Southern Cross Travel Insurance Reviews 

2.690
•
TrustScore 4.5 uit 5

4,5

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

The price was the best of any other travel insurance, and the coverage was better! It covered MORE travel scenario with LOWER excesses. We actually had to claim for illness overseas. The claim p... Toon meer

Beoordeeld met 5 van de 5 sterren

I always get Southern Cross insurance. It's easy to do online,and they accept my pre existing medical conditions. I haven't had to claim yet,and hope that they would be as easy to deal with if I had t... Toon meer

Beoordeeld met 5 van de 5 sterren

Online only but happy. Price was okay as we have pre existing conditions. Never claimed but would not be without travel insurance.

Beoordeeld met 1 van de 5 sterren

I hurt my ankle on holiday and had no idea that my insurance would not support further medical help with that injury once I was home. Will not be recommending to anyone or getting insurance with y... Toon meer

Bedrijfsgegevens

  1. Reisverzekeringsmaatschappij
  2. ook in
  3. Verzekeringsmaatschappij

Over Southern Cross Travel Insurance

Geschreven door het bedrijf

We offer travel insurance that suits how you want to travel


We know how important it is to make sure you have the right type - and level - of cover, so we have different travel insurance policies to suit different types of travel, and the ability to personalise your cover to suit you with our optional add-ons. Whether you’re heading to Fiji for some R&R, London for an OE or Queenstown to hit the slopes, we’re with you.

Single trip travel insurance

Our award-winning single trip policy provides comprehensive cover for your international holidays! Learn more

Multi trip travel insurance

If you're planning on taking several trips overseas a year, our annual policy might be a more cost (and time) effective choice for you. Learn more

Medical only cover

Designed with the budget-conscious traveller in mind. This policy provides essential medical cover for your overseas adventures. Learn more

Kiwi adventures

Designed for trips taken within NZ, this policy covers you for unexpected events like cancellations, rental vehicle excess and more! Learn more

Cover for your big OE

Quality protection designed for New Zealand travellers planning to live or work overseas. Learn more

Studying in New Zealand

Comprehensive cover for international visitors while they're living and studying here in New Zealand Learn more

Non-resident cover

This policy is designed for international visitors coming to New Zealand to holiday, to live or for work. Learn more

Geschreven door het bedrijf

Trusted by travellers

Trusted by over 6 million travellers on their adventures worldwide+

Trusted by over 6 million travellers on their adventures worldwide+
+Based upon the total number of travellers we have insured across the markets where we operate for all our travel insurance products from January 1995 to June 2024.

Contactgegevens

4,5

Uitstekend

TrustScore 4.5 uit 5

3K reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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4,5

Alle reviews

(2.690)

691 reviews in de afgelopen 12 maanden

Een review schrijven
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Beoordeeld met 5 van de 5 sterren

I found it easy and hassle free to set…

I found it easy and hassle free to set my travel insurance online. I will definitely go with Southern Cross again.

13 september 2026
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Antwoord van Southern Cross Travel Insurance

Thank you for your feedback. We are happy to hear that setting up your policy on our website was a quick and smooth process for you. We look forward to helping you protect your future trips.

Beoordeeld met 5 van de 5 sterren

straight forward

being a southern cross member signing up for travel insurance was easy!
best thing on my travels was i didn't need it.

22 september 2026
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Antwoord van Southern Cross Travel Insurance

We're glad you enjoyed your experience. Thank you for the great feedback about our simple registration and safe journey.

Beoordeeld met 1 van de 5 sterren

My advice is to read the 104 pages of…

My advice is to read the 104 pages of the policy document thoroughly. We made a claim for hospital scans after my wife fell over our daughters dog and hit her head rather seriously. Our claim was declined as claims relating to personal pets are not covered. If we had said the fall wss tripping over a tree root it would be covered. I guess the message here is to tell porkies.

8 augustus 2026
Review zonder uitnodiging
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Antwoord van Southern Cross Travel Insurance

Thanks for sharing your experience. We're sorry to hear about your wife's accident and understand how disappointing it can be when a claim outcome isn't what you were expecting. We encourage all customers to review their policy carefully so they understand what's covered and any exclusions that may apply. We appreciate your feedback and will take it on board as we continue looking for ways to improve our customers' experience. If there is anything else we can do to further assist, please email us info@scti.co.nz and we will look into it for you. Take care.

Beoordeeld met 1 van de 5 sterren

Waste of money

Waste of money
Won’t pay out

4 maart 2026
Review zonder uitnodiging
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Antwoord van Southern Cross Travel Insurance

Thanks for taking the time to share your feedback. We're sorry to hear that your experience didn't meet your expectations. We understand how disappointing this can be and would like the opportunity to learn more. Please reach out to our team at info@scti.co.nz so we can better understand your concerns and review your experience. Take care.

Beoordeeld met 5 van de 5 sterren

It was very easy to do all the things…

It was very easy to do all the things about the teavel insurance on line. Information sent about it was very clear.

23 september 2026
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Antwoord van Southern Cross Travel Insurance

We're happy to hear that securing your travel insurance online was seamless and that our documentation was so clear.

Beoordeeld met 5 van de 5 sterren

Easy to deal with

Easy to deal with. Automatically gave me a voucher for my delayed flight.

