Equifax Reviews 

5.114
TrustScore 3.5 uit 5

3,3

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

Just really easy to set up an account, navigate the options and needed to raise a case which was also easy to do. Being kept informed of case progression throughout. Really impressed Overall gr... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 1 van de 5 sterren

This organisation had very outdated and incorrect information about me. Their old data caused a lender to decline my application. The Equifax customer service is very poor, slow and completely misses... Toon meer

Beoordeeld met 5 van de 5 sterren

When I raised a dispute with my file thay responded and dealt with the error quickly. My only complaint would be the time it takes to correct a false entry it should be instantly as it is not you faul... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 3 van de 5 sterren

It's okay but needs more, the service is okay, but I think the cost of paying for effectively insights you can create yourself (credit history and movement etc) being put behind a paywall, is a li... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Kredietinformatiebureau
  2. Alternatieve financiële diensten
  3. Kredietregistratiebureau
  4. Niet-bancaire financiële diensten

Over Equifax

Geschreven door het bedrijf

Our Equifax Credit Report & Score has been built to be more usable, accessible and accurate than ever, featuring a credit score which is out of 1000 points. Our enhanced Equifax Credit Report also includes a range of Identity Protection Features as well as access to our highly experienced call centre Support Team.

Having access to your credit report will show you areas in your financial life that can affect your credit score. We explain how the Equifax Credit Report & Score works and how you can use it to help manage your financial information.

Try your Equifax Credit Report & Score for FREE*

*Your first 30 days are free then it’s £14.95 per month. You can cancel at any time.

If you would like to discuss a query, raise a data dispute or make a complaint, you can do so by visiting our Online Help. This facility is free to use and you do not need to be an Equifax customer. Online Help also has lots of FAQ's which may answer your questions.

Contact
Visit Online Help for information.


Contactgegevens

3,3

Gemiddeld

TrustScore 3.5 uit 5

5K reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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3,3

Alle reviews

(5.114)

1.095 reviews in de afgelopen 12 maanden

Een review schrijven
Bedrijven op Trustpilot mogen geen beloningen aanbieden of betalen om reviews te verbergen. Reviews zijn de meningen van individuele gebruikers en niet van Trustpilot. Meer informatie

Beoordeeld met 5 van de 5 sterren

Excellent App

Easy to register and verify your ID. Easy to navigate the app and found out where I had car finance from over the last 20 years for free. This is a must have if you can’t remember who you had finance with because if you use a claim company they will take at least a third off you in fees and add vat on top!! Highly recommend Equifax.

1 september 2026
Logo Equifax

Antwoord van Equifax

Hi Mr. Williams,

Thanks so much for taking the time to rate us and for your very kind comments, we really appreciate it. We’re always looking at ways to improve and develop our service and your feedback will help us.

I'm delighted that you found our app easy to navigate and useful. I hope that you will continue to find Equifax of value and that we can continue to assist with your finance.

Thanks again for the review and if ever you have any questions about how our features can help you further, please feel free to contact using Online Help.

Kind regards,

The Equifax Team

Beoordeeld met 1 van de 5 sterren

Inaccurate

Credit score is far lower than the other credit companies and shows inaccurate and out of date information

1 september 2026
Logo Equifax

Antwoord van Equifax

Hi there,

I'm sorry that you are unhappy with your Equifax Credit Score. You can find information about what may affect your score by visiting Online Help and using our FAQ's, alternatively we'd be delighted if you wished to give us a call so that we could discuss this with you.

The Score has been designed to reflect how lenders are likely to assess your creditworthiness when making lending decisions, so it changes in line with how lenders are likely to view you at the current time. Equifax do not make lending decisions, so it's important our score is reflective of those who do make such decisions. The features of the Score are designed to provide greater clarity around how the information in the credit report can impact your credit score.

Kind regards,
The Equifax Team

Beoordeeld met 1 van de 5 sterren

They give you a dramatically lower…

They give you a dramatically lower credit score than all the other creditors solely on the basis that you don't have a lot of credit history, but then their score prevents you from getting any credit history, so you end up doomed to be punished for life like someone who was irresponsible with debt in their youth despite a long history of being so responsible with my finances that I've never needed or wanted credit.

27 augustus 2026
Logo Equifax

Antwoord van Equifax

Hi Radical,

Thanks for taking the time to leave us a rating and some feedback, we appreciate it.

You can find information about this by visiting Online Help and using our FAQ's, alternatively we'd be delighted if you wished to give us a call so that we could discuss this with you.

