Checkmyfile Reviews 

6.534
TrustScore 4.5 uit 5

4,6

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

I was recommended Checkmyfile through a mortgage advisor. It was easy to sign up and took a couple of minutes to enter the information needed, I was then presented with my credit score, tips and a... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

This report is Proper Wicked all your information in an easy digestible way 2 understand wot u are being told & how they have a huge amount of your history is impressive so u know wot u are looking at... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Customer service is absolutely incredible. Having one point of contact to reach out to CRAs on your behalf is not only easier, but also as a point of accessibility for those of us who may othe... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

I’ll be honest, my experience with check my file has been outstanding, they have acted quickly, precisely and got what needed to be done done, Without any problems or issues, I would recommen... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Kredietregistratiebureau
  2. Alternatieve financiële diensten
  3. Kredietinformatiebureau
  4. Prijsvergelijkingswebsite

Geschreven door het bedrijf

The most detailed credit report you can get.


Contactgegevens

4,6

Uitstekend

TrustScore 4.5 uit 5

7K reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

Vraagt klanten om een review

Dit bedrijf nodigt klanten uit om een review achter te laten. Deze mag zowel positief als negatief zijn.

Heeft 98% van zijn negatieve reviews beantwoord

Reageert doorgaans binnen 48 uur

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4,6

Alle reviews

(6.534)

853 reviews in de afgelopen 12 maanden

Een review schrijven
Bedrijven op Trustpilot mogen geen beloningen aanbieden of betalen om reviews te verbergen. Reviews zijn de meningen van individuele gebruikers en niet van Trustpilot. Meer informatie

Beoordeeld met 5 van de 5 sterren

Excellent

I had a great experience with Checkmyfile. The team were efficient, professional and always replied in a timely manner. They resolved an issue for me very quickly and kept me updated throughout the entire process, which gave me real peace of mind.

They took a lot of stress off my shoulders by handling everything so smoothly.

17 juni 2026
Review zonder uitnodiging
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Antwoord van Checkmyfile

Hi Debbie,

Thank you so much for your kind words and for sharing your experience with us. We’re really pleased to hear that our team helped make things easier for you and kept you updated throughout the process. 

We’d love to welcome you back anytime and support you on your credit journey.

All the best,

Lauren
Checkmyfile

Beoordeeld met 5 van de 5 sterren

A very professional set up and easy to…

A very professional set up and easy to navigate around to get the required information. Additional services provided are also very useful and always worth taking on the trial period before committing to a monthly agreement.

16 juni 2026
Review zonder uitnodiging
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Antwoord van Checkmyfile

Hi Muhammad,

Thank you very much for your kind feedback and positive comments about our service. We’re delighted to hear that you’ve had a great experience with our website and have been able to make the most of your free trial.

Your subscription includes everything needed to get the full picture of your credit health, including obtaining your details from all three major credit reference
agencies, providing support from our experienced Customer Care team, and access to our Dispute Resolution Service should you wish to dispute any information.

We're always here whenever you want to check in on your credit journey.

Best wishes,

Lauren
Checkmyfile

Beoordeeld met 5 van de 5 sterren

The platform was easy to navigate and…

The platform was easy to navigate and straightforward. Its a five

6 juni 2026
Review zonder uitnodiging
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Antwoord van Checkmyfile

Hi Bruce,

Thank you for your feedback and for the five-star rating - we really appreciate it!  It’s great to hear that you found the platform easy to use and straightforward to navigate.

We’re pleased to know that your experience has been a positive one. Your comments mean a lot to us as we continue working to keep your credit health clear and useful.

If you ever need support, our customer care team is always here to help.

Best wishes,

Lauren 
Checkmyfile

Beoordeeld met 5 van de 5 sterren

Very easy to use for a credit report 👌 👏

Very easy to use for a credit report 👌 👏

15 juni 2026
Review zonder uitnodiging
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Antwoord van Checkmyfile

Hi Oana,

Thank you for taking the time to leave us a review! 

It's great to hear your feedback that the report easy to use.  Our credit reports provide the most up-to-date information held about you by Experian, Equifax, and TransUnion, so you know exactly where you stand.

You can access your account whenever it suits you and manage your subscription online with complete flexibility. We'd love to welcome you back in the future!

Best wishes,

Lauren
Checkmyfile

Beoordeeld met 5 van de 5 sterren

Very good and easy to sign and have…

Very good and easy to sign and have details of all accounts

15 juni 2026
Review zonder uitnodiging
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Antwoord van Checkmyfile

Hi Mr Zahid,

Thank you for leaving us a wonderful review!

