Southern Cross Travel Insurance Reviews 

2.693
•
TrustScore 4.5 uit 5

4,5

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Beoordeeld met 5 van de 5 sterren

The price was the best of any other travel insurance, and the coverage was better! It covered MORE travel scenario with LOWER excesses. We actually had to claim for illness overseas. The claim p... Toon meer

Beoordeeld met 5 van de 5 sterren

I always get Southern Cross insurance. It's easy to do online,and they accept my pre existing medical conditions. I haven't had to claim yet,and hope that they would be as easy to deal with if I had t... Toon meer

Beoordeeld met 5 van de 5 sterren

Online only but happy. Price was okay as we have pre existing conditions. Never claimed but would not be without travel insurance.

Beoordeeld met 5 van de 5 sterren

Immediate response after my accident claim form was sent was comforting. I will always use Southern Cross Insurance for my trips overseas. They are honest and very thorough. My claim was paid wi... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Reisverzekeringsmaatschappij
  2. ook in
  3. Verzekeringsmaatschappij

Over Southern Cross Travel Insurance

Geschreven door het bedrijf

We offer travel insurance that suits how you want to travel


We know how important it is to make sure you have the right type - and level - of cover, so we have different travel insurance policies to suit different types of travel, and the ability to personalise your cover to suit you with our optional add-ons. Whether you’re heading to Fiji for some R&R, London for an OE or Queenstown to hit the slopes, we’re with you.

Single trip travel insurance

Our award-winning single trip policy provides comprehensive cover for your international holidays! Learn more

Multi trip travel insurance

If you're planning on taking several trips overseas a year, our annual policy might be a more cost (and time) effective choice for you. Learn more

Medical only cover

Designed with the budget-conscious traveller in mind. This policy provides essential medical cover for your overseas adventures. Learn more

Kiwi adventures

Designed for trips taken within NZ, this policy covers you for unexpected events like cancellations, rental vehicle excess and more! Learn more

Cover for your big OE

Quality protection designed for New Zealand travellers planning to live or work overseas. Learn more

Studying in New Zealand

Comprehensive cover for international visitors while they're living and studying here in New Zealand Learn more

Non-resident cover

This policy is designed for international visitors coming to New Zealand to holiday, to live or for work. Learn more

Geschreven door het bedrijf

Trusted by travellers

Trusted by over 6 million travellers on their adventures worldwide+

Trusted by over 6 million travellers on their adventures worldwide+
+Based upon the total number of travellers we have insured across the markets where we operate for all our travel insurance products from January 1995 to June 2024.

Contactgegevens

4,5

Uitstekend

TrustScore 4.5 uit 5

3K reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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4,5

Alle reviews

(2.693)

691 reviews in de afgelopen 12 maanden

Een review schrijven
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Beoordeeld met 5 van de 5 sterren

Completing the online travel insurance…

Completing the online travel insurance was simple, cost effective and when we extended our trip it was easy to get hold of an actual person to extend. I can't comment on claiming as we've not had to do that thankfully.

29 augustus 2026
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Antwoord van Southern Cross Travel Insurance

We're so glad to hear our online process was simple and cost-effective for you, and that extending your trip was easy. We appreciate you sharing your positive experience!

Beoordeeld met 5 van de 5 sterren

What outstanding service

What outstanding service. I had to cancel an overseas trip due to illness and SCTI paid out my claim in full and within a few days of my submission. I can’t recommend them highly enough and their premiums were the lowest of all the quotes I got. They are an example to the insurance industry as to how insurance should be conducted.

31 augustus 2026
Review zonder uitnodiging
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Antwoord van Southern Cross Travel Insurance

We are so pleased to hear about your positive experience with us, especially during a challenging time. We always aim to provide prompt and comprehensive support, and it's wonderful to know we met your expectations. Thank you for your kind words and recommendation!

Beoordeeld met 5 van de 5 sterren

Easy to book & trusted brand!

Easy to book & trusted brand!

25 augustus 2026
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Antwoord van Southern Cross Travel Insurance

We're so glad to hear that booking was easy for you and that you trust our brand! Thank you for your wonderful feedback.

Beoordeeld met 2 van de 5 sterren

I was eligible for the vouchers due to…

I was eligible for the vouchers due to delay. I have been home for 2 weeks now and still cannot access the vouchers going back an forth with staff having to repeat myslef. Thank god I wasn't in desperate need of them when our flights were canceled. Not a good enough service.