The Score has been designed to reflect how lenders are likely to assess your creditworthiness when making lending decisions, so it changes in line with how lenders are likely to view you at the current time. Equifax do not make lending decisions, so it's important our score is reflective of those who do make such decisions. The features of the Score are designed to provide greater clarity around how the information in the credit report can impact your credit score.

Kind regards,

The Equifax Team

Beoordeeld met 1 van de 5 sterren

Can’t trust the information they share

Equifax added a ‘new’ credit account to my report. It actually related to a car lease agreement which had been completed several months earlier and had been closed. I complained and was told it was correct so no change would be made. You cannot trust the information they share about you.

So I get the same standard response from Equifax. But I wasn’t posting here for support, I was posting here for others to see how useless they are.

1 september 2026
Review zonder uitnodiging
Logo Equifax

Antwoord van Equifax

Hi Richard,

Thanks for taking the time to leave us a rating and some feedback, we appreciate it.

I'm afraid you haven't left us enough information to locate your Equifax account. We're keen to assist you so please feel free to get in touch using online Help. Trust Pilot comments are not linked to Equifax systems so please be sure to explain your issue in full when you get in touch.

Kind regards,

The Equifax Team

Beoordeeld met 5 van de 5 sterren

Very easy to register

Very easy to register and to be ‘ up and going’ in a short time. Then being able to source the information that I was looking for.

20 augustus 2026
Logo Equifax

Antwoord van Equifax

Hi William,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Beoordeeld met 1 van de 5 sterren

Rubbish agency

I wrote to Equifax regarding my Financial information on Clear score which showed a closed account as being Active. I then contacted Equifax on the 31st August and within minutes they had resolved the issue and closed the case. I then logged into my Equifax account and went to My Cases which showed nothing and nothing in Closed case so basically they didn't do anything.

31 augustus 2026
Review zonder uitnodiging
Logo Equifax

Antwoord van Equifax

Hi Denise,

Thanks for taking the time to leave us a rating and some feedback, we appreciate it.

I'm afraid you haven't left us enough information to locate your Equifax account. We're keen to assist you so please feel free to get in touch using online Help. Trust Pilot comments are not linked to Equifax systems so please be sure to explain your issue in full when you get in touch.

Kind regards,

The Equifax Team

Beoordeeld met 1 van de 5 sterren

Equifax has merged the credit history…

Equifax has merged the credit history of a different person with my credit history, so the other person's history shows up on my credit check. The other person has the same name as me, and was born on the same day, but has a different year of birth, and a different address.
The other person has a bad credit record so it adversely effects my rating. It is shocking that such a fundamental failure of not matching the year of birth does not get picked up and corrected automatically and that I needed to report this myself.
Equifax told me it would take at least 2 working days to correct this. In the meantime I can't get a mortgage in principal, so I can't submit an offer on a house that I want to buy. I will probably lose the house by the time this is sorted out.

29 augustus 2026
Logo Equifax

Antwoord van Equifax

Hi David,

Thanks for taking the time to leave your feedback. Customer feedback, whether positive or negative, is invaluable in helping us improve our service and we really appreciate your comments.

I’m sorry that your experience with Equifax hasn't met your expectations. We're currently investigating this for you and will be in touch with updates on your case.

In the meantime, if there’s anything you feel you need to add, please don't hesitate to get in touch with us using the contact details on our Online Help platform.

Kind regards,

The Equifax team

Beoordeeld met 5 van de 5 sterren

Equifax is quick to respond

I like the fact that Equifax is quick in dealing with changes, updating score and replying quickly.

22 augustus 2026
Logo Equifax

Antwoord van Equifax

Hi Dian,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Beoordeeld met 1 van de 5 sterren

Nat West my credit score

You told Nat West my credit score wasn’t good enough. I then registered with your company and you started sending me loan offers as my chances of success was 94%!!!! SERIOUSLY?!

21 augustus 2026
Logo Equifax

Antwoord van Equifax

Hi there,

Thank you for taking the time to leave us a rating and a comment.

I'm really sorry that your experience with Equifax has not met your expectations.

We’re keen to listen to all feedback. If there’s anything in particular you’d like to raise with us, we’ll be happy to do what we can for you. Please let us know using Online Help, as Trust Pilot comments are not linked to Equifax systems.

Kind regards,

The Equifax Team

Beoordeeld met 5 van de 5 sterren

Fantastic customer service

I found customer service really excellent when I needed to call to ask a few questions and get some clarification. The lady on the phone was lovely, very knowledgeable and reassuring.