Checkmyfile brings together data from multiple sources into one clear report, giving you the full picture of your credit health, so it’s great to hear it made such a positive difference for you.

We're always here whenever you want to check in on your credit health.

Best wishes,

Lauren
Checkmyfile

Beoordeeld met 5 van de 5 sterren

Highly recommend

Highly recommend
Loads of information and accurate
A bit pricey but worth it

15 juni 2026
Review zonder uitnodiging
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Antwoord van Checkmyfile

Hi Erich,

Thank you for your review and recommendation - it means a lot! 

We’re really pleased to hear you found the information detailed and accurate. Checkmyfile is the only service that provides your full credit report from all three UK agencies - Experian, Equifax and TransUnion - bringing everything together in one place.

Wherever you are in your credit journey, our team is here to guide you at every stage via phone or email.

All the best,

Lauren
Checkmyfile

Beoordeeld met 3 van de 5 sterren

I tried checkmyfile 7 day free trial to…

I tried checkmyfile 7 day free trial to check my credit file, it's ok and very easy to understand and track my finances but I really don't think it's worth paying £14.99 a month so canceled the free trial. If this was cheaper I'd consider paying and staying as checkmyfile is better that others.

11 juni 2026
Review zonder uitnodiging
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Antwoord van Checkmyfile

Hi Craig,

Thank you for your feedback - we’re so pleased to hear you found Checkmyfile easy to use and helpful for tracking your finances.

We really appreciate you taking the time to share your thoughts, especially around the pricing.  As part of your subscription, we bring together data from Experian, Equifax, and TransUnion, giving you the full picture of your credit health in one place. It also includes access to our friendly Customer Care Team and a Dispute Resolution Service to help resolve any information that may not appear accurate.

Thanks again for your comments - we truly value your input!

Best wishes,

Lauren
Checkmyfile

Beoordeeld met 5 van de 5 sterren

Fast and convenient

Fast, easy and convenient way of getting the most detailed credit report out there. Best of all it comes free!

14 juni 2026
Review zonder uitnodiging
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Antwoord van Checkmyfile

Hi Georgi,

Thanks so much for this great review!

We’re really glad to hear you found our service fast, easy, and convenient, and that you appreciated the level of detail in your report. We're the only service out there that returns your full credit report from all three of the UK's credit reference agencies.

While Checkmyfile is a subscription service, we offer the first 7 days free to new customers, so that they can see the best of what we have to offer before deciding whether our subscription is right for them.

Once you've created an account, it's easy to cancel and reactivate your subscription whenever it suits you.

If you ever need any help or have questions about your report, just let us know!

Kind Regards,

Amy
Checkmyfile

Beoordeeld met 5 van de 5 sterren

Great service.

Great service.
Very easy to use.

2 juni 2026
Review zonder uitnodiging
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Antwoord van Checkmyfile

Hi Irina,

Thanks so much for your kind words about our service, and for taking the time to leave us a review!

We're really glad to hear you found it easy to use. We know the world of credit reports can get confusing and frustrating, so we've done our best to design a service that's easy to access and navigate for everyone.

Feel free to get in touch with our team if you have any questions, or check out the great resources in our Help Centre!

All the best,

Amy
Checkmyfile

Beoordeeld met 5 van de 5 sterren

The best credit service

The best credit service, clear on all credit history, including settled accounts.

14 juni 2026
Review zonder uitnodiging
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Antwoord van Checkmyfile

Hi James,

Thank you so much for your fantastic feedback! We’re really glad to hear you found our credit service clear and helpful, especially when it comes to showing your full credit history, including settled accounts.

Checkmyfile is the only service that brings together your information from all three UK credit agencies – Experian, Equifax and TransUnion – so you can see everything in one place. You can also update your report daily to keep track of your most recent information.

If you have any questions or need any support, we’re always here to help!

Many thanks,

Amy
Checkmyfile

Beoordeeld met 5 van de 5 sterren

Straightforward and effective

Straightforward and effective. Really easy to get a report out to send to someone else.

12 juni 2026
Review zonder uitnodiging
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Antwoord van Checkmyfile

Hi Daniel,

Thank you so much for leaving us a great review! 

We're really glad to hear you found Checkmyfile straightforward and effective, and that getting your report to send to someone else was easy.

We know many of our customers need a copy of their report for mortgage or other major credit applications, so we've designed a report that's easy to read and navigate, both online and in a PDF format.