19 augustus 2026
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Antwoord van Southern Cross Travel Insurance

We're sorry to hear about your experience and understand how frustrating it must have been to encounter difficulties accessing your TravelCare Delay Assist voucher, particularly after your flight disruption. We've looked into this and can see that a voucher is available to be claimed through your TravelCare Delay Assist account. To access it, you'll need to log in to your account, locate the affected flight on your dashboard and select the option to claim your digital voucher. Once you've chosen your voucher, you'll receive an email with the details. If you're still unable to access your voucher, please contact us directly and we'll arrange for our provider to investigate further and help resolve the issue. We appreciate you bringing this to our attention and apologise for the inconvenience caused. Take care.

Beoordeeld met 5 van de 5 sterren

So easy to apply for the insurance

So easy to apply for the insurance, even though we both have existing conditions that needed to be declared.

24 mei 2026
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Antwoord van Southern Cross Travel Insurance

We're happy to hear that applying for insurance was easy for you, even with existing conditions. We appreciate your feedback.

Beoordeeld met 5 van de 5 sterren

Quote are easy to get

Quote are easy to get and pricing is good.

25 augustus 2026
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Antwoord van Southern Cross Travel Insurance

We're happy to hear that obtaining quotes was easy and our pricing was good. We appreciate your positive feedback!

Beoordeeld met 5 van de 5 sterren

Great experienced

Excellent communication before and after our travel.
Southern Cross gave us peace of mind.
I had a fall that required hospital treatment. On our return I made a claim which was handled very well with no fuss and paid out within 5 days.
Thank you

24 augustus 2026
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Antwoord van Southern Cross Travel Insurance

We are so glad to hear we provided peace of mind and that your claim was handled smoothly after your fall. We appreciate you sharing your positive experience with us.

Beoordeeld met 2 van de 5 sterren

OK whilst overseas, poor claims service thereafter

Little to no coordination between the overseas Emergency team and the ultimate claims team back in NZ. Seems no cross collaboration or unified technology between them. Emergency team must be an outsourced provider. Given SCTI is a NZ based company, they do not have direct relationship with hospital in Spain and therefore they have to appoint an “agent”, who in turn could not act fast enough and in fact I never even heard if they ever contacted the hospital, meaning you need to be in a position to meet costs yourself and then claim reimbursement. Fortunately I was only in hospital for one day. Then when back in NZ, between their supposed non receipt of documents via their portal, and not reading of emails properly, nor looking at history of dealings with the emergency team, it took another 8 weeks for a very simple claim to be (mostly) settled. Response times to email submissions referenced as “thank you for your email, we will likely be back to you within 48 hours” was never met not once, and typically never even got a response other than the automated response. Eventually a promised reply with the claim outcome referenced on a Friday as “I will hear early next week”, turned into another two weeks with no communication in between. When settlement finally received, items missed off incorrectly. Overall an incredibly poor level of service and I will be taking his further. I can speak reasonably positively about the emergency team who did follow up regularly, whilst I was overseas and unwell, but post that when back in NZ, it was all downhill once in the hands of the NZ claims department. I had originally given a 1 star result (and would still like to), but felt that is unfair on the emergency team who were actually OK, albeit they are not SCtI I suspect but do represent the brand. I may have given them (the emergency team) a 3+ hence settling on a 2 overall as the NZ claims team and systems definitely gets a 1.

3 juli 2026
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Antwoord van Southern Cross Travel Insurance

We sincerely appreciate you taking the time to share your detailed feedback regarding your recent experience. We are truly sorry to hear about the difficulties you encountered with the coordination between our overseas emergency team and our claims team in New Zealand, as well as the challenges with communication and the claims process itself.

We understand your frustration with the delays, the perceived lack of cross-collaboration, and the issues with document processing. We acknowledge the impact this had on you.

We are, however, glad to hear that our emergency team provided some positive support while you were overseas. We are committed to reviewing our internal processes, particularly the integration between our emergency services and our claims department, to ensure a more seamless and efficient experience for our customers. Your feedback is invaluable in helping us identify areas for improvement in our systems and communication protocols.

If you would like to discuss anything further or in more detail, please email our team info@scti.co.nz and someone will be able to follow up with you. Take care.

Beoordeeld met 1 van de 5 sterren

The communication with customer service…

The communication with customer service is awful.

