I had a really good experience with Haysto. The team was helpful, friendly and always there to answer my questions. Buying a house can be quite stressful, especially when things aren’t straightforward... Toon meer
Bedrijf heeft geantwoord
An amazing service from Haysto! A huge thanks to Chloe, Michael and Conan for their energy and thorough work on our application. Within a short time frame, our Mortgage offer came though with eas... Toon meer
Bedrijf heeft geantwoord
The Haysto team are fantastic. We were a pretty straightforward remortgage with no adverse issues to deal with, so the end to end process was completed in a little over 2 weeks. Really good online pla... Toon meer
Bedrijf heeft geantwoord
Amazing customer service. We had Tabbitha as our Mortgage Advisor in what we could only describe as a situation we felt helpless in. She has very quickly secured us a full mortgage offer. The case was... Toon meer
Bedrijf heeft geantwoord
Geschreven door het bedrijf
Haysto — Mortgages Made Possible
Award-winning: Winner of the “Treating Customers Fairly Champion” at the British Bank Awards 2025.
Why we exist
Around 1 in 5 people in the UK are initially declined a mortgage by some high-street lenders because of their credit history, being self-employed, or having more complex circumstances.Haysto was built to solve this. In just a few years, we’ve become one of the UK’s leading specialist mortgage brokerages, helping thousands of people who thought homeownership wasn’t possible.
We didn’t stop there
We’ve taken what we learned making mortgages possible for more complex cases and applied it to everyone. Picnic makes mortgages simple, transparent and digital-first — the same high-touch service and technology for the other 4 in 5 too.
Which is right for me?
• Haysto: a good fit when things are more complex — self-employed, credit blips, non-standard income, or past declines.
• Picnic: a good fit when your needs are simpler and you want clear, straightforward guidance.
You may still be eligible
Even after a decline, there can be options with the right expert. Many customers come to Haysto after being declined elsewhere. All applications are subject to status and lender criteria.
Start with Haysto | Start with Picnic | Mortgage guides | Our Promise
Not sure where to start? Pick any link — we’ll route you to the right team.
Risk warning: Your home may be repossessed if you do not keep up repayments on your mortgage.
A fee may be payable for mortgage advice. We will confirm any fee and any commission we receive from the lender before you apply.
*Indicative industry estimate; details available on request. **Subject to receiving required documents and case suitability. ***T&Cs apply; like-for-like product and circumstances — see Our Promise for details.
Picnic is a trading style of Haysto Ltd. Haysto Ltd is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065.
True AIP, 24-hour fast-track, £100 rate guarantee

Crystal House, 24 Cattle Market Street, NR1 3DY, Norwich, Verenigd Koninkrijk
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Amazing. Helped me all the way through my application and made it completely stress free. Highly recommend

Antwoord van Haysto
From start to finish these guys were pushing and doing everything possible to get things moving with my mortgage offer. I would say it can get a bit confusing with the amount of people they allocate to your case but I appreciate this must make things more efficient!

Antwoord van Haysto
Each team member was very good at communicating with me and answering any queries.

Antwoord van Haysto
Made the whole process super simple and stress free. Always on hand for any queries

Antwoord van Haysto
Haysto are excellent in my opinion and worked very hard, often on the phone real time looking at different options to get the best deal and once making a call to the lender to understand further options. They have several people responsible for different parts of the process which ensures you're looked after very well. The dashboard used to upload and review documents, with a messaging portal, is very good and allows full transparency.

Antwoord van Haysto
Can't fault the service i got from all the team at Haysto ,from the start the team are always there to help with any questions or queries. The only negative comment would be you have to deal with too many different people from different departments and it can get confusing but overall a flawless service.

Antwoord van Haysto
Fantastic help always kept us updated with every think would highly recommend.

