I am very grateful to Payl8r for their excellent service. They trusted me and accepted my 3-month payment plan for Carpet Warehouse, even though I had an unfair problem with my credit score due to a b... Toon meer
Bedrijf heeft geantwoord
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I am very grateful to Payl8r for their excellent service. They trusted me and accepted my 3-month payment plan for Carpet Warehouse, even though I had an unfair problem with my credit score due to a b... Toon meer
Bedrijf heeft geantwoord
I lost my Dad very suddenly in April and I wanted a plate that would commemorate him and my family. I found my perfect plates. Applied for the finance on Thursday evening and my plates were on my car... Toon meer
Bedrijf heeft geantwoord
Don't use them guys. I don't know what's the legal basis for charging £5 for each failed payment atempt, but it's a big scam! I mean, £5 might not seem a lot, but it's 25% of my monthly payment a... Toon meer
Bedrijf heeft geantwoord
Brilliant that we could pay in instalments at no extra cost. Monthly reminders at least three days before payments were due. They also provided a contact number in case of any issues. I would recommen... Toon meer
Bedrijf heeft geantwoord
Payl8r is an award-winning UK retail finance provider, recognised as Best Retail Finance Provider 2025 for innovation, accessibility, and responsible lending. Payl8r is authorised and regulated by the Financial Conduct Authority (FCA). We offer both first-line and second line finance. Our second-line offering supports customers who have been declined elsewhere, giving them access to structured, transparent repayment options designed to be fair and manageable. Payl8r supports both customers and merchants. Customers can access credit in a clear and straightforward way, while merchants benefit from increased conversion rates and reduced lost sales at checkout. We focus on inclusion,transparency and responsible lending,ensuring that access to finance supports both customer outcomes and sustainable business growth. Trusted by thousands of customers and hundreds of UK merchants,Payl8r provides simple, accessible and reliable finance at the point of purchase. Social Money Ltd t/a Payl8r. Credit is subject to creditworthiness and affordability. T&Cs apply.
2nd Floor, St John's House, Barrington Road, Altrincham , WA14 1JY, Manchester, Verenigd Koninkrijk
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Heeft 95% van zijn negatieve reviews beantwoord
Reageert doorgaans binnen 48 uur
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Used them a couple of times very straight forward and easy

Antwoord van Payl8r
After my misunderstanding regarding additional payments I spoke to a young lady Kellyanne who immediately explained the problem I thought I had and dealt with my account in a happy, honest and professional manner.
Many thanks again.
Tommy White

Antwoord van Payl8r
Payl8r is a payment option my business has offered to clients since I have used a booking and client management profile called FACES. At the point of setting this option up Payl8r has managed to link a completely different company and this companies bank details to my profile. All the clients who were approved for the credit - their payments have gone to this other company’s account. When the issue was brought to my attention by a client who noticed on her credit agreement that I was not listed as the service provider and neither was my company name I have been chasing the booking platform and have had no resolution. I have not been paid. I even at one pint was told to contact my client so she can pay me directly. My understanding is that is is a huge GDPR breach, there is a lack of acknowledgement for the handling of my clients personal data as this third company has received confirmation of their approval instead of me and the FCA rules would indicate that these contracts are void. I have not been paid for my services. I have not been contacted by anyone from Payl8r despite FACES dealing with the issue. I will be contacting the ICO and I expect a full investigation.

Antwoord van Payl8r
Luke Elliot was professional, friendly and very quick to respond. The service offered by Payl8r has been very straightforward, thus far. Thank you.

Antwoord van Payl8r

Antwoord van Payl8r
Flexibility and simplicity of payment method

Antwoord van Payl8r
Luke was fab quick efficient and very patient and helpful

Antwoord van Payl8r
Absolutely brilliant company, never ever had a problem with them, helped me out in hard times, and took a hell of a lot of pressure off me, thanks guys.

Antwoord van Payl8r
Crazy crazy interest, wanted a 5k watch, put 2k deposit down and thought I’d take the rest on payl8r, the interest they show you compared to what they actually give you when app is approved is crazy to borrow 3k over 24months they wanted over 7k we decided obvs not to go ahead absolutely mad, in regards to the reply below, this isn’t true the amount repayable was 304 per months over 24 months which is 7k

Antwoord van Payl8r
Made it easy,grateful to payl8tr for allowing me to buy something,I wouldn't have been able to afford...staff were pleasant and helpful every time I needed to contact them,kept up with my payments every month,and hopefully this will help me with future credit....I would certainly use them again....thank you.

Antwoord van Payl8r
So far first payment was taken on time so I no longer have to worry about any possible issues incurring costs as it’s paid I was nervous about the possibility it might not of gone out in time however I spoke with a lady from the company and she said it will be taken tonight I was expecting it coming out first thing 9am but it was around the time the lady quoted so far so good 😊

Antwoord van Payl8r
I was so grateful that I was able to get the credit payl8r is a company that gives people a chance to get the things that we really need or want my credit score was pretty sh*"t but payl8r made my day I was able to get something I could not afford outright.it made me so happy when payl8r granted me my wish it really came true I recommend payl8r to everyone. The interest rates are quite reasonable considering.. keep up the good vibes highly recommended

Antwoord van Payl8r
It was quick and simply and easy. The payment options where rather reasionable.

Antwoord van Payl8r
Payl8r is an amazing company. I didn't know I w OK uld get accepted but I did and the payments are affordable and the service is great.

Antwoord van Payl8r
Dear Madam or Sir,
Hello, and thank you very much for placing your trust in me. I truly appreciate you and your excellent team for helping me complete my purchase through your support.

Antwoord van Payl8r
Quick communication and responsive

Antwoord van Payl8r
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