29 augustus 2026
Logo Equifax

Antwoord van Equifax

Hi Sophie

Thanks so much for taking the time to leave us a rating and for your kind feedback. Your comments are much appreciated and we’ll be sure to share them with the team.

I'm really pleased that you feel we answered all your queries.

I hope we continue always to meet your expectations in future. If you have any further questions, feel free to reach out via our Online Help page.

Kind regards

The Equifax Team

Beoordeeld met 5 van de 5 sterren

Excellent ,easy to use the system

Excellent ,easy to use the system

22 augustus 2026
Logo Equifax

Antwoord van Equifax

Hi Thomas,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Beoordeeld met 5 van de 5 sterren

The support and professionalism is the…

The support and professionalism is the best.

22 augustus 2026
Logo Equifax

Antwoord van Equifax

Hi Oyedokun,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Beoordeeld met 4 van de 5 sterren

Easy to join

Easy to join. Valuable advice to a first time fraud victim.

21 augustus 2026
Logo Equifax

Antwoord van Equifax

Hi Nelson,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Beoordeeld met 1 van de 5 sterren

THE CREDIT SCORE IS NOT ACCURATE

THE CREDIT SCORE IS NOT ACCURATE
ALWAYS THE SAME.EXPERIAN HAS MORE ACCURACY

28 augustus 2026
Logo Equifax

Antwoord van Equifax

Hi there,

Thank you for taking the time to leave us feedback, this is an important way for us to help understand how we can improve our service.


Other CRA’s hold your information and may use their own scoring methods to provide you with a Score. Their interpretation of your information may be slightly different to how Equifax interprets your information, and so the score/rating will be different to the Equifax score/rating. It’s also worth remembering that the information held by other CRA’s may not be the same information that’s held at Equifax, and therefore the score outcome will be affected by this.

It is also important to explain that your Equifax Credit Score is not the actual score that will be used by a company when you apply for credit with them. If the company uses Equifax, then Equifax will supply your credit report information to the company, but not the score.

During a credit application, companies use the information provided by Equifax and then apply their own lending criteria and scoring methods to decide whether or not to accept an application. Different companies will score your information in different ways. For example, a mortgage lender may place particular weight of emphasis on your ability to afford large monthly repayments by looking at whether you are perhaps already over-indebted. On the other hand, before giving you a handset, a mobile phone provider may be slightly less focussed on your ability to afford large monthly repayments and more concerned with aspects of your credit history which show you have a fixed address and are reliable and conscientious when making smaller payments. Credit card providers, short term loan providers, utilities providers and many other types of providers may all have various different priorities when it comes to assessing your creditworthiness.

All of this goes some way to explain why different CRA’s will have their own experience and idea of how lenders will score a particular individual.

We'd love to help explain this in greater detail so please feel free to contact us using online Help.

Kind regards,
The Equifax Team

Beoordeeld met 5 van de 5 sterren

Equifax dealt with my request swiftly…

Equifax dealt with my request swiftly and professionally

21 augustus 2026
Logo Equifax

Antwoord van Equifax

Hi Yasmin,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Beoordeeld met 5 van de 5 sterren

Easy to use

Easy to register and the information i was looking for appeared so quickly. Really helpful

21 augustus 2026
Logo Equifax

Antwoord van Equifax

Hi Jules,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Beoordeeld met 5 van de 5 sterren

I was very welcomed by the agent

I was very welcomed by the agent. The agent was very professional and gave me the advice that I needed

21 augustus 2026
Logo Equifax

Antwoord van Equifax

Hi Mabintou,

Thanks so much for taking the time to leave us a rating and for your kind feedback. Your comments are much appreciated and we’ll be sure to share them with the team.

I hope we continue always to meet your expectations in future. If you have any further questions, feel free to reach out via our Online Help page.

Kind regards

The Equifax Team

Beoordeeld met 5 van de 5 sterren

Equifax is good 👍

21 augustus 2026
Logo Equifax

Antwoord van Equifax

Hi there,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Beoordeeld met 5 van de 5 sterren

Very good

Very good. Quick and easy and obtained what I required

28 augustus 2026
Logo Equifax

Antwoord van Equifax

Hi Helen,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Beoordeeld met 5 van de 5 sterren

Very easy to deal with

28 augustus 2026
Logo Equifax

Antwoord van Equifax

Hi Gary,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

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