I hope you continue to have a great experience using Checkmyfile!

All the best,

Amy
Checkmyfile

Beoordeeld met 5 van de 5 sterren

Highly recommend

Was put onto check my file by my mortgage advisor. Had a few issues as I already had an account from years ago, (I didn’t realise) so needed to try to remember passwords etc. After a few exchanges of emails, it was all sorted. Would highly recommend

8 juni 2026
Review zonder uitnodiging
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Antwoord van Checkmyfile

Hi Nicola,

Thank you so much for your kind feedback and for recommending Checkmyfile. 

We're really pleased to hear that your login issues have been resolved and that you had a positive experience with our team. Our Customer Care team is always here to help you with your report or account queries, whether that's logging in, navigating the report or helping grow your credit score.

If you ever need any help in the future, just let us know – we're always here to support you!

Kind Regards,

Amy
Checkmyfile

Beoordeeld met 5 van de 5 sterren

I was asked to go on checkmyfile by…

I was asked to go on checkmyfile by mortgage broker.
The report was detailed. There were a couple of associations which shouldn't have been on my report and after reporting I was contacted promptly and advised these were reported to the relevant credit agencies.
Good service and experience to date.

5 juni 2026
Review zonder uitnodiging
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Antwoord van Checkmyfile

Hi Shahid,

Thanks for sharing your experience using Checkmyfile!

We understand it can be a bit surprising to see a financial associate on your report when you’re no longer connected financially.

In many cases, credit reference agencies won’t remove these links automatically. They usually stay on your report until you, or a trusted third party like Checkmyfile, ask for them to be taken off, which means they can remain there for quite a long time.

Helping you remove any outdated or incorrect associates is just one of the ways our team supports you in keeping your credit report accurate and up to date.

If you have any questions or would like a hand with this, feel free to let me know—I’m happy to help!

Many thanks,

Amy
Checkmyfile

Beoordeeld met 1 van de 5 sterren

Checkmyfile state clearly on their…

Checkmyfile state clearly on their website that after 'free' registration you hve 7 days to cancel or you wil be charged £14 per month!
On 30th April - unable to get back into our accounts to cancel - I sent an email to cancel both my and my wife's accounts. 8 days so we were both charged in May, after several phone calls I think my wife's account has been cancelled but I have still been charged again in June. I had another conversation, and sent another email, this time a complaint, and have not had the courtesy of a reply let alone a credit.
This is totally unacceptable - I am still waiting for the refund. The staff I have spoken to were very nice but clearly operating under strict guidelines I suspect we are not alone in falling foul of this system.

12 juni 2026
Review zonder uitnodiging
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Antwoord van Checkmyfile

Hi Ronald,

Thank you for taking the time to leave us a review.

We’re really sorry to hear about your experience and completely understand how frustrating this must have been. It’s important to us that all our customers feel clear and confident about their subscription.

We’ve reached out to you via your Trustpilot account to gather a few more details, so we can look into this further and help resolve things for you.

We hope to hear from you soon.

Lauren
Checkmyfile

Beoordeeld met 5 van de 5 sterren

We are 70 year old retired couple

We are 70 year old retired couple, looking for a mortgage to build a bungalow and the broker introduced us to getting a credit file information, it was a great experience, the site is easy to use and gives a very detailed list of all past history of loans , payments etc and gives a score, it’s a very simple but extremely comprehensive data from all the sources combined to give a lender full scope of information. I advise everyone to use this site for a very detailed overview.

4 juni 2026
Review zonder uitnodiging
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Antwoord van Checkmyfile

Hi Maqsood,

Thank you so much for sharing your experience - it really means a lot to us!

We’re delighted to hear that you found the site easy to use and that it provided a clear and detailed overview of your credit history. It’s especially wonderful to know that we've been a part of your journey towards building your new bungalow!

Checkmyfile brings together information from multiple sources in one simple, comprehensive report, and it’s great to hear that this has led to such a positive customer experience for you. Your recommendation could be incredibly helpful to others looking to better understand their credit profile, so it's much appreciated.

If there’s anything else we can support you with along the way, please don’t hesitate to get in touch. Wishing you all the very best with your plans!

Many thanks,

Amy
Checkmyfile

Beoordeeld met 5 van de 5 sterren

Checkmyfile is easy to use and gives an…

Checkmyfile is easy to use and gives an easy to read overview of your credit history / score. Useful tips on how to improve your credit score are also given.

12 juni 2026
Review zonder uitnodiging
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Antwoord van Checkmyfile

Hi,

Thank you so much for leaving us a great review!

We’re really glad to hear you found Checkmyfile easy to use and that our tips to improve your credit score have been helpful. 

Checkmyfile is the only service that shows your information from all three UK credit agencies – Experian, Equifax and TransUnion – all in one place. You can update your report daily to see your most recent information.

If you have any questions or need support, feel free to reach out to our team. We’re always here to help!

Kind Regards,

Amy
Checkmyfile

Beoordeeld met 3 van de 5 sterren

great service but must be more clear about how subscription works

great service but must be more clear about charges and the way the subscription works.
I used it for a second time as part of a financial assessment with buying a house and I knew I'm not eligible for the free service as I used it already in the past. but as it usually happens, I forgot to cancel right after and I was charged for the second month too. then when I canceled I read in their terms that they do not refund for time when services are not used. so

11 juni 2026
Review zonder uitnodiging
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Antwoord van Checkmyfile

Hi Stoleriu,

Thank you for your review - I’m really glad you found our service great.

I’m sorry to hear about your experience with the charges — I understand how frustrating unexpected payments can be, and we never want anyone to feel misled. 

We know a subscription isn’t the right fit for everyone, which is why we keep things flexible with no minimum commitment and easy cancellation. While we aim to make this as clear as possible, your feedback is really valuable, and I’ll make sure it’s shared with our Product Team for review.

Best wishes,

Lauren
Checkmyfile

Beoordeeld met 5 van de 5 sterren

Nice and smooth everything clear and…

Nice and smooth everything clear and easy

10 juni 2026
Review zonder uitnodiging
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Antwoord van Checkmyfile

Hi Kamil,

Thanks so much for leaving us a great review.

We’re so pleased to hear that everything on Checkmyfile was clear and easy for you to use - that’s exactly what we aim for!

If you ever need any help or have any questions in the future, please don’t hesitate to get in touch. We’re always happy to help.

Kind Regards,

Amy
Checkmyfile

Beoordeeld met 4 van de 5 sterren

I believe it is one of the best credit…

I believe it is one of the best credit report websites I have used. However, I would rate it 4* primarily because it is so expensive. I have cancelled my trial, but most definitely re-consider if the price comes down to a reasonable level.

8 juni 2026
Review zonder uitnodiging
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Antwoord van Checkmyfile

Hi Farid,

Thank you for sharing your feedback and for trying out our service. It's great to hear that you've had a positive experience with our website and made use of your free trial.

Checkmyfile is the only credit reporting service that returns your full report from each of the three credit agencies that operate in the UK - Experian, Equifax and TransUnion - and we're confident that our subscription offers great value for the amount of information we provide.

As well as showing you all your data, our team provides excellent credit health advice tailored to you, and a dispute service designed to correct any errors in your data across all three credit agencies.

That said, we know that our subscription isn't for everyone. We're fully supportive of everyone taking steps to improve their credit health, regardless of which platform works best for them.

Thanks again for taking the time to leave us a review!

Amy
Checkmyfile

Beoordeeld met 5 van de 5 sterren

My mortgage company requested I use…

My mortgage company requested I use Check my File, even though I use another credit agency. So I signed up and Check my File produced their report (I didn’t see it because I didn’t need to) the mortgage went straight through and everything was fine. I subsequently contacted them at Check my File to cancel my subscription. This was the part I was anxious about. I hit the contact us and sent a request. The next day I had my reply. They had cancelled it with immediate effect. No further payments would be deducted. Nice friendly email. Wow. I’m a bit surprised, but pleasantly so. Thank you Check my File.

11 maart 2026
Review zonder uitnodiging
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Antwoord van Checkmyfile

Hi Michael,

Thanks so much for sharing your positive experience with us. It's great to hear we've been a part of your mortgage application.

Checkmyfile returns your credit report data from all three of the UK's credit agencies - Experian, Equifax and TransUnion - to give you the full overview of your data. It's why so many mortgage advisors like working with us!

We're sorry to hear that you didn't need to view your report yourself, we like to think we're the best around! Hopefully, when you next need your credit report, you'll give us another go.

Thanks for mentioning that you found cancelling your subscription straightforward and that you got a friendly response from our team. We know not everyone will need their report all the time, so we try to make it easy to activate and cancel your subscription as and when needed.

Even when your subscription isn't active, there are still plenty of great resources in our Help Centre you're welcome to browse!

All the best,

Amy
Checkmyfile

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