21 september 2026
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Antwoord van Southern Cross Travel Insurance

We are glad you enjoyed your experience with our smooth service during the delay.

Beoordeeld met 5 van de 5 sterren

Trusted and reliable company

Reliable and efficient in assisting with health issues. I feel reassured and confident that any medical problems will be dealt with in good time.

22 september 2026
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Antwoord van Southern Cross Travel Insurance

We are glad you had a positive experience. Thank you for your feedback; we appreciate knowing we provide dependable care when you need it. Take care.

Beoordeeld met 5 van de 5 sterren

Easy to sign up

Easy to sign up. They have a good reputation. Was more affordable than i was expecting. I did not make a claim but felt better having a policy

31 augustus 2026
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Antwoord van Southern Cross Travel Insurance

Thank you for sharing your experience. We are thrilled to hear that signing up was simple, the pricing met your expectations, and having coverage provided you with peace of mind.

Beoordeeld met 5 van de 5 sterren

Good choice

STTI is easy to understand and get a policy. I have got travel insurance from them many times and find it easy & affordable. I have not had any travel issues to need to make a claim so can't review that side of things. Happy with what I've received so far

17 september 2026
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Antwoord van Southern Cross Travel Insurance

Thank you for your review. We're happy to hear that securing coverage with us is consistently smooth and budget-friendly for your journeys. It is great to know that you have had seamless experiences, and we remain ready to assist you whenever you travel in the future.

Beoordeeld met 4 van de 5 sterren

Good Timeliness in responding to our…

Good Timeliness in responding to our small claim.
The initial charge is large and does make you think twice about using but in line with all Ins cos. then having an excess deducted.

22 september 2026
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Antwoord van Southern Cross Travel Insurance

We appreciate your positive feedback and are glad to hear our prompt communication helped with your recent claim. We hope you had a good trip. Take care.

Beoordeeld met 5 van de 5 sterren

User friendly website

User friendly website, nicely set out. Price is affordable.

11 september 2026
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Antwoord van Southern Cross Travel Insurance

We are so happy to hear that you found our website easy to navigate and our pricing reasonable. Thank you for sharing your positive feedback with us!

Beoordeeld met 5 van de 5 sterren

Easy to buy and to customise for what…

Easy to buy and to customise for what extras you want. We never needed it, but good to know it was there

22 september 2026
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Antwoord van Southern Cross Travel Insurance

We are glad you enjoyed your experience with our smooth purchasing process and tailorable options. Thank you for your review; we are happy to provide peace of mind! Take care.

Beoordeeld met 1 van de 5 sterren

Slow Claims Process and Poor Customer Experience

My phone was stolen in London, and dealing with SCTI afterwards was incredibly frustrating. After more than a month, I finally received a reply email, that apologised and assured me an assessor will be assigned as soon as possible.
Nearly two months from the claim date and I have been informed they are raising complaint internally, but still no approval of cover.
The biggest disappointment was the loss of confidence we had in SCTI for the remainder of our trip. Travel insurance should provide reassurance when something goes wrong, but instead we felt anxious and uncertain about whether we would receive support if a more serious emergency occurred.
The overall customer experience fell well below what we expected from a travel insurer. Based on our experience, I would not choose SCTI again.

20 september 2026
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Antwoord van Southern Cross Travel Insurance

Thanks for sharing your experience. We're sorry to hear about the theft of your phone and the frustration you experienced during the claims process. We understand that travel insurance should provide reassurance and support when things go wrong, and it's disappointing to hear we fell short of your expectations. Your feedback is important to us, and we appreciate you taking the time to let us know about your experience. If there is anything else we can do to further assist, please email us info@scti.co.nz and we will look into it for you. Take care.

Beoordeeld met 4 van de 5 sterren

Travel insurance provider

Ease of applying and confirmation information received, giving a clear description of the benefits should an issue arise with travel, accommodation etc. Requiring a claim.

1 september 2026
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Antwoord van Southern Cross Travel Insurance

We're happy to hear that our straightforward application process, clear confirmation details, and transparent coverage explanations for travel and accommodation issues met your needs. Thank you!

Beoordeeld met 4 van de 5 sterren

I find their service and communication…

I find their service and communication are impeccable, and since I have long held health insurance with them, I chose their travel insurance as well during my trip to Japan &Korea early this month.

15 september 2026
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Antwoord van Southern Cross Travel Insurance

We are glad you enjoyed your experience and appreciate your long-standing trust in our coverage. It is wonderful to know our clear updates and helpful support gave you peace of mind while traveling through Japan and Korea. Take care.

Beoordeeld met 5 van de 5 sterren

They were very efficient and explained…

They were very efficient and explained everything very well when i rang to get my insurance.

17 september 2026
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Antwoord van Southern Cross Travel Insurance

Thank you for your review. We're happy to hear our team clearly explained our policies to you. Take care

Beoordeeld met 5 van de 5 sterren

I have given a 5 star based on previous…

I have given a 5 star based on previous experience, this time taking out travel insurance was for peace of mind knowing if needed they were there.

17 september 2026
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Antwoord van Southern Cross Travel Insurance

We truly appreciate your five-star rating and are so pleased to know our travel insurance provides you with peace of mind. Thank you for your continued trust in us.

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