24 augustus 2026
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Antwoord van Southern Cross Travel Insurance

Thank you for your feedback. We're sorry to hear that your experience with our customer service did not meet your expectations. We understand how frustrating poor communication can be, and we appreciate you taking the time to let us know. We'd welcome the opportunity to learn more and see how we can help. Please get in touch with us directly at info@scti.co.nz with more information so we can assist further. Take care.

Beoordeeld met 5 van de 5 sterren

Easy to do. Good price

Easy to do. Easy to pay and book. And great I could do even though I had already set off.

23 augustus 2026
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Antwoord van Southern Cross Travel Insurance

We're glad to hear our booking process was easy and convenient, even on the go!

Beoordeeld met 5 van de 5 sterren

Quick easy

Quick easy. Price is reasonable. Bit expensive but ok.

23 augustus 2026
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Antwoord van Southern Cross Travel Insurance

We're glad you found our service quick and easy! We appreciate your feedback on our pricing. All the best!

Beoordeeld met 5 van de 5 sterren

Southern cross is reliable and…

Southern cross is reliable and affordable. Travelled many times and not had an issue.

23 augustus 2026
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Antwoord van Southern Cross Travel Insurance

We're so happy to hear that our service has been consistently reliable and affordable for your travels. We truly appreciate your kind words.

Beoordeeld met 5 van de 5 sterren

The services/benefits listed in the…

The services/benefits listed in the plan were peace of mind when overseas. I didn't need to claim as everything went well. But it was good to know this policy had my back. It was straightforward, not overly technical in it wording and clearly stated what it did cover.

22 augustus 2026
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Antwoord van Southern Cross Travel Insurance

We are so pleased to know that our policy provided you with peace of mind during your travels. We always aim for clarity and appreciate your positive feedback.

Beoordeeld met 5 van de 5 sterren

Excellent travel Insurance!

Cost effective, quick and easy process online. We have used SCTI for years and every time we have had to make a claim, they paid out no questions asked and no hassle. Good one SCTI, next trip we are using you yet again :-)

22 augustus 2026
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Antwoord van Southern Cross Travel Insurance

We're so happy to hear that our online process is cost-effective and easy for you. We appreciate your loyalty and are glad our claims process has been hassle-free. We look forward to your next trip!

Beoordeeld met 5 van de 5 sterren

Worth the $$

Traveling at peace knowing if something comes up Southern Cross is reliable & easy access.

19 augustus 2026
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Antwoord van Southern Cross Travel Insurance

We're so glad to hear we provide you with peace of mind and are easily accessible. Thank you for your kind words!

Beoordeeld met 1 van de 5 sterren

Had to file a claim

Had to file a claim, it is now 3 weeks since claim was 'received' have emailed twice, and finally spoke to someone today " it has yet to be assigned "...

5 augustus 2026
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Antwoord van Southern Cross Travel Insurance

Thank you for your review. We're sorry to hear about your experience and understand your disappointment with the delay and lack of updates. Please contact us via email info@scti.co.nz with your claim number and more information around your situation if you would like to enter our complaints process. Take care.

Beoordeeld met 1 van de 5 sterren

Useless service, poor systems!

Almost impossible to extend once your on the road.
They need you to have a relative in your departure country with access to your banking/ credit information and to be able to operate on your behalf.
If you try and communicate with them unless its an emergence it will take them at least 2 days to respond! This left me with no insurance for the last few days.

19 augustus 2026
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Antwoord van Southern Cross Travel Insurance

We appreciate you sharing your experience regarding the challenges you faced with extending your coverage while traveling. We understand that the process for extending policies and the response times for non-urgent communications caused significant inconvenience and left you without insurance for a period. We are actively reviewing our procedures for policy extensions and our communication protocols to ensure a smoother and more responsive experience for our customers, especially those abroad. Your feedback is invaluable as we work to improve our services and will be passed on to the relevant team. Take care.

Beoordeeld met 5 van de 5 sterren

Really just the ease of securing it…

Really just the ease of securing it online - very easy to do

16 augustus 2026
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Antwoord van Southern Cross Travel Insurance

We are so happy to hear that you found the online process easy and convenient. We appreciate your positive feedback!

Beoordeeld met 4 van de 5 sterren

Its my 2nd time signing up for travel…

Its my 2nd time signing up for travel insurance and its so easy!

19 augustus 2026
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Antwoord van Southern Cross Travel Insurance

We're so happy to hear that our travel insurance sign-up process was easy for you! We appreciate your positive feedback.

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