Antwoord van Haysto
Can not thank Jake and leyla enough , they have been amazing from day 1 to us accepting the mortgage offer . I would 100% recommend Haysto . 👌

Antwoord van Haysto
Excellent service from start to finish.highly recommend

Antwoord van Haysto
Mark, Aiste&Elise thank you so much for being so patient with us, it wasnt an easy journey due to being let down on hoises and the seller pulling out literally a few days before the final hurdle! We managed to find a property and its better than any of the other properties we applied for and you guys were absolutely amazing! From our initial call, to the the bad news and then when we got the mortgage offer on this property! Mark&Elise both rang me and said he finally did it! Thank you all so much without you write wouldn't of been able to get a mortgage and definitely not on the house we expected😍 Definitely recommend you all!! The communication throughout the process was incredible!

Antwoord van Haysto
Very good broker, help us when no one else could, they managed to find a mortgage for us with my husband only one year self-employed account, very professional, definitely recommend. Thank you team Haysto

Antwoord van Haysto
First class !!! Managed to get myself a mortgage and thought I wasn’t going to be able to get one. The whole team at Haysto are fantastic can not fault ! 10/10 service !

Antwoord van Haysto
Haysto are clearly well set up to handle mortgage applications from people who don't meet all the criteria for standard mortgages. From the outset I felt confident in their knowledge and the process. Explanations were clear, the team were accessible and helpful and now I'm close to completing on a mortgage. I'm very grateful for their work and would recommend them to others.

Antwoord van Haysto
I started this process not holding much hope of getting a mortgage. I was assigned Alex F to handle my case, and I can honestly say that "thank you" is not a strong enough phrase for what this guy did for us.
We had been refused a mortgage so many times that I honestly didn't think it would happen. However, Alex reassured us throughout the entire process, and today we finally received our mortgage offer.
The whole team has been fantastic. For me, Haysto and the team have been invaluable, and I can't thank them enough for everything they have done.
I would highly recommend Haysto to anyone struggling to secure a mortgage. Their support, professionalism, and determination made all the difference for us.

Antwoord van Haysto
Philip, our mortgage advisor, was absolutely outstanding! He covered every question we had, made sure we fully understood everything throughout the process, and even managed to secure us a fantastic mortgage rate that was better than anything else we’d been offered. To top it all off, our mortgage offer came through in just 7 working days! We couldn’t have asked for more.
Communication throughout the process was brilliant, and the rest of the team, Charley and Russell, were amazing too. They kept us informed every step of the way and made the whole experience so much smoother.
A huge thank you to Philip, Charley, Russell and everyone at Haysto! We couldn’t recommend you highly enough. 👏

Antwoord van Haysto
We couldn’t have asked for a better experience with our mortgage advisor Richard.L.
From the very first conversation he took complete ownership of the process and made what could have been a stressful and confusing journey feel straightforward and well-managed.
Once all the information was gathered Haysto secured us an excellent mortgage within a matter of days that suited our needs and budget, and handled every detail along the way — paperwork, liaising with the lender, keeping us updated, and answering every question promptly and clearly. Nothing was left for us to chase; they genuinely took care of everything.
Richard’s knowledge, professionalism and genuine care made a huge difference. We felt supported and confident throughout, and we’re extremely grateful for the smooth outcome. Highly recommend — if you’re looking for someone who actually delivers and looks after you properly, Richard. L is the advisor to go with.
Furthermore the system they use is great, the online portal makes it really easy to communicate, upload and view documentation etc.
Thanks for everything,

Antwoord van Haysto
Have nothing but positive things to say about haysto. Fantastic frim the get go! Dominique was just incredible, so supportive, clear and a credit to the company. Thank you very much for all your help.

Antwoord van Haysto
Haysto’s service has been absolutely brilliant — always on the ball with everything. It’s great to be able to discuss anything and get things moving forward so quickly.
Thank you so much, Haysto!
Nicci

Antwoord van Haysto
A big thank you to my Advisor Liam, who got me my mortgage offer in less than 2 weeks, with any questions that I had being answered promptly!

Antwoord van Haysto
Brilliant service
Always keeping you informed

Antwoord van Haysto
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