This organisation had very outdated and incorrect information about me. Their old data caused a lender to decline my application. The Equifax customer service is very poor, slow and completely misses... Toon meer
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Lees wat reviewers zeggen
Just really easy to set up an account, navigate the options and needed to raise a case which was also easy to do. Being kept informed of case progression throughout. Really impressed Overall gr... Toon meer
Bedrijf heeft geantwoord
It's okay but needs more, the service is okay, but I think the cost of paying for effectively insights you can create yourself (credit history and movement etc) being put behind a paywall, is a li... Toon meer
Bedrijf heeft geantwoord
When I raised a dispute with my file thay responded and dealt with the error quickly. My only complaint would be the time it takes to correct a false entry it should be instantly as it is not you faul... Toon meer
Bedrijf heeft geantwoord
Bedrijfsgegevens
- Kredietinformatiebureau
- Alternatieve financiële diensten
- Kredietregistratiebureau
- Niet-bancaire financiële diensten
Over Equifax
Geschreven door het bedrijf
Our Equifax Credit Report & Score has been built to be more usable, accessible and accurate than ever, featuring a credit score which is out of 1000 points. Our enhanced Equifax Credit Report also includes a range of Identity Protection Features as well as access to our highly experienced call centre Support Team.
Having access to your credit report will show you areas in your financial life that can affect your credit score. We explain how the Equifax Credit Report & Score works and how you can use it to help manage your financial information.
*Your first 30 days are free then it’s £14.95 per month. You can cancel at any time.
If you would like to discuss a query, raise a data dispute or make a complaint, you can do so by visiting our Online Help. This facility is free to use and you do not need to be an Equifax customer. Online Help also has lots of FAQ's which may answer your questions.
Contact
Visit Online Help for information.
Contactgegevens
Verenigd Koninkrijk
- www.equifax.co.uk
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Antwoord van Equifax
Quite difficult to raise an issue
Quite difficult to raise an issue, then when issue was eventually able to be raised no real accountability was taken by Companies who manage my Credit History. I still do not believe my issue was resolved where i stated that I had a missed payment showing on my most recent report, yet i have never missed a payment for mortgage, loans or credit cards, or for any other borrowing in my lifetime, with the case reported as now being closed???

Antwoord van Equifax
Finding out how I stand at the moment…
Finding out how I stand at the moment regarding my credit sc ore I hope this will improve at the end of October when my IVA finishes

Antwoord van Equifax
Dont agree with paying for a report…
Dont agree with paying for a report when they make money trying to sell loans and credit cards

Antwoord van Equifax
Friendly and helpful customer service.
Friendly person at their call centre. She was helpful in answering my questions about my credit report and in updating my details. I didn’t have to wait long at all to speak to someone, which is a relief from having to endure some awful music whilst on hold, which is quite common nowadays. Excellent!

Antwoord van Equifax
Corrupt Controlled Legal Scam
The worst of all Credit Agencies to communicate with
Awful company that do not care about you or the truth, just a huge scam like all Credit Reference Agencies
Report false data with zero evidence or proof shown by creditors to prove their claims
Ruin lives and do not care
Just like everything else a corrupt controlled scam selling your data to anybody willing to pay for it

Antwoord van Equifax
I very rarely leave reviews
I very rarely leave reviews, but my experience with Equifax has been poor enough that I feel compelled to do so.
I initially used Equifax after being declined for a mobile phone contract. What I found was a service that was difficult to navigate, appeared to hold incomplete information about me, and offered very little confidence when I contacted customer support.
My fundamental concern is simple: if Equifax does not hold complete and accurate information about an individual, how can it reasonably claim to provide a reliable assessment of that person's creditworthiness?
For example, your system appears to restrict the number of previous addresses I can provide. I have lived at several addresses, so if my full address history cannot be properly recorded, how can you be confident that you are matching and assessing all of the relevant financial information connected to me?
The discrepancy between the credit reference agencies only reinforces my concern. My Experian score is 1224 out of 1250 — close to perfect. With Equifax, I am 649 out of 1000. I appreciate that different credit reference agencies use different scoring models, but such a significant difference raises legitimate questions about the completeness and accuracy of the underlying information being used.
Experian also allows me to review and correct information relatively easily, and when I have contacted them, I have found their staff helpful. My experience with Equifax was the opposite. I found the customer service team unable to properly address the concerns I raised. There was far too much talking around the issue rather than answering straightforward questions, and at times I felt I understood the credit-reporting issues I was raising better than the people supposedly assisting me.
This is not simply a complaint because I dislike the score Equifax has given me. My concern is whether Equifax has sufficient, complete and accurate information to produce a meaningful assessment in the first place. If the underlying data is incomplete, then any assessment based upon that data must surely be open to question.
I have now cancelled my Equifax subscription. Going forward, before applying for any significant credit product, I will check which credit reference agency the lender uses. If they rely primarily on Equifax, I will take my business elsewhere.
For an organisation whose entire purpose depends upon the accuracy and integrity of personal financial data, I expected considerably better.

Antwoord van Equifax
Excellent and very quick customer service
I had an enquiry with Equifax regarding an issue with my credit report, and I was very impressed with how quickly they responded.
The person who dealt with my enquiry was helpful, professional and clear in their communication. They understood what I was asking, checked the matter properly and came back to me with a clear response.
I was particularly pleased with how straightforward the whole process was. I did not feel like I was being passed around or ignored, and my enquiry was dealt with efficiently.
Thank you to the Equifax customer service team for the quick response and for handling my enquiry so well.

Antwoord van Equifax

Antwoord van Equifax
I am waiting for suitable credit card…
I am waiting for suitable credit card and overdraft options

Antwoord van Equifax
Very useful and helped me understand…
Very useful and helped me understand what parts of my file were not up to date.

Antwoord van Equifax
User Friendly website
User Friendly website , Easy to access the information relevant to my searches while offering clear results that are easy to decipher. I also appreciate the criteria used in determining credit scores.

Antwoord van Equifax
Total waste of time
Total waste of time and they now have photos of my driving licence and DWP correspondence. Trapped in a loop of id verification and a nonfunctioning app.

Antwoord van Equifax
The Free service doesnt actually help…
The Free service doesnt actually help with anything which was the whole reason why I signed up. All the things that need to be seen are hidden behind a pay wall which is completely stupid! "Pay money you likely dont have so you can see how bad your rating is!" Good that!!

Antwoord van Equifax
Data breaches and wrong information on…
Data breaches and wrong information on their files, absolutely rubbish customer service to get this sorted.. opened up a case and just nothing happens!

Antwoord van Equifax
My experice great because i sent to…
My experice great because i sent to change my new address withing 10hrs the responsed was so fast as rocket to space.thanks equifax.

Antwoord van Equifax
No a fan at all find the site awful to…
No a fan at all find the site awful to use very confusing

Antwoord van Equifax
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