Habito Reviews 

Jo F was exceptional
Great service throughout

My contact was very responsive and able to offer advice on the different options I was considering for my mortgage renewal, whilst also offering insight into other considerations I might need to think about.

Myself and my partner started looking at our options for a mortgage via other online portals but it wasn’t until I found Habito when it felt like a really great idea! We had toyed with going to a traditional broker but we both work 6 days a week and it wasn’t something that could align with our work schedules. I had enquired with an independent broker and explained our circumstances and they had said we would need a 15% deposit in order to secure a mortgage. When I found Habito we had put an offer in on an initial house…that offer later wasn’t accepted. Ashton our advisor was faultless: great communication, informative and helpful. After our offer wasn’t accepted, I asked him to calculate what would be our maximum affordability based on our deposit and a 95% LTV. He came back with the maximum that was way beyond we thought was imaginable. We looked at houses way below this threshold for comfortability and managed to secure a beautiful property. Every time I messaged, Ashton calmed my nerves, was reassuring without being overly compensating and answered every single one of my silly questions. The past three weeks - waiting to hear the outcome of our application - have been painfully long, especially with the original brokers words in my mind!! But on Friday we got our mortgage offer! We could not be happier! Thank you Habito, Aston and Megan for making our dreams come true! ✨

Great service, can't believe this is all free. Really appreciate Joseph L help me all the way finding the right deal and eventually finished the transition to my new mortgage.
Very happy about the result! Recommend anyone who is shopping remortgage to consider the service from habito.

We are absolutely delighted with the service we received from both the mortgage advisor and solicitor team. Everyone was professional, supportive, and incredibly helpful throughout the process. Communication was excellent, our questions were answered promptly, and we always felt well looked after.
We are particularly grateful to Vanessa J, Mariam I and Barsena F for their outstanding support, patience, and dedication throughout the process. They went above and beyond to make everything as smooth as possible.

We found Habito online as we wanted a smooth experience with applying for and submitting a mortgage application. Carl was very helpful and explained everything to us prior to submission. Would recommend Habito to anyone who is a first-time buyer or needs to explore their available options.

A swift, responsive service that makes navigating the complexities of mortgages that much easier. Thank you, again!

Habito helped me get a mortgae after my first offer with barclays kept changing. So they made my dream of owning a home come true and I would highly recommend using habito. The customer service was outstanding and I often got a reply within the hour.

Grant was really helpful and friendly whilst considering all of my options. He was available at all hours of the day and responded really quickly. It seems that habito also has access to a wide range of lenders as they were able to bring up deals that weren’t offered with other brokers so it is absolutely worth having a chat with them!

We remortgaged our house with Vanessa and I was very happy with the service. Very efficient and I did not need to be on the phone for 4h with a mortgage advisors.

Room for improvment for Habito is that some lenders like Halifax are not on Habito's list and sometimes you can miss out on offers.

Grant has been so helpful from the very start - he went above and beyond! We met a few hiccups and he couldn't have been more supportive and pro-active in getting my application submitted. Thank you so much. Highly recommend.

Quick responses to questions, all information made really easy to understand, very helpful. We’ve used Habito a few times now for remortgaging and wouldn’t go anywhere else.

Fantatsic and knowledgeable service at every stage! Happy to recommend Habito.

Have used Habito twice now for initial mortgage and remortgage. Very happy with the service which is quick and easy!

The first advisor I got said she was too busy to help me but passed it on to her colleague Lily.

I can highly recommend Lily as a mortgage advisor. Replies were prompt and she was friendly. It was also easy to contact her and get information.

The Habito input system needs some work as it can be difficult to put in more than one property. If you make a mistake, you can’t go back. This means the mortgage advisor has to input the data for you which is very time-consuming.

The no broker fee helps keep costs down. I would recommend them for BTL mortgages.

From start to finish, an absolutely great service. I was kept well informed throughout, all questions answered promptly and absolutely no stress whatsoever.
I only enquired about a remortgage out of curiosity, not expecting to find a better deal, but came away saving over £100 a month. Will definitely look to Habito Next time I move or am thinking about a new deal.

The team at Habito made my re-mortgage so straight forward. Ahmet & Sharlene in particular were very helpful and responded to all questions within a few hours.
I would have no hesitation in recommending this company

I've had help from Habito twice now. Once for one aborted process (bottom of the chain backed out), and this time, where I'm very close to completion. In both cases they have been super helpful in working with often difficult mortgage lenders. Mariam in particular has been excellent on both occasions. Definitely recommend.

Recently signed up for a new 2 year fixed rate. Never used any form of services before however a friend put me in the Habito. Took a lot of effort and heavy lifting away from me and ended up getting here best rate available with minimal effort. Would strongly recommend having a conversation with them!

I’ve had a really good experience with Liam and Habito. Liam has been brilliant throughout, always helpful, easy to deal with and happy to explain things whenever I’ve had questions. Would definitely recommend! Cheers mate