Southern Cross Travel Insurance Reviews 

2.692
•
TrustScore 4.5 uit 5

4,5

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

The price was the best of any other travel insurance, and the coverage was better! It covered MORE travel scenario with LOWER excesses. We actually had to claim for illness overseas. The claim p... Toon meer

Beoordeeld met 5 van de 5 sterren

I always get Southern Cross insurance. It's easy to do online,and they accept my pre existing medical conditions. I haven't had to claim yet,and hope that they would be as easy to deal with if I had t... Toon meer

Beoordeeld met 5 van de 5 sterren

Immediate response after my accident claim form was sent was comforting. I will always use Southern Cross Insurance for my trips overseas. They are honest and very thorough. My claim was paid wi... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Online only but happy. Price was okay as we have pre existing conditions. Never claimed but would not be without travel insurance.

Bedrijfsgegevens

  1. Reisverzekeringsmaatschappij
  2. ook in
  3. Verzekeringsmaatschappij

Over Southern Cross Travel Insurance

Geschreven door het bedrijf

We offer travel insurance that suits how you want to travel


We know how important it is to make sure you have the right type - and level - of cover, so we have different travel insurance policies to suit different types of travel, and the ability to personalise your cover to suit you with our optional add-ons. Whether you’re heading to Fiji for some R&R, London for an OE or Queenstown to hit the slopes, we’re with you.

Single trip travel insurance

Our award-winning single trip policy provides comprehensive cover for your international holidays! Learn more

Multi trip travel insurance

If you're planning on taking several trips overseas a year, our annual policy might be a more cost (and time) effective choice for you. Learn more

Medical only cover

Designed with the budget-conscious traveller in mind. This policy provides essential medical cover for your overseas adventures. Learn more

Kiwi adventures

Designed for trips taken within NZ, this policy covers you for unexpected events like cancellations, rental vehicle excess and more! Learn more

Cover for your big OE

Quality protection designed for New Zealand travellers planning to live or work overseas. Learn more

Studying in New Zealand

Comprehensive cover for international visitors while they're living and studying here in New Zealand Learn more

Non-resident cover

This policy is designed for international visitors coming to New Zealand to holiday, to live or for work. Learn more

Geschreven door het bedrijf

Trusted by travellers

Trusted by over 6 million travellers on their adventures worldwide+

Trusted by over 6 million travellers on their adventures worldwide+
+Based upon the total number of travellers we have insured across the markets where we operate for all our travel insurance products from January 1995 to June 2024.

Contactgegevens

4,5

Uitstekend

TrustScore 4.5 uit 5

3K reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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4,5

Alle reviews

(2.692)

691 reviews in de afgelopen 12 maanden

Een review schrijven
Bedrijven op Trustpilot mogen geen beloningen aanbieden of betalen om reviews te verbergen. Reviews zijn de meningen van individuele gebruikers en niet van Trustpilot. Meer informatie

Beoordeeld met 1 van de 5 sterren

Have put in our claim and no comms from…

Have put in our claim and no comms from them

7 september 2026
Logo Southern Cross Travel Insurance

Antwoord van Southern Cross Travel Insurance

Thanks for your feedback. We are sorry to hear about the lack of communication regarding your claim. Please email us info@scti.co.nz so someone from our team can look into this for you. Take care.

Beoordeeld met 5 van de 5 sterren

Super easy to book!

Really easy to book the travel insurance online and I got reminder emails of things not to forget while on holiday and how to contact if anything went wrong (thankfully it didn't), price was good and I felt secure knowing I had insurance for the 'what if' situation - will definitely use again for any travel :)

6 september 2026
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Antwoord van Southern Cross Travel Insurance

We are so pleased to hear that our online booking process was easy for you and that our reminder emails were helpful. It's wonderful to know you felt secure with our insurance and that everything went smoothly on your holiday. We truly appreciate your kind words and look forward to assisting you with future travel plans!

Beoordeeld met 5 van de 5 sterren

We didn’t have to use our insurance

We didn’t have to use our insurance, but it was nice to have peace of mind at a good price

6 september 2026
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Antwoord van Southern Cross Travel Insurance

We're so glad our coverage provided peace of mind at a great value. Thank you for your kind words!

Beoordeeld met 1 van de 5 sterren

Lost my bag it’s been almost 3 weeks…

Lost my bag it’s been almost 3 weeks since submitted claim haven’t heard anything back from them .

5 september 2026
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Antwoord van Southern Cross Travel Insurance

We are sorry to hear about your missing bag and the delay in our response. We understand how frustrating this must be and we hope to provide an update on your claim as soon as possible. If you still haven't heard from us, please email info@scti.co.nz with your claim number so we can investigate. Take care.

Beoordeeld met 5 van de 5 sterren

Was simple and quick to use online.

Was simple and quick to use online.

5 september 2026
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Antwoord van Southern Cross Travel Insurance

We're so glad you found our online process simple and quick to use. Thank you for your positive feedback!

Beoordeeld met 5 van de 5 sterren

Southern Cross, my travel companion.

The fact you can travel without the concern you may need help with medical or any other assistance you can enjoy your travel experience and Southern Cross becomes your travel companion.

5 september 2026
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Antwoord van Southern Cross Travel Insurance

We're so glad to hear that we can provide you with peace of mind during your travels. We appreciate your kind words about our support.

Beoordeeld met 1 van de 5 sterren

TravelCare Delay Assist never worked

TravelCare Delay Assist never worked. Could not register policy. Reported in the week of departure & it was never resolved. Last attempt was the week before returning home.
Upon arrival home (5 weeks later), tried to register again (not that it was of any use) & I could register.
No one from your Service Desk has provided any update to indicate it had been resolved.

2 september 2026
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Antwoord van Southern Cross Travel Insurance

We're sorry to hear about the difficulties you experienced registering your policy with TravelCare Delay Assist, and for the lack of communication regarding the status of the issue. Thank you for bringing this to our attention. Please contact us directly - info@scti.co.nz, and we'll arrange for our provider to investigate further to ensure this issue doesn't arise again. Take care.

Beoordeeld met 5 van de 5 sterren

Very good price ,easy to do the…

Very good price ,easy to do the paperwork

3 september 2026
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Antwoord van Southern Cross Travel Insurance

We're happy to hear that you found our pricing very good and the paperwork process easy to complete. We appreciate your positive feedback!

Beoordeeld met 4 van de 5 sterren

Peace of mind travel insurance

Easy to navigate the questions required for the insurance and its peace of mind while travelling

1 september 2026
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Antwoord van Southern Cross Travel Insurance

We're glad our insurance process was easy to navigate, providing peace of mind for your travels. Take care.

Beoordeeld met 5 van de 5 sterren

Very responsive, paid claims quickly

Scti has been very responsive and assessed and paid several medical and trip disruption claims quickly.

7 september 2026
Review zonder uitnodiging
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Antwoord van Southern Cross Travel Insurance

We're truly happy to hear we could assist you quickly with your medical and trip disruption claims. We appreciate your positive feedback!

Beoordeeld met 5 van de 5 sterren

Easy to organize online

Easy to organize online. Follow up was good. Asking me if I wanted to claim for anything and if I did there was a link provided. Unexpected.

2 september 2026
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Antwoord van Southern Cross Travel Insurance

We're so glad to hear our process was easy and our follow-up was helpful. We appreciate your positive feedback!

Beoordeeld met 1 van de 5 sterren

Very Disappointing Claims Experience at Southern Cross Travel Insurance. We had the unfortunate experience of…

We had the unfortunate experience of having to make a claim due to cutting our trip short to return for the funeral of my brother who died suddenly.
SCTI response was:
1) Very empathetic, but;
2) Very disappointing in attempting to avoid liability under our cover by:
a) At Initial inquiry to SCTI, we were advised that my brother was not immediate family & that we would only have a limited claims cover
b) Upon reading the fine print of our policy, it became apparent that this response was inaccurate & that the appropriate rationale was that we had to cut short our holiday. SCTI response was to severely test the cause of death for my deceased brother who had died suddenly, unbelievably requiring a letter from my Brother’s Doctor explaining the sudden cause of death - In addition to the Coroner’s death certificate!
- We know that this whole procedure was unnecessary because our daughter also had to return home prematurely for her Uncle’s funeral. Our daughter (who had travel insurance with a competitor to SCTI), was paid out within 3 weeks without challenge (or GP’s letter)!
3) Despite submitting our claim within a few days of returning, final payout was over 2 months after the original submission. This was partly due to the demands for Coroners death certificate AND qualifying GP letter (submitted within 10 days), but also mostly, because Email correspondence was misplaced at SCTI - it was explained to us that our responses had been diverted at SCTI to an INBOX - OUTBOX file. For our correspondence to NOT be directed To the Case Manager is a shortcoming, but for no person at SCTI to be accountable for re-directing (unclaimed) INBOX - OUTBOX mail is extremely poor Customer Service.
—- We stress that the people that we dealt with at SCTI were always polite & pleasant, however, systems and fine print interpretation/training were of an extremely low standard.
—- NB: We elected to obtain travel insurance cover from Southern Cross Travel Insurance because we have enjoyed superb service from Southern Cross Medical Insurance over many years. Our poor experience at SCTI (Travel Insurance) was the complete antithesis of our long time experience of Southern Cross Medical Insurance.
Greg & Sue Blackwood

27 juni 2026
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Antwoord van Southern Cross Travel Insurance

Thank you, Greg and Sue, for taking the time to share your experience and feedback.

Firstly, we'd like to express our sincere condolences on the loss of your brother. We recognise that having to cut short a trip and return home under such difficult circumstances is incredibly stressful, and we're sorry that your experience with us added further frustration during an already challenging time.

We're disappointed to hear that you felt the claims process was prolonged and difficult to navigate. We understand your concerns regarding the information provided at the outset of your enquiry, the documentation requested during the claim assessment, and the delays caused by correspondence not being directed appropriately. We also appreciate the detailed feedback you've shared about these aspects of your experience.

While we sometimes need to request additional information to assess a claim in line with policy terms and ensure we have the information required to make a fair decision, we understand how frustrating this can feel, particularly in sensitive circumstances such as a bereavement claim.

We do appreciate your acknowledgment of the professionalism and empathy shown by our team members throughout your interactions. Equally, we recognise that positive individual interactions do not lessen the impact of process and communication issues, and we're sorry that these fell short of your expectations.

Thank you again for bringing these concerns to our attention. Feedback like yours is invaluable as we continue to review and improve the experience we provide our customers. We were particularly disappointed to read that your experience with SCTI did not reflect the high standards you've come to expect from the wider Southern Cross family, and we appreciate your honesty in sharing this with us. We sincerely hope we’ll have another opportunity to provide you with a more positive experience and restore your trust in us.

We wish you and your family all the very best.

Beoordeeld met 5 van de 5 sterren

No claims but…

Didn't need to claim for anything but your cover is the most reasonably priced and easy to buy online

30 augustus 2026
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Antwoord van Southern Cross Travel Insurance

We're so glad our online purchasing process was easy and that our pricing was reasonable for you. We appreciate your positive feedback!

Beoordeeld met 4 van de 5 sterren

Simple to purchase and gave us…

Simple to purchase and gave us confidence to know we were covered.

5 augustus 2026
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Antwoord van Southern Cross Travel Insurance

We're glad our service provided you with confidence and was easy to use. Thank you for your positive feedback!

Beoordeeld met 5 van de 5 sterren

An excellent and quick response

Having recently returned from a lengthy holiday in Australia where both my wife and I required medical attention we filed a claim a week after our return home and both claims were actioned and accepted the following day , so impressed with the level of cover and the incredible response time , I can’t stress enough how important it is to have all your documents , receipts and dates etc in order which is very easy to do you just need to be organised , very cost effective and efficient , we highly recommend Southern Cross , thank you and well done .

2 september 2026
Review zonder uitnodiging
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Antwoord van Southern Cross Travel Insurance

We are so pleased to hear about your positive experience with our claims process after your holiday in Australia. It's wonderful to know that we could provide efficient support when you and your wife needed medical attention. We appreciate your kind words and your valuable advice about being organized with documentation. Thank you for recommending us; your feedback means a great deal to us.

Beoordeeld met 5 van de 5 sterren

Convenience

Convenience, simplicity, reputation, product, speed, price ... all 5 star

30 augustus 2026
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Antwoord van Southern Cross Travel Insurance

We're so glad you appreciated our convenience, product, and speed! Thank you for your wonderful feedback.

Beoordeeld met 4 van de 5 sterren

traveling internationally

Was traveling internationally to visit family.
Arranged SX travel Insurance and must compliment the company for the assistance in arranging. Having had an issue on the Website, I contacted the 0800 No and thanks to the Operator on the Line, ensuring I completed the process. It became a smooth experience.
My trip was magic and reassuring to know I was covered by a renowned company.
Would definitely go to SX again.
Thanks

28 augustus 2026
Logo Southern Cross Travel Insurance

Antwoord van Southern Cross Travel Insurance

We are so happy to hear that our team could assist you in arranging your travel insurance and that your trip was a magic experience! It's wonderful to know that our coverage provided reassurance. We truly appreciate your kind words and look forward to assisting you again in the future.

Beoordeeld met 5 van de 5 sterren

Completing the online travel insurance…

Completing the online travel insurance was simple, cost effective and when we extended our trip it was easy to get hold of an actual person to extend. I can't comment on claiming as we've not had to do that thankfully.

29 augustus 2026
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Antwoord van Southern Cross Travel Insurance

We're so glad to hear our online process was simple and cost-effective for you, and that extending your trip was easy. We appreciate you sharing your positive